joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

photography studios singapore -
Budgeting
Top 8 Photography Studios Singapore: Graduation, Baby, Family Studio Photography
Whether you’re a selfie-obsessed influencer or freak out whenever someone points a camera your way, there are certain milestones in life that might require you to go for a professional...
19 February 2020
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Education
CPF Education Scheme: Using Your Parents’ OA to Pay For Your University or Polytechnic Fees
University and polytechnic fees in Singapore are not cheap. The good news is that if your parents are unable to fork out cash for your school fees, you have the...
17 February 2020
credit card for pregnancy costs
Credit Cards
7 Top Credit Cards to Benefit from Pregnancy Costs in Singapore
So you got two red lines on your pregnancy kit! Assuming that’s what you want, that’s an occasion for celebration.
6 February 2020
Best No Minimum Spend Cashback Credit Cards In Singapore 2020
Credit Cards
Best No Minimum Spend Cashback Credit Cards In Singapore 2020
So this new credit card you signed up for is promising to reward you with a ridiculously generous cashback rate. But the catch is that the more generous cashback credit...
31 January 2020
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Budgeting
PayLah vs PayNow vs Pay Anyone – What’s the Difference & How to Use Them?
PayNow, PayLah and PayAnyone. What’s the difference? And more importantly, how do you use them? Banks have been aggressively marketing peer-to-peer payment services that let you make payments and transfer money...
12 January 2020
CIMB fixed deposits
Fixed Deposits
Best CIMB Fixed Deposit Rates & Promotions in Singapore – MoneySmart Review
It’s an open secret that the Malaysian banks in Singapore tend to offer the most attractive interest rates, whether on your savings or fixed deposits. This month (Jan 2020), CIMB...
9 January 2020
maybank fixed deposit
Fixed Deposits
Best Maybank Fixed Deposit Rates & Promotions in Singapore – MoneySmart Review
In 2019, Maybank offered some of the best fixed deposit promotions in town, busting even the 2% p.a. ceiling in some months. Sadly, Maybank is lagging behind this month —...
9 January 2020
hong leong fixed deposits promotions and interest rates
Fixed Deposits
Best Hong Leong Finance Fixed Deposit Promotions & Interest Rates in Singapore – MoneySmart Review
Want to grow your money without the risk? Fixed deposits are a great low-risk instrument. Just do research on the best interest rates, park your money in a fixed deposit...
9 January 2020
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Credit Cards
Amex KrisFlyer Ascend Credit Card – MoneySmart Review 2020
The Amex KrisFlyer Ascend Credit Card is best known for its ease of use as KrisFlyer miles are credited directly to your account – no conversion needed – and big welcome...
7 January 2020
IPL hair removal header
Fitness & Beauty
7 IPL Hair Removal Salons in Singapore 2020: Price List of Treatments
Women go to great lengths to achieve beauty, and hair removal is something that only the bravest dare to go without these days. Thanks, society. Tired of shaving and waxing,...
16 December 2019
setting up a business in singapore
Business
Setting Up a Company in Singapore: Company Registration, ACRA & Further Processes
So, you’re always brimming with madcap business ideas that you’re convinced will work, plus you’re sick and tired of working for unappreciative bosses. Well, maybe the next is to step...
9 December 2019
cheap places to see snow in december
Travel
6 Most Affordable Countries with Snow in December You Can Travel to From Singapore
The sight of European tourists baking under Singapore’s sweltering heat can seem comical, but Singaporeans’ own quest for cold weather destinations can baffle those who come from lands with temperate...
8 December 2019
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Invest
Bond Pricing – How Does it Work and What Impact Does it Have on Investors?
This post was written in collaboration with CGS-CIMB. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
IG knock out benefit traders
Invest
Here are a Few Scenarios Where Trading Knock-outs Can Benefit Traders
This post was written in collaboration with IG. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
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Car Insurance
Worried About Getting Into a Car Accident? 5 Ways a Good Car Insurance Can Help
NOTE: Aviva is now Singlife with Aviva This post was written in collaboration with Singlife. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity...
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Credit Cards
HSBC Visa Infinite Lets Frequent Travellers Travel in Comfort & Style
This post was written in collaboration with HSBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
singlife cancer plan plus insurance
Life Insurance
Here’s How Singlife’s New Cancer Plans Make Getting Coverage Easier for Everyone
This post was written in collaboration with Singlife. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
ig knock outs optimise trading
Invest
2 Different Ways You Can Use Knock-outs To Optimise Your Trading
This post was written in collaboration with IG. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
credit counselling and debt management programme
Budgeting
Credit Counselling & Debt Management Programmes in Singapore: How Can They Help?
Singaporeans are used to being self-sufficient and never relying on hand-outs. While that’s definitely made us resilient, it also means that we end up feeling like we have no one...
26 November 2019
valuemax pawn shop broker
Budgeting
3 Big Misconceptions About Pawn Shops That Singaporeans Still Have
This post was written in collaboration with ValueMax. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
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Transportation
Top 5 Cheapest Cars (New) in Singapore 2019: Price Guide & Monthly Maintenance Costs
Cars have a reputation for being unaffordable in Singapore. But now that the COE prices are low and the MRT is not always reliable, you might be wondering whether you’ve...
20 November 2019
itrade cimb sg trading platform
Invest
CGS-CIMB iTrade Singapore: All You Need to Know About CIMB’s Online Share Trading Platform
Investing in shares is something most of us know we should be doing, but getting started is the hardest part, since there are quite a few administrative steps to take...
20 November 2019
rhb casa high yield savings
Savings Accounts
Here’s One Way to Grow Your Savings Without Doing Anything
This post was written in collaboration with RHB Bank. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
compassionate leave in singapore
Career
Compassionate Leave: How Many Days Are You Entitled to in Singapore
When a family member passes away, many employers will give you compassionate leave. There is no MOM law saying that they must, but most employers will not be so heartless...
18 November 2019
franchise singapore
Business
10 Popular Franchises in Singapore: Initial Capital Investments & Franchise Fees
Starting your own business takes a huge amount of branding and marketing, from worrying about whether the name you’ve picked is catchy enough to trying to get the “look” of...
18 November 2019