
Personal Loans
Why Your Emergency Fund Might Not Be Enough
You’ve probably heard the old saying, “Save for a rainy day.” Well, in Singapore, that could mean anything from a sudden downpour drenching your lunch plans to an unexpected financial...
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Trends
Issue #21: What’s Happening This Week? YouTrip Launches MYR Wallet, Singapore Cuts 2025 GDP Forecast, and More
Did you catch that viral video of the purple sky over the Causeway? We finally found out what—or rather, who—that was all about. Clue: It starts with a You and...
16 April 2025

Credit Cards
Pay Taxes, Earn Miles: Standard Chartered Visa Infinite Credit Card (MoneySmart Review 2025)
While most cards exclude income tax payments from earning rewards, the Standard Chartered Visa Infinite Credit Card makes an exception. When you use their Credit Card Income Tax Payment Facility,...
16 April 2025

Transportation
How to Drive Into Johor Bahru From Singapore in 2025
From brunch at a trendy café in Mount Austin to shopping at KSL City Mall and dinner at a seaside kelong restaurant, Johor Bahru (JB) has it all. But getting...
11 April 2025

Trends
Issue #20: What’s Happening This Week? Trump’s Tariff War, HSBC’s New Invite-Only Card, and More
From Trump’s latest tariffs shaking global markets to rising COE prices, there’s plenty to unpack in the world of money this week. We also saw a rebound in software engineer...
9 April 2025

Trends
Tariffs, Trump, Inflation, and Market Crashes: What’s Going On?
So, I’m not sure if anyone’s noticed (if you haven’t, where have you been?!), but President Trump has just decided to slap trade tariffs on, well, pretty much the entire...
9 April 2025

Savings Accounts
UOB One Account Nerfed, Down to 3.3% From 4%—Which Savings Accounts Will Earn You More?
The UOB One account is getting nerfed—again. The UOB One account will now earn you a maximum effective interest rate (EIR) of 3.30% p.a., down from 4% p.a., which was in...
7 April 2025

Invest
Which Investment Brokerage in Singapore is Best? Here’s How to Decide
If you’re looking for a brokerage, congrats! It means you (hopefully) know how to start investing and are ready to enter the stock market and buy some shares. Before you...
4 April 2025

Personal Loans
Car Loans vs Personal Loans: What’s the Best Way to Finance Your Car?
Thinking of buying a car in Singapore? You’re not alone—but you’re probably also aware that it’s a seriously big-ticket purchase. Between the Certificate of Entitlement (now $94,502 for a Category...
4 April 2025

Personal Loans
Debt Consolidation Plans in Singapore: What Are They, and How Do They Work?
Feeling like you’re juggling too many loans at once? You’re definitely not alone. As of Dec 2024, household debt in Singapore made up 51.9% of the country’s Nominal GDP—yep, that’s...
3 April 2025

Trends
Issue #19: What’s Happening This Week? Jul 2025 BTO and SBF Launches, UOB One Account Nerf, and More
Too busy to catch up on the news? We get it, especially with the short work week following Monday’s public holiday. Whether you’re planning your next move in the property...
2 April 2025

Travel Insurance
Best Travel Insurance Policies for Places Prone to Natural Disasters (2025)
When it comes to natural disasters, Singapore is a sheltered island. How sheltered? Very—We apparently have the 4th lowest disaster risk in the world. So on this island refuge, it...
2 April 2025

Travel
How to Pay in China Like a Local: 2025 Guide for Foreigners and Tourists
If you’ve ever tried to pay with cash in China and been met with a blank stare—or worse, held up a line while the cashier scrambled for change—you’re not alone....
1 April 2025

Healthcare
Top 8 Telemedicine Apps in Singapore (2025)
If I could have any superpower, I’d choose teleportation. Imagine zipping across the island so you’re never late for brunch, or appearing instantly at the clinic when you feel a...
1 April 2025

Announcements
Win a Holiday on MoneySmart Draw
Thank you for participating in the Win a Holiday on MoneySmart Draw. Here are the top 3 lucky winners: Lucky Draw Gift Name All-Expenses Paid Trip worth $5,000 (Flights, Accommodation...
1 April 2025

Personal Loans
Wedding Loan vs Personal Loan: What’s the Best Way to Finance a Wedding in Singapore
Ah, weddings. A day to celebrate your love with your partner and solemnly vow to stand by them in sickness and in health, to love and cherish, until debt do...
1 April 2025

Personal Loans
Personal Loans for New Parents: When Do They Make Sense?
Parenthood is all about paradox—it fills your heart even as it drains your wallet. It’s not just the sweet lullabies you’ll need to master; it’s also the art of juggling...
28 March 2025

Opinion
Opinion: Gamers Are Better at Finance Than Non-Gamers
If you think finance experts are the only ones who specialise in wealth-building, think again. Listen, I’m not about to claim that you can forgo education in finance and just...
28 March 2025

Travel Insurance
Starr TraveLead Travel Insurance—MoneySmart Review (2025)
Starr’s travel insurance, Starr TraveLead, is one of the more popular budget-friendly travel insurance options in Singapore. With their competitive prices and comprehensive coverage, it’s not difficult to see why....
28 March 2025

Personal Loans
What is Effective Interest Rate (EIR) and Why Does It Matter?
Everybody knows what an interest rate is—it’s effectively a percentage of an amount over a year. If your savings account earns you a 0.05% interest per year (which is a...
27 March 2025

Trends
Issue #18: What’s Happening This Week? Cold Storage and Giant’s $125 Million Sale, OCBC 360 Account Nerf, and More
This week in money news: Cold Storage and Giant are being sold for $125 million—but don’t worry, your cashback perks are safe, and you might even score cheaper groceries. OCBC...
26 March 2025

Dining
21 Places for High Tea in Singapore—Updated with 1-for-1 Deals (Mar 2025)
It’s said that the tradition of high tea started as a way to bridge the gap between lunch and dinner for the nobility who were peckish. What better way to...
25 March 2025

Healthcare
7 Affordable Dental Clinics in Singapore for Scaling, Polishing and More (2025)
We’ve all had it hammered into our heads that we should see the dentist once every 6 months for regular checkups. But if we followed that advice down to a...
24 March 2025

Budgeting
Duit Raya Singapore Guide 2025: How Much Green Packet To Give
In Singapore, Muslims give out duit raya (Raya money, green packets) during Syawal, the month after Ramadan. While duit raya is a widespread custom among Muslims in Singapore, it isn’t...
21 March 2025

Personal Loans
Personal Loan vs. Renovation Loan Comparison Guide: Which Is Better for Your Home Makeover?
Planning a home makeover? I know I am. My place is ready at the tail end of next year and I’m already speaking to different interior designers. It’s an exciting...
19 March 2025