The ICBC Horoscope Credit Card — Flaunt Your Star Sign, Get Unlimited Cashback and More

This post was written in collaboration with ICBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective lens. We are committed to providing the best recommendations and advice in order for you to make personal financial decisions with confidence. You can view our Editorial Guidelines here.

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The new ICBC Horoscope Credit Card (not to be confused with the ICBC Chinese Zodiac Credit Card) offers even more unlimited cashback for local and foreign spending, dining/shopping perks, and an award-winning cardface design that allows you to flaunt your own star sign.

Powered by UnionPay, the ICBC Horoscope Credit Card makes transactions much easier especially for frequent travellers on business or leisure. But whether you’re in Singapore or overseas, the ICBC Horoscope Credit Card has something for everyone. 

Let’s dive into the features of this card:

 

Flaunt your star sign

A headstrong Aries? Flaunt it. A gregarious Gemini? Own it.

With the ICBC Horoscope Credit Card, you can personalise your cardface — choose from 12 elegant constellation symbol totem designs that exude your personality traits. These designs are winners of the 2018 International Card Manufacturers Association Élan Awards, akin to the prestigious Golden Globes of the global transaction card industry.

This makes it an excellent conversation starter, whether you are at social or work gatherings. How’s that for helping to break the ice?

 

For the homebodies — 2% unlimited cashback on local shopping and dining

Enjoy 2% unlimited cashback on local shopping and dining, with NO minimum spend and NO cashback cap. There are even additional dining promotions such as 15% off total bill at House of Seafood that runs till 31 October 2020, so you can take your loved ones or business associates out for a mouthwatering crab feast.

And if you frequent Changi Airport’s retail stores, why not enjoy the shopping privileges at iShopChangi — till 31 March 2020, get 10% off with a minimum spend of S$200 in a single receipt (discount is capped at S$50).

And for everything else, enjoy 1% unlimited cashback (yes, same drill applies — no minimum spend, no cashback cap) on other eligible spending.

 

For the travellers — 3% unlimited cashback on all foreign currency spending

And if you are the jetsetting sort, easily earn 3% unlimited cashback on all foreign currency spending. Yes, there is no minimum spending and no cashback cap on this!

If you often shop online on international sites, you could even earn 3% unlimited cashback with NO minimum spending and NO cashback cap on all your foreign currency spending. Just remember to pay in foreign currency when you checkout.

 

Other perks of the ICBC Horoscope Credit Card

Till 31 Dec 2020, all qualified ICBC cardholders can travel in comfort. Receive a maximum of 6 DragonPass points to redeem up to 6 free visits to an eligible airport’s VIP lounge (1 DragonPass point per visit per person) or up to 12 visits to the VIP lounge at high-speed railway stations (0.5 DragonPass points per visit per person). These DragonPass points can also be redeemed for your guests.

There’s also a waiver of annual fee for 3 years.

Sign up for the ICBC Horoscope Credit Card here.

 

What credit card do you use when you travel overseas? Let us know in the comments below!