Credit Cards

Top 3 Credit Card Sign Up Promotions That Make Us Want To Grab These Credit Cards Now

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In the right hands, credit cards can be a source of tons of freebies. I especially love cash back credit cards since you get back a bit of the money you spend, and who doesn’t love money, amiright?

If you’re an auntie, however, the thing that really pushes you to apply for a new card could be the sign up bonus of a free suitcase. To each his own.

Here are 3 of the best credit card cashback sign up bonuses the banks are dangling right now… even if you don’t end up using the card, there’s no harm collecting these benefits.


1. Citi Cash Back Card

Citi Cash Back Card

Card Benefits

  • MoneySmart Exclusive! - Bonus S$100 Qoo10 Voucher
  • Get S$120 Cashback
  • 8% cash back awarded on Dining, Grab Rides, Petrol & Groceries daily with min. monthly spend of S$888. Cash back awarded is capped at S$25 per category, per month
  • Up to 20.88% savings at Esso and Shell, and 8% Cash Back at all other petrol stations
  • For spend less than S$888, 0.25% cash back awarded for all categories of spend. No cash back cap
  • For all other spend categories, 0.25% cash back is awarded. No cash back cap on these categories

From now till 30 June 2017, apply for a Citi Cash Back Card and receive $120 Cash Back. This is only valid for new Citibank cardmembers, so if you already have a Citibank credit card, tough luck.

If you used to have a Citibank credit card but cancelled it, you are eligible if the termination of your card happened more than 12 months ago.

Of course, there’s a catch.

This cash back and Grab promotion is only valid if you apply online. The cash back is issued in $20 portions over a period of 6 consecutive months, and you have to spend at least $200 per month to receive the $20 cash back.

If you are interested in the Citi Cash Back Card, apply here.


2. HSBC Visa Platinum Credit Card / HSBC Revolution Card

HSBC Visa Platinum Credit Card

Card Benefits

  • MoneySmart Exclusive! - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback
  • Up to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
  • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment
  • 2 year Annual Fee waiver

HSBC Revolution Credit Card

Card Benefits

  • MoneySmart Exclusive! - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback
  • 5X Rewards points (or 2 air miles) per $1 spent on Online, Dining and Entertainment transactions
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • 2 year annual fee waiver

There’s no better time to be a HSBC credit card holder. Sign up for the HSBC Visa Platinum Credit Card or HSBC’s Revolution Card through MoneySmart and you could get a free Delsey Luggage worth $529 and earn up to $40 cash back.

All you need to do is be new to HSBC credit cards, and spend at least $300 a month within the first three months after your card account is opened to qualify. Just like that!

If you also apply for one or more Supplementary Cards, you get an additional $20 cash back, and if you apply online (and agree to receive direct marketing and promotions from HSBC by indicating on the Letter of Instruction), you also get an extra $20 cash back.

The above offer is valid till 31 May 2017. If you’re interested in the HSBC Visa Platinum Card, click to apply here. If you’re interested in HSBC’s Revolution Card instead, click to apply here.


3. Standard Chartered Unlimited Cashback Card

Standard Chartered Unlimited Cashback Credit Card

Card Benefits

  • 20% Cashback on Uber Rides Globally
  • Online Exclusive - Get up to S$138 cashback
  • 1.5% cashback on all eligible spend with no cashback cap and no minimum spend
  • 3% cashback on all eligible foreign currency spend (inclusive of the 1.5% cashback on all spend). Promotion ends 31 Dec 2017
  • 2 year annual card fee waiver

From now till 30 June 2017 all new applicants get to choose between 1) S$150 of Uber credits 2) S$150 Caltex StarCash Petrol voucher, or 3) a straight $138 direct cash rebate on sign up. The key standout benefit on the Standard Chartered Card has to be the 20% cashback on all Uber and UberEats spend. All you need to do is to spend $600 monthly to qualify for this cashback.

Do note that the sign up offers are only valid for New Principal Cardholders! If you are interested in the Standard Chartered Unlimited Cashback Card, click to apply here.


Bonus Mention

DBS Esso Card

Card Benefits

  • Get up to S$120 Fuel Savings
  • Instant 17% savings at Esso
  • Free fuel when you convert your shopping, dining and other card spend into Smiles Points
  • S$10 charged outside of Esso = 1 Smiles Point
  • S$30 fuel voucher = 750 Smiles Points
  • 0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax

Okay, so fuel savings aren’t exactly the same as cashback, but since they still save you money in the long run, we’ll include the DBS Esso Card.

From now to 31 October 2017, those who sign up for this card can receive up to $120 in fuel savings. This promotion only applies to new applicants, though if you cancelled your Esso Card more than 12 months ago, this is the perfect time to sign up for it again.

Fuel savings are issued in Smiles Points, and the amount you spend on fuel at Esso determines how many Smiles Points you earn. Spend a minimum of $200 in the first month of getting the card, and you’ll get $60 worth of fuel savings. A minimum of $200 in the first two consecutive months of getting the card, and you’ll earn $90 worth of fuel savings, while spending a minimum of $200 in the first three consecutive months of getting the card will earn you $120 in fuel savings.

If you are interested in the DBS Esso Card, click to apply here.

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