The Best Credit Cards to Get You into the Top Airport Lounges All Over the World

airport lounge credit card

Imagine this: you’re about to take a 17 hour flight across the world, and you’re too cheap to splurge on anything more than an economy class seat. Not to fret, there’s still a way to experience a life of luxury before the flight. Just imagine hours of relaxation with Wi-Fi access, refreshments, shower facilities, even a fish spa! And believe it or not, it won’t cost you anything extra. All you need is to have one of these credit cards.

Here are the best credit cards to get you into the best airport lounges in Singapore and across the globe.

 

1. Citibank PremierMiles Visa Signature

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Citibanks’s best air-miles card gets you a complimentary Priority Pass membership worth US$99, along with 2 complimentary passes every 12 months worth US$54.

As a Priority Pass member, you get access to over 700 VIP lounges in hundreds of cities worldwide. These include 11 lounges in Changi Airport alone, including The Haven by JetQuay and the SATS Premier Lounges in all three terminals. However, only two of those visits will be free each year. Your guest can use one of those two passes. All subsequent visits and guests will be charged at US$27 per guest, per visit.

To be eligible for the Citibank PremierMiles Visa Signature, you need to earn at least $50,000 a year and the annual fee is $192.60. If you are interested, you can apply here.

 

2. DBS Altitude Visa Signature

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Like the Citibank PremierMiles Visa Signature, gets you a complimentary Priority Pass membership worth US$99, along with 2 complimentary passes every 12 months worth US$54.

As a Priority Pass member, you get access to over 700 VIP lounges in hundreds of cities worldwide. These include 11 lounges in Changi Airport, including the Airport Wellness Oasis in Terminal 1 and the Ambassador Transit Lounges in T2 and T3. However, only two of those visits will be free each year. All subsequent visits will be charged at US$27 per visit.

Like the Citibank card, you can share one complimentary passes with a guest, but only if you’re present too.

To be eligible for the DBS Altitude Visa Signature, you need to earn at least $50,000 a year and the annual fee is $192.60. If you are interested, you can apply here.

 

3. HSBC Visa Infinite

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Like the Citibank PremierMiles Visa Signature, the HSBC Visa Infinite also gets you a complimentary Priority Pass membership. Unlike the Citibank card, this membership is the Prestige Membership worth US$399. It gives you unlimited free access to all the 700 VIP lounges under Priority Pass. Not only that, but all your supplementary cardholders get Priority Pass’ Prestige Membership too. That’s an insane amount of luxury.

Of course, it needs to be said that the HSBC Visa Infinite card is targeted at high rollers and thus is by invitation only. Unlike other exclusive credit cards in Singapore though, the relatively low annual fee of $488 for HSBC Premier Customers means it’s actually worth your time, especially if you already do private banking with HSBC.

On top of that, they’re currently offering 35,000 air miles as a welcome gift that’s redeemable with over 30 leading airlines, so you don’t just get free airport lounge access, but you also get a jumpstart to redeeming a free flight as well. The caveat is that you need to be earning $120,000 a year to apply for this card, or maintain a fixed deposit of $30,000 until account closure if you don’t. If you are interested in the HSBC Visa Infinite Card, you can apply here.

 

4. American Express KrisFlyer Ascend

amex-krisflyer-ascend-card copy

Amex’s flagship air-miles credit card surprisingly isn’t on the Priority Pass programme. However, they do give you complimentary access to the very cushy SATS Premier Lounge, located in all three terminals at Changi Airport, as well as 11 Plaza Premium Lounges all over the world including China, India, Canada, Hong Kong and Malaysia.

Of course, it must be said that you only get 4 complimentary passes each year. That’s twice the number of complimentary passes as Citibank or DBS’s card, but considering the limited number of lounges, it seems like an unbalanced trade-off. Still, you will get to enjoy 30% off the walk-in entrance fee rates for selected lounges in Singapore, and 20% off the entrance fee rates for selected loungers overseas.

To be eligible for the Amex Krisflyer Ascend, you have to be earning $50,000 a year and the annual fee is $337.05.

 

Have you been to any of the airport lounges mentioned in this article? Give us your feedback!

I am the poster boy for reinventing one's self. I've been a broadcast journalist, a technical writer, a banking customer service officer and a Catholic friar. My life experiences have made me the most cynical idealist you'll ever meet, which is why I'm also the co-founder of a local pop culture website. I believe ignorance is not bliss, and that money is the root of all evil only if you allow it to be.