buying flowers in singapore price guide for valentines day
Shopping
12 Affordable Valentine’s Day Flowers in Singapore—From $25 per Bouquet (2025 Guide)
“They’re expensive, not useful, and they die. Despite all that, if I still want to get flowers for this person, I think that’s lovely.” This is what my friend told...
13 February 2025
man collecting debt
Personal Loans
Taking Personal Loans From Licensed Moneylenders vs Borrowing From Banks: What’s the Difference?
Adulting is hard. It’s not nearly enough to get a job, manage your bills, and remain debt-free. You also have to save for major life changes such as marriage, a...
13 February 2025
moneysmart uob travel card lucky draw 2024
Announcements
MoneySmart x UOB Travel Card Lucky Draw (Jul – Aug 2024)
Thank you for participating in the MoneySmart x UOB Travel Card (12 Jul – 31 Aug 2024). Here are the lucky winners: Lucky Draw Gift Name 54,000 Air Miles (worth...
12 February 2025
moneysmart uob cashback lucky draw
Announcements
MoneySmart x UOB Cashback Lucky Draw (Jul – Aug 2024)
Thank you for participating in the MoneySmart x UOB Cashback Lucky Draw (12 Jul – 31 Aug 2024). Here are the lucky winners: Lucky Draw Gift Name Cartier Santos-Dumont Watch Large...
12 February 2025
MoneySmart x MSIG Travel Insurance Campaign (Oct 2024)
Announcements
MoneySmart x MSIG Travel Insurance Campaign (Oct 2024)
Thank you for participating in the MoneySmart x MSIG Travel Insurance Campaign (Oct 2024). Lucky Draw Gift Name Apple iPad 10.9-inch 64GB (10th Gen) (worth S$529) Pay Cheen Chong Apple iPad...
12 February 2025
moneysmart profiling lucky draw jan 2025
Announcements
MoneySmart x Profiling Lucky Draw (Jan 2025)
Thank you for participating in the MoneySmart x Profiling Lucky Draw (Jan 2025). Here are the lucky winners: Lucky Draw Gift Name 6,140 SmartPoints Sam Lok 4,775 SmartPoints Cheuk Chiu...
12 February 2025
A Beginner’s Guide To Understanding Your Credit Report In Singapore 2025: What Is A Credit Score And Is It Important?
Personal Loans
A Beginner’s Guide To Understanding Your Credit Report In Singapore 2025: What Is A Credit Score And Is It Important?
There’s nothing that really screams “welcome to the adult world” like receiving your credit report in Singapore. The first thing that you’ll probably want to look for is your credit...
11 February 2025
woman with sunglasses holding out a credit card for a hand to take from her
Trends
Issue #11: What’s Happening This Week?—Singapore’s First Miles-Earning Visa Debit Card, $1.9m in Prepayment Losses, and More
Falling COE prices, rising Pokémon card scams, Singapore’s first miles-earning Visa debit card, and surging prepayment losses. These are some of the financial updates we’ve been hit with in the...
7 February 2025
jon and zan dale of gear oil cafe standing in their shop in chinatown
Invest
Could a Toy Car Triple Your Cash? 8 Tips for Investing in Diecast Cars
Picture this: a vivid pink toy van with bright yellow and orange plastic surfboards sticking ungainly out its rear. It’s small enough to sit in the palm of your hand—even...
7 February 2025
Baby throwing cash out the window
Invest
Best Ways to Invest Under the Supplementary Retirement Scheme (SRS)
It’s no secret that Singapore is facing challenges with its greying population. In fact, by 2030, around 1 in 4 Singaporeans will be aged 65 or above, up from 1...
6 February 2025
Man chooses you
Life Insurance
CPF Nomination Scheme: Step-by-Step Guide to Making a CPF Nomination
There are a few things certain in life: death, taxes, and MRT delays. Oh, and making CPF contributions, of course. But have you ever wondered what happens to all the...
4 February 2025
nurse in blue scrubs holding a coffee cup saying sorry coffee just kicked in
Trends
Issue #10: What’s Happening This Week?—Pay Raises for Healthcare Workers, Record High Coffee Prices, and More
Good news—thousands of healthcare workers in Singapore are getting a pay raise this year! Whether you’re a physiotherapist, pharmacist, or support staff, this salary bump is something to look forward...
31 January 2025
best credit cards to pair with instarem amaze card
Credit Cards
Best Credit Cards to Pair with the Instarem Amaze Card
Few things in life are as shiok to my inner Singaporean auntie as doubling my rewards. That can be as simple as the cai fan uncle giving me extra ingredients...
31 January 2025
insurance riders in singapore guide
Health Insurance
Insurance Riders in Singapore: Which Ones Do You Actually Need?
Just when you think you’ve compared insurance products thoroughly and found the absolute best one for your needs, you scroll down and realise that there are these things called “riders”...
31 January 2025
top finance news singapore jan 2025
Trends
Issue #9: What’s Happening This Week?—Inflation Slows, Singapore Dollar to Weaken, and More
How did you feel about prices of your daily essentials in 2024? I know Singaporeans always complain things are expensive, but you might be surprised to know that inflation actually...
24 January 2025
personal loans versus credit cards
Personal Loans
Personal Loans vs. Credit Cards: The Ultimate Guide for Singaporeans
Financial surprises are like a plot twist in your favourite movie. You know it’s coming, but still they catch you off guard. Whether it’s a last-minute car repair, an unexpected...
24 January 2025
MoneySmart x CIMB Personal Loan Lucky Draw Sep 2024
Announcements
MoneySmart x CIMB Personal Loan Lucky Draw (Sep 2024)
Thank you for participating in the  MoneySmart x CIMB Personal Loan Lucky Draw (Sep 2024). Here are the lucky winners: Lucky Draw Gift Name Chateau Palette Series 24 Bottles Wine...
24 January 2025
a woman and three men excitedly raising their arms and jumping at the entrance of an apartment
Trends
Issue #8: What’s Happening This Week?—Singapore to Launch 19,600 BTO Flats in 2025, COE Quota to Rise by 8%, And More
Singapore’s 2025 flat supply gets a 19,600 boost in BTO flats, Standard Chartered nerfs their flagship savings account (again!), and an iconic hotel opens a luxurious all-villa resort in Sentosa....
17 January 2025
moneysmart latest tech and travel galore giveaway
Announcements
MoneySmart’s Latest Tech x Travel Galore Giveaway (Oct – Nov 2024)
Thank you for participating in MoneySmart’s Latest Tech x Travel Galore Giveaway (Oct – Nov 2024). Here are the lucky winners: Lucky Draw Gift Name Apple iPhone 16 Pro, 128GB...
16 January 2025
moneysmart citibank marina central lucky draw.png
Announcements
MoneySmart x Citibank Marina Central Lucky Draw (1 Oct– 10 Nov)
Thank you for participating in the MoneySmart x Citibank Marina Central Lucky Draw (1 Oct– 10 Nov). Here are the lucky winners: Lucky Draw Gift Name 2 Days 1 Night...
16 January 2025
mandai zoo wild wild wet superpark singapore
Budgeting
8 Seasonal and Annual Passes in Singapore: Are They Worth Your Money?
Let’s face it—Singapore’s attractions can quickly drain your wallet, especially if you’re not paying attention.  If you’re a regular at places like iFly Singapore or Kidztopia—whether it’s for a date...
16 January 2025
A man avoiding a bird handing out a flyer
Budgeting
How to Avoid Lifestyle Inflation (When You Finally Get That Pay Rise)
You got a raise—congratulations! But before you book out a celebratory HDL dinner with your friends or start looking at condo listings, let’s have a heart-to-heart about something sneaky: lifestyle...
16 January 2025
moneysmart citibank yacht experience lucky draw
Announcements
MoneySmart x Citibank Yacht Experience Lucky Draw (Sep 2024)
Thank you for participating in the MoneySmart x Citibank Yacht Experience Lucky Draw (Sep 2024). Here’s the lucky winner: Prize Winner 4-Hour Yacht Experience on EagleWings III for 10pax (worth...
15 January 2025
cpf-guide-singapore
Budgeting
CPF Guide Singapore: CPF Contribution Rates, Ceilings, Retirement Sum and More (2025)
Higher CPF monthly salary ceiling, Special Account closure for those aged 55 and above, raised Enhanced Retirement Sum (ERS), higher contribution rates for seniors, and more. These are some of...
15 January 2025
top finance news singapore
Trends
Issue #7: What’s Happening This Week?—Singapore Passport Ranked #1, Etiqa launches Shariah-compliant ILP, and More
The freshly crowned best passport in the world, Singapore’s first Shariah-compliant investment-linked policy (ILP) in over a decade, and a new law that could be the key to protecting your...
10 January 2025