On my very first overseas trip without my parents, the airline lost my luggage for almost 24 hours.
I was headed to Madrid, Spain, and had a layover in Zurich, Switzerland. It was there (probably while I was drooling over gourmet Swiss chocolates in the airport) that my luggage somehow got left behind.
It caught up to me the next day, magically appearing at the reception area of my accommodation in Spain. Given the length of time that had elapsed, many people I later recounted this story to asked me, "did you get compensation from your insurance?"
Then 19-year-old me knew enough about the world to get travel insurance, but didn't know enough to realise you need to submit a claim in order to get compensation for delayed luggage. So no—sadly, I didn't get a cent.
But that's just 1 travel mishap story. All things considered, there are plenty of ways a vacation could go awry. Delayed luggage could end up being completely lost luggage. And that's before we consider flight delays, falling ill overseas, getting pickpocketed, and more.
That's why travel insurance is the next most important thing besides your flight ticket. Find out how to choose a plan, what to look out for, and the cheapest travel insurance you can buy with our comparison of the best travel insurance in Singapore and their ongoing promotions.
Note: All prices and coverage amounts are correct as of time of writing. Check the latest travel insurance premiums and coverage limits before you check out.
[ms-toc title="Best travel insurance in Singapore (2026)"]
1. Best travel insurance in Singapore
With the sheer number of travel insurance providers out there, it can be overwhelming to compare everything against everything else. We know that pain, because that's exactly what we've just done. Wipe away those tears of exasperation—we've done the legwork for you and picked out the top 8 travel insurance plans in Singapore:
Best travel insurance | Premiums (for a 7-day trip to ASEAN destination) | COVID-19 Coverage |
$55 – $118 | Included | |
$59 – $126 (Promo: $22 – $46 with 63% off) | Included | |
$58 – $91 (Promo: $23 – $45 with 65% off) | Included | |
Tiq travel insurance (by Etiqa) | $42 – $95 | From an additional $3+ |
$45 – $128 | Included | |
$37 – $66 (Promo: $24 – $43 with 30% off) | From an additional $6+ | |
$58 – $135 (Promo: $23 – $54 with 60% off) | Included | |
$74 – $117 (Promo: $22 – $47 with 70% off) | Included |
Why are these the top 8? We’ve compared them based on affordability, COVID-19 cover inclusion, emergency medical coverage, and trip cancellation coverage. (If you’re an adventure seeker, that's more niche—refer to this article for all the best travel insurance for extreme sports and outdoor adventure instead.)
Ready to dive into the deets? We compared the coverage and prices of most popular travel insurance plans in Singapore. Here's a summary table for you to work with, arranged from lowest to highest premium:
Travel insurance | Premium (for 7-day trip to ASEAN destination) | Overseas medical coverage | Travel inconvenience coverage |
$34 – $61 (Add $8 for COVID-19 coverage) | $200,000 – $1,000,000 | – Trip cancellation: $7,500 – $15,000 | |
AMEX travel insurance (underwritten by Chubb) | $40 – $63 | $500,000 – $2,000,000 | – Trip cancellation: $5,000 to $20,000 – Baggage loss/damage: $3,500 – $8,000 |
Great Eastern travel insurance (GREAT TravelCare) | $40 – $88 | $100,000 to $1,000,00 | – Trip cancellation: $2,000 to $15,000 – Baggage loss/damage: $2,500 – $8,000 |
OCBC travel insurance (by Great Eastern) | $40 – $88 | $100,000 – $1,000,000 | – Trip cancellation: Up to $6,000 – Baggage loss/damage: $2,500 – $8,000 |
$45 – $128 | $50,000–$1,000,00 | – Trip cancellation: Up to $15,000 | |
$42 – $95 (Add $3 – $7 for COVID-19 coverage) | $200,000 – $1,000,000 | – Trip cancellation: $5,000 – $10,000 – Baggage loss/damage: $2,000 – $3,000 | |
UOI Travel Insurance (UniTravel) | $49 – $87 | $100,000 – $700,000 | – Trip cancellation: $3,000 to $10,000 – Baggage loss/damage: $1,000 – $6,000 |
$54– $88 | $175,000 to $500,000 | – Trip cancellation: $2,500 to $10,000 – Baggage loss/damage: $2,500 – $7,500 | |
$55 – $118 | $250,000 – Unlimited | – Trip cancellation: $5,000 to $20,000 – Baggage loss/damage: $3,000 – $8,000 | |
$58 – $91 | $200,000 – $1,000,000 | – Trip cancellation: $5,000 to $15,000 – Baggage loss/damage: $3,000 – $7,500 | |
$59 – $76 | $200,000 – $500,00 | – Trip cancellation: $5,000 to $10,000 – Baggage loss/damage: $1,000 | |
DBS TravellerShield Plus (underwritten by Chubb) | $66 – $112 | $300,000 to $1,000,000 | – Trip cancellation: $5,000 to $15,000 – Baggage loss/damage: $3,000 – $8,000 |
Chubb travel insurance | $67 – $147 | $250,000 to $2,000,000 | – Trip cancellation: $3,000 to $20,000 – Baggage loss/damage: $3,500 – $8,000 |
$74 – $118 | $250,000 – $1,000,000 | – Trip cancellation: $5,000 to $15,000 – Baggage loss/damage: $3,000 – $8,000 | |
Enquire with an AIA Appointed Representative | $200,000 – $2,000,000 | – Trip cancellation: $5,000 to $15,000 – Baggage loss/damage: $3,000 – $8,000 |
Note: All travel insurance options above are before promotional discounts are applied. Unless otherwise stated, all include COVID-19 coverage.
If you're having trouble choosing a travel insurance provider, these are our top picks below.
ALSO READ: Best Insurance Plans for Lost, Delayed or Damaged Luggage
2. Singlife travel insurance
Singlife travel insurance comes in 3 tiers—Lite, Plus, and Prestige. The price you pay and the coverage you'll get increase with each plan.
Here are Singlife travel insurance’s key prices and benefits:
Singlife travel insurance | Lite | Plus | Prestige |
Price (ASEAN) | $55/week | $84/week | $118/week |
Price (Asia, Australia, New Zealand) | $69/week | $107/week | $149/week |
Price (Worldwide) | $102/week | $160/week | $235/week |
Emergency medical expenses / evacuation | $250,000 | $2,000,000 | Unlimited |
Travel delay | $500 ($100/6 hours) | $1,000 ($100/6 hours) | $2,000 ($100/6 hours) |
Trip cancellation | $5,000 | $15,000 | $20,000 |
Baggage loss/damage | $3,000 | $5,000 | $8,000 |
On top of the coverage above, Singlife also covers you for chiropractor and/or Chinese physician treatment: $250 ($50 per visit) for Lite, $500 ($75 per visit) for Plus, and $1,000 ($100 per visit) for Prestige.
While not the lowest cost option, Singlife travel insurance has some of the best coverage on our list. The middle tier plan, Singlife Travel Plus, clocks in at $1,000,000 of medical expenses coverage overseas and $15,000 coverage for trip cancellation. Upgrade yourself one tier up, and the Singlife Travel Prestige plan raises this to unlimited medical coverage overseas and $20,000 coverage for trip cancellation. As far as trip cancellation goes, $20,000 is the most generous in Singapore, matched only by Chubb and Amex travel insurance.
Singlife travel insurance promotion
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Total Premium
S$56.58
- Med. Coverage (Overseas)
- S$1,000,000
- Trip Cancellation
- S$15,000
- Loss/Damage of Baggage
- S$5,000
- Total PremiumTotal Premium
S$113.1550% Off - S$56.58
Get CASH or REWARDS:
• S$60 GrabGift vouchers
• OR 8GB Eskimo eSIM
• OR up to S$50 Cash via PayNow
• AND S$30 Revolut cash reward
with eligible premiums spent. T&Cs apply.
Plus, get 50% off with code TRAVEL50 on Single Trip Singlife Travel Insurance plans.
It's a win-win situation—get 50% off your Singlife travel insurance premiums with the promo code TRAVEL50, plus goodies thrown in:
- $60 GrabGift vouchers
- or 8GB Eskimo eSIM
- or up to $50 Cash via PayNow
- and $30 Revolut cash reward
Promotion valid till 18 May 2026. T&Cs apply.
3. Allianz travel insurance
Allianz Travel Insurance is competitively priced and offers solid, well-rounded coverage, especially from the Silver plan onwards. While the Basic plan is more limited and lacks certain benefits like travel delay and personal accident coverage, the higher tiers provide more comprehensive protection across key areas.
Allianz travel insurance | Basic | Silver | Platinum |
Price (ASEAN) | $59/week | $66/week | $126/week |
Price (Asia) | $63/week | $107/week | $151/week |
Price (Worldwide) | $106/week | $156/week | $237/week |
Medical expenses (overseas) | $200,000 | $500,000 | $1,000,000 |
Emergency medical evacuation | $1,000,000 | $1,000,000 | $1,000,000 |
Personal accident (death & TPD) | – | $100,000 | $100,000 |
Travel delay | – | $1,200 | $1,600 |
Trip cancellation | $1,500 | $5,000 | $10,000 |
Baggage delay | $250 (minimum delay of 6 hours) | $500 (minimum delay of 6 hours) | $1,000 (minimum delay of 6 hours) |
Baggage/ belongings loss | $1,000 | $3,000 | $5,000 |
COVID-19 cover | Automatically included | ||
Notably, Allianz stands out for its relatively high medical coverage limits—up to $1 million—along with consistent emergency medical evacuation benefits across all plans. Overall, it’s a dependable option for travellers seeking strong protection and good value for money.
Allianz travel insurance promotion
Get a $50 Grab Voucher on top of existing rewards when you purchase your travel insurance.
Plus, choose your reward:
- Up to $45 cash via PayNow
- or an Apple AirTag (worth S$45)
- or $60 GrabGift vouchers
- and a $30 Revolut cash reward
Enjoy these rewards on top of existing discounts when you meet the minimum premium spend.
You can also snag 63% off your policy premium with promo code MSAZ.
Valid till 18 May 2026. T&Cs apply.
4. Starr travel insurance
Starr's travel insurance Starr TraveLead Comprehensive is a leader in terms of how customisable their insurance is. When signing up, medical coverage (including COVID-19 coverage) is automatically included in all plans, but you can choose whether or not you want to add trip coverage (e.g. document loss, travel delay) and baggage coverage (e.g. baggage delay). Then, you can also easily add riders for Golf Protection, Cruise Vacation, Scuba Diving, and Snow Sports.
Starr TraveLead Comprehensive comes in 3 tiers: Gold, Silver and Bronze. Here are the prices and coverage amounts for each tier. Prices are given with trip coverage included in the plan.
Starr TraveLead Comprehensive prices/coverage | Bronze | Silver | Gold |
Price (ASEAN) | $58/week | $64/week | $91/week |
Price (Asia) | $58/week | $76/week | $98/week |
Price (Worldwide) | $72/week | $101/week | $130/week |
Medical expenses (overseas) | $200,000 | $500,000 | $1,000,000 |
Emergency medical evacuation | Unlimited | Unlimited | Unlimited |
Travel delay | $600 ($100/6 hours) | $600 ($100/6 hours) | $800 ($100/6 hours) |
Trip cancellation | $10,000 | $10,000 | $15,000 |
Baggage loss/damage | $5,000 | $5,000 | $7,500 |
The Silver tier is a good middle ground, offering you an adequate $500,000 overseas medical coverage, as well as $30,000 medical coverage for COVID-19 and $250 coverage for COVID-19 related trip curtailments and cancellations.
Starr travel insurance promotion
Total Premium
S$37.75
- Med. Coverage (Overseas)
- S$500,000
- Trip Cancellation
- S$10,000
- Loss/Damage of Baggage
- S$5,000
- Total PremiumTotal Premium
S$94.3860% Off - S$37.75
[💥 GIVEAWAY: Free Trip or Free Macbook?]
Score a FREE Trip or a FREE MacBook Neo when you're the first to submit a MoneySmart Claim Form at 20:00 SGT daily! T&Cs apply.
Travel with REWARDS!
Enjoy upsized coverage at 60% off Silver Plans & choose your rewards:
• Up to S$100 GrabGifts vouchers
• OR up to S$68 Cash via PayNow
• AND a S$30 Revolut cash reward
and many more when with eligible premiums spent. T&Cs apply.
With the current 60% discount promotion on Starr travel insurance, prices are very affordable. Coverage for a week-long ASEAN trip is just $23 (about $3+ a day), while a trip of the same duration to countries like USA costs $29 (about $4 a day).
Plus, purchase selected plans with eligible premiums and enjoy rewards such as:
- Up to S$100 GrabGifts vouchers
- OR up to 5GB Eskimo eSIM (worth S$35)
- OR up to S$68 Cash via PayNow
- AND $30 Revolut cash reward
Plus, stand to score an all-expenses-paid trip worth over $10,000 covering flight, accommodation and insurance with every policy purchased.
Valid till 18 May 2026. T&Cs apply.
5. Tiq travel insurance (by Etiqa)
Do you hate making travel insurance claims? I do. That's why when a friend of mine told me that you don't need to make any claim on Etiqa to receive compensation for your flight delay, I was very intrigued.
Etiqa has the most seamless claim process for flight delays. All you need to do is enter your flight details when purchasing your insurance. Etiqa will monitor your flight and know if your flight is delayed (to count as a delay, it needs to be pushed back at least 3 consecutive hours). If that happens, they'll transfer money into your Etiqa TiqConnect eWallet—even if you don't submit a claim! You can then encash that sum via PayNow.
On top of this travel delay claim benefit, Etiqa also provides flight check-in reminders and baggage belt collection details via SMS when you land. I experienced this myself when I bought Etiqa's travel insurance for my trip to the UK this year. Now that's what I call service.
Etiqa's travel insurance is called Tiq Travel Insurance and comes in 3 tiers: Tiq Entry, Tiq Savvy, and Tiq Luxury. Here are their costs and coverage components:
Tiq by Etiqa travel insurance | Tiq Entry | Tiq Savvy | Tiq Luxury |
Price (ASEAN) | $42/week | $66/week | $95/week |
Price (Asia, Australia, New Zealand) | $53/week | $82/week | $119/week |
Price (Worldwide) | $105/week | $164/week | $238/week |
Overseas medical expenses | $200,000 | $500,000 | $1,000,000 |
Emergency medical evacuation / repatriation of mortal remains (combined limit) | $1,000,000 | $1,500,000 | $1,800,000 |
Travel delay | $300 ($50/3 hours) | $300 ($50/3 hours) | $500 ($50/3 hours) |
Trip cancellation | $5,000 | $5,000 | $10,000 |
Baggage loss/damage | $2,000 | $2,000 | $3,000 |
Tiq Entry is sufficient to give you essential coverage for travel disruptions. But if you've just a little more to spend, go for Tiq Savvy. This will more than double your coverage limit for overseas medical expenses from $200,000 to $500,000 for just an additional $5 a week—that's less than $1 a day.
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Total Premium
S$39.60
- Med. Coverage (Overseas)
- S$500,000
- Travel Cancelation
- S$5,000
- Loss/Damage of Baggage
- S$2,000
- Total PremiumTotal Premium
S$8855% Off - S$39.60
[GIVEAWAY: Free Trip or Free Macbook?]
Score a FREE Trip or a FREE MacBook Neo when you're the first to submit a MoneySmart Claim Form at 20:00 daily! T&Cs apply.
Fastest get CASH or REWARDS:
• Up to S$50 GrabGift vouchers
• OR up to S$35 Cash via PayNow
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent. T&Cs apply.
[Tiq's Online Promos]
• Enjoy 55% off (Single Trip) and 30% off (Annual Plans) with code TIQMS on Tiq Travel Insurance plans. Valid from 1 to 15 June 2026. T&Cs apply.
• $30 OFF for new customers with code FREETRAVEL.
The only (small) disadvantage to Tiq travel insurance is that COVID-19 coverage is not included in the base price and you'll have to pay for their optional COVID-19 Add-On (from $3/week) to be covered. Some people might say this is an advantage—it gives you a greater degree of flexibility to decide if you want to have COVID-19 coverage or not, especially as COVID-19 becomes less and less prevalent. However, the fact remains that you need to pay extra for it compared to travel insurance plans where COVID-19 coverage is already included.
Etiqa travel insurance promotion
Total Premium
S$25.42
- Med. Coverage (Overseas)
- S$200,000
- Travel Cancelation
- S$5,000
- Loss/Damage of Baggage
- S$2,000
- Total PremiumTotal Premium
S$56.5055% Off - S$25.42
[GIVEAWAY: Free Trip or Free Macbook?]
Score a FREE Trip or a FREE MacBook Neo when you're the first to submit a MoneySmart Claim Form at 20:00 daily! T&Cs apply.
Fastest get CASH or REWARDS:
• Up to S$50 GrabGift vouchers
• OR up to S$35 Cash via PayNow
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent. T&Cs apply.
[Tiq's Online Promos]
• Enjoy 55% off (Single Trip) and 30% off (Annual Plans) with code TIQMS on Tiq Travel Insurance plans. Valid from 1 to 15 June 2026. T&Cs apply.
• $30 OFF for new customers with code FREETRAVEL.
Get 55% off (Single Trip) and 30% off (Annual Plans) with the code TIQMS, plus an extra $30 off the voucher code FREETRAVEL.
On top of those discounts, enjoyrewards such as:
- Up to $50 GrabGift vouchers
- OR up to $35 Cash via PayNow
- AND $30 Revolut cash reward
Valid till 22 Mar 2026. T&Cs apply.
6. MSIG travel insurance
MSIG travel insurance is categorised into 3 plans: Standard, Elite, and Premier. The cheapest, basic plan still offers pretty adequate coverage in medical emergencies and trip cancellations or delays.
Here’s a quick run-down of the plan’s key benefits. I'm excluding the lowest tier because its coverage is very basic, but you can read more about MSIG TravelEasy Lite on MoneySmart.
MSIG travel insurance | Standard | Elite | Premier |
Price (Area A) | $64/week | $91/week | $128/week |
Price (Area B) | $78/week | $115/week | $159/week |
Price (Area C) | $132/week | $184/week | $245/week |
Medical expenses (overseas) | $250,000 | $500,000 | $1,000,000 |
Emergency medical evacuation | $1,000,000 | $1,000,000 | $1,000,000 |
Travel delay | $500 ($100/6 hours) | $1,000 ($100/6 hours) | $1,500 ($100/6 hours) |
Trip cancellation | $5,000 | $10,000 | $15,000 |
Loss/damage baggage | $3,000 | $5,000 | $7,500 |
One more unusual area of coverage that MSIG includes is emergency dental expenses. You get $5,000 to $15,000 in coverage, depending on the travel insurance tier you select.
MSIG's Areas A and B refer, roughly speaking, to ASEAN and Asia respectively. Here's a more comprehensive list of the countries in each category:
- Area A: Brunei, Cambodia, Indonesia, Laos, East and West Malaysia, Myanmar, Philippines, Thailand and Vietnam.
- Area B: Australia, China (excluding Inner Mongolia and Tibet), Hong Kong, India, Japan, Macau, New Zealand, Sri Lanka, Taiwan, and all those in Area A.
- Area C: Worldwide, including territories in Areas A and B.
MSIG travel insurance's COVID-19 coverage is an automatic inclusion to its travel insurance plans and offers coverage such as trip cancellation, overseas medical expenses, and overseas quarantine daily cash allowance, but excludes daily hospital cash allowance.
MSIG travel insurance promotion
Total Premium
S$34
- Med. Coverage (Overseas)
- S$250,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total PremiumTotal Premium
S$8560% Off - S$34
[GIVEAWAY: Free Trip or Free Macbook?]
Score a FREE Trip or a FREE MacBook Neo when you're the first to submit a MoneySmart Claim Form at 20:00 SGT daily! T&Cs apply.
Travel with REWARDS:
• S$70 GrabGift vouchers
• OR up to S$60 Cash via PayNow
• AND S$30 Revolut cash reward
and many more rewards with eligible premiums spent. T&Cs apply.
[Exclusive MoneySmart Promos]
• Get 60% off (Single Trip) and 25% off (Annual Plan) on TravelEasy policy premiums. Valid from 1 to 18 Jun 2026.
• Enjoy a complimentary MSIG Lounge Pass at the Airport for flights delayed more than 90 minutes. (Per policy purchased).
• PLUS receive up to 1GB worth of eSIM.
T&Cs Apply
Now is a great time to purchase travel insurance from MSIG—premiums are going at 60% off! And that's not all. The first 150 customers can also snag rewards such as:
- $70 GrabGift vouchers
- OR up to $40 cash via PayNow
- AND $30 Revolut cash reward
Plus, you'll get a free eSIM of up to 1GB from MSIG and a complimentary MSIG Lounge Pass at the airport if your flight is delayed more than 90 minutes.
Promotion valid till 18 May 2026. T&Cs apply.
7. FWD travel insurance
FWD travel insurance offers some of the most affordable travel insurance plans in Singapore, so this is a budget-friendly option which still offers you great value for every dollar. I like that coverage for emergency medical evacuation is unlimited for all tiers, and overseas medical expenses go up to a generous $1,000,000.
Here’s a quick run-through of the price and benefits offered by FWD travel insurance plans:
FWD travel insurance prices/coverage | Premium | Business | First |
Price (ASEAN) | $34/week | $47/week | $61/week |
Price (Asia) | $37/week | $59/week | $74/week |
Price (Worldwide) | $61/week | $91/week | $115/week |
Medical expenses (overseas) | $200,000 | $500,000 | $1,000,000 |
Emergency medical evacuation | Unlimited | Unlimited | Unlimited |
Travel delay | $300 ($100/6 hours) | $500 ($100/6 hours) | $1,000 ($100/6 hours) |
Trip cancellation | $7,500 | $10,000 | $15,000 |
Baggage loss/damage | $3,000 | $5,000 | $7,500 |
When you're purchasing FWD travel insurance, the COVID-19 benefits are an add-on. The price of the COVID-19 add-on costs between $6+ to $12+ depending on the part of the world you're travelling to. If you choose to add it on, it'll give you comprehensive coverage of the following:
- Trip disruption
- Trip cancellation
- Overseas hospital cash
- Hospital cash while in Singapore
- Medical expenses
- Emergency medical evacuation and repatriation
The plan reimburses your travel-related expenses if you are diagnosed with COVID-19 no more than 30 days before your scheduled departure date, or if you have to change your itinerary because of a COVID-19 diagnosis while overseas. You also get to claim medical expenses and a hospital cash benefit if you get hospitalised overseas or for up to 14 days in Singapore upon your return.
On top of that, there's also an automatic policy extension of up to 21 days should you be prevented from travel as per foreign government regulations due to:
- You contracting COVID-19; or
- You or your travel companion needing to be self-isolated due to being in close contact with someone diagnosed with COVID-19
Read the full T&Cs of FWD's COVID-19 coverage.
FWD travel insurance promotion
Total Premium
S$50.89
- Med. Coverage (Overseas)
- S$1,000,000
- Trip Cancellation
- S$15,000
- Loss/Damage of Baggage
- S$7,500
- Total PremiumTotal Premium
S$84.8140% Off - S$50.89
[GIVEAWAY: Free Trip or Free Macbook?]
Score a FREE Trip or a FREE MacBook Neo when you're the first to submit a MoneySmart Claim Form at 20:00 daily! T&Cs apply.
[Travelling? Get Rewarded!]
• Get a S$30 Revolut cash reward with FWD Travel premiums purchased. T&Cs apply
• Enjoy 40% off Single Trip plans and 35% off Annual Travel plans with code FWDGSS. Valid from 11 to 12 Jun 2026.
• Plus, get a $50 eCapitaVoucher from FWD with an Annual Travel Insurance with PreX add-on
Currently, you can enjoy 35% off premiums for single trip plans and 30% off annual plans with code FWDTRAVEL. This applies to all FWD travel insurance tiers–FWD Premium, FWD Business, and FWD First, and brings the most economic rate for a 7-day ASEAN trip down from $37 to $24, or just over $3 a day!
Plus, receive a $30 Revolut cash reward with selected premiums spent.
Promotion valid till 18 May 2026. T&Cs apply.
8. Hong Leong Assurance travel insurance
Hong Leong Assurance’s Travel Protect360 offers fairly comprehensive coverage at competitive price points, with all plans including unlimited emergency medical evacuation—a strong plus for peace of mind overseas. Medical coverage scales up to $750,000 on higher tiers, while benefits like trip cancellation (up to $15,000) and baggage loss (up to $8,000) are also reasonably generous. Notably, the policy includes dental treatment due to accidental injury, which isn’t always standard.
Hong Leong Assurance travel insurance prices/coverage | Basic | Silver | Gold | Platinum |
Price (ASEAN) | $58/week | $79/week | $106/week | $135/week |
Price (Asia) | $64/week | $85/week | $116/week | $157/week |
Price (Worldwide) | $61/week | $91/week | $115/week | $61/week |
Medical expenses (overseas) | $150,000 | $250,000 | $500,000 | $750,000 |
Emergency medical evacuation | Unlimited | Unlimited | Unlimited | Unlimited |
Travel delay | $1,000 ($100/6 hours) | $1,000 ($100/6 hours) | $1,000 ($100/6 hours) | $1,000 ($100/6 hours) |
Trip cancellation | $5,000 | $7,000 | $12,000 | $15,000 |
Baggage loss/damage | $3,000 | $5,000 | $7,000 | $8,000 |
What sets it apart are its optional add-ons. You can enhance coverage for pre-existing conditions, protect the value of frequent flyer miles on cancelled trips, or opt for a flight delay add-on that reduces the waiting time to just 3 hours, with $100 payouts per delay block—useful for tight itineraries.
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Total Premium
S$26.80
- Med. Coverage (Overseas)
- S$150,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total PremiumTotal Premium
S$6760% Off - S$26.80
[GIVEAWAY: Go "Grab" Vouchers!]
Score S$10 Grab vouchers when you purchase a HL Assurance travel insurance with a min. premium above $100. T&Cs apply.
Choose CASH or REWARDS:
• S$60 GrabGift vouchers
• OR up to Eskimo 8GB eSIM (worth S$60)
• OR up to S$50 Cash via PayNow
• AND S$30 Revolut cash reward
and many more with eligible premiums spent.
T&Cs apply.
Plus, enjoy 60% off on Single Trip and 50% off on Annual Plan Travel Insurance plans!
Hong Leong Assurance’s Travel Protect360 travel insurance promotion
Purchase a Hong Leong Assurance travel insurance plan and receive a $50 Scoot voucher. T&Cs apply.
Enjoy discounted premiums:
- 60% off Single Trip plans
- 50% off Annual plans
Choose your reward (with eligible spend):
- $60 GrabGift vouchers
- OR up to 2× Eskimo 5GB eSIM (worth S$70)
- OR up to $50 cash via PayNow
- PLUS $30 Revolut cash reward
Offers valid till 18 May 2026. T&Cs apply.
9. Income travel insurance
Income Travel Insurance stands out in Singapore for its flexibility and comprehensive coverage. Uniquely, it’s the only insurer that lets you purchase travel insurance up to a day after you’ve already departed—ideal for last-minute planners. All plans come with unlimited emergency medical evacuation, offering strong protection in serious situations.
Income travel insurance prices/coverage | Classic | Deluxe | Preferred |
Price (ASEAN) | $74/week | $90/week | $117/week |
Price (Asia) | $84/week | $105/week | $145/week |
Price (Worldwide) | $163/week | $185/week | $231/week |
Medical expenses (overseas) | $250,000 | $500,000 | $1,000,000 |
Emergency medical evacuation | Unlimited | Unlimited | Unlimited |
Travel delay | $1,000 ($100/6 hours) | $1,500 ($100/6 hours) | $2,000 ($100/6 hours) |
Trip cancellation | $5,000 | $10,000 | $15,000 |
Baggage loss/damage | $3,000 | $5,000 | $8,000 |
Travellers also benefit from a complimentary overseas tele-consultation service for non-urgent conditions like flu or colds, adding convenience while abroad. Coverage extends to adventurous activities such as skiing, bungee jumping and skydiving, making it suitable for thrill-seekers.
Another key feature is its “Cancel For Any Reason” (CFAR) coverage that comes with its Preferred plans. This allows you to cancel, postpone or shorten your trip—even if you buy the policy more than 30 days after booking.
Income travel insurance promotion
Total Premium
S$40.59
- Med. Coverage (Overseas)
- S$250,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total PremiumTotal Premium
S$90.1955% Off - S$40.59
[GIVEAWAY: Free Trip or Free Macbook?]
Score a FREE Trip or a FREE MacBook Neo when you're the first to submit a MoneySmart Claim Form at 20:00 SGT daily! T&Cs apply.
Travel with REWARDS:
• Get a S$30 Revolut cash reward with Income Standard Travel premiums purchased. T&Cs apply
• Enjoy 55% off on Standard Per-trip travel plans. Ts&Cs apply.
• Enjoy 15% off on PreX Per-trip travel plans. Ts&Cs apply.
Discounts valid from 9 to 11 Jun 2026, 9:00AM
This month, purchase Income travel insurance to enjoy discounts up to 70% and cash rewards to offset your travel spending.
Limited-time discounts via the My Income app:
- 70% off Standard plans
- 25% off PreX Per-trip plans
Claim your reward (with eligible spend): $30 Revolut cash reward
Valid till 18 May 2026. T&Cs apply.
10. Cheapest travel insurance in Singapore
When I buy travel insurance, I don’t really care whether the insurer has 900 years of experience or if the plan comes with extra coverage for Chanel bags. Just give me the cheapest travel insurance plan can liao!
If that sounds like you too, you'll be glad to know we've done the legwork for you. After assessing the most popular travel insurers in Singapore, the honour of cheapest travel insurance in Singapore goes to…Zurich travel insurance.
Travel insurance | Premium (for 7-day trip to ASEAN destination) |
$25 – $43 | |
$34 – $61 (Add-on COVID-19 coverage from $6+) | |
$40 – $63 | |
$40 – $88 | |
$40 – $88 | |
$42 – $95 (Add-on COVID-19 coverage from $3+) | |
$45 – $128 | |
$49 – $87 | |
$54 – $88 | |
$55 – $118 | |
$58 – $91 | |
$59 – $77 | |
Chubb Travel Insurance | $67 – $147 |
$66 – $112 | |
$74 – $118 |
But as the old saying goes, you get what you pay for. Will you regret being a cheapskate and lose out on important coverage if the only number you look at is the price?
In a way, yes. Because Zurich travel insurance may be the cheapest option, but its medical coverage is more basic. The lowest tier plan, Zurich Travel Insurance Basic, only comes with $100,000 of overseas medical coverage, and Zurich Travel Insurance Prestige maxes out their medical coverage at a $500,000.
Let's look at the next cheapest travel insurance for comparison. FWD Premium, FWD's lowest tier travel insurance plan, costs $34 for $200,000 overseas medical coverage. FWD First comes with a whopping $1,000,000 overseas medical coverage for $58.
Total Premium
S$25.51
- Med. Coverage (Overseas)
- S$200,000
- Trip Cancellation
- S$7,500
- Loss/Damage of Baggage
- S$3,000
- Total PremiumTotal Premium
S$42.5240% Off - S$25.51
[GIVEAWAY: Free Trip or Free Macbook?]
Score a FREE Trip or a FREE MacBook Neo when you're the first to submit a MoneySmart Claim Form at 20:00 daily! T&Cs apply.
[Travelling? Get Rewarded!]
• Get a S$30 Revolut cash reward with FWD Travel premiums purchased. T&Cs apply
• Enjoy 40% off Single Trip plans and 35% off Annual Travel plans with code FWDGSS. Valid from 11 to 12 Jun 2026.
• Plus, get a $50 eCapitaVoucher from FWD with an Annual Travel Insurance with PreX add-on
However, Zurich travel insurance's other components, such as trip cancellation coverage and coverage for lost or damaged baggage, are better. Plus, it has a big perk: if your flight gets delayed for more than 2 hours, you get free airport lounge access!
Personally, Zurich's lacking medical coverage is a disadvantage for me. But if the other benefits matter more to you than coverage for medical expenses, Zurich is worth considering.
At the end of the day, ask yourself what specific travel insurance coverage you want to have, and assess the travel insurance options to find one that suits your needs.
Need some help? Read our travel insurance guide to understand all you need to know about choosing the best travel insurance. Don't forget to use our travel insurance comparison tool to seamlessly compare plans across different providers in Singapore. We also have a comparison tool for travel insurance in Hong Kong!
What about the discounted prices?
Travel insurers have "limited-time" discounts all the time. This is no secret. It does, however, make it difficult to compare prices when an expensive plan is on 40% off but a cheaper one is on 10% off. That's why for the table above, we compared base prices without discounts.
But when you take into account promotional prices, which plan is the cheapest? There's no need to open a million tabs to compare every travel insurance plan out there. Just use our travel insurance comparison tool with the "Lowest Price" filter on. You're welcome!
Planning to get travel insurance for your next trip? Compare your options easily on our travel insurance comparison platform.
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