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One of the unavoidable costs of driving a car is fuel, which can really add up if you drive a lot.
Being able to save on fuel costs benefits those who rely heavily on their vehicle for commuting, work, or ferrying family around.
For example, a driver in Singapore who averages about 50km/day on a car with 20km/L fuel economy would be spending about $50 a week on Shell FuelSave 98 petrol.
Of course, the rate of consumption varies with the fuel efficiency of your vehicle, which depends on factors such as the engine, the weight/aerodynamics of your car, and even driving technique. Here’s a detailed fuel cost calculator on the Land Transport Authority’s OneMotoring portal if you need to look up the fuel economy specs of a specific car brand and model.
One way to maximise your fuel savings is to look for a credit card that has a tie-up with a petrol company that can offer the best savings for your needs.
Shell x UOB Cards — How much can I save?
On 1 May 2021, Shell and UOB Cards announced bigger and better petrol perks for drivers. Here’s a quick look at what’s changed:
TL;DR
What’s changed:
- Increased total instant discount with the new Shell-UOB upfront discount
- Discontinuation of the UOB SMART$ rebate
- The UOB Reserve Credit Card now has its own petrol savings tier
Higher instant savings:
There may be a decrease in rebates, but your total effective savings now is still higher due to the increased total instant discount (17% for UOB One Credit Cards / UOB Reserve Credit Cards; 14% for other UOB Credit/Debit Cards). Hurray for upfront instant savings!
Psst… Did you know? The Shell-UOB total instant discount on petrol is one of the highest for credit card discounts now. Find out more or sign up for a UOB Credit Card to start saving.
Scenario
Let’s go back to our driver example. By driving 50km/day on a car with 20km/L fuel economy, our driver needs to pump about 18L of petrol a week. That works out to be $50/week, based on Shell FuelSave 98 petrol.
Our savvy driver signs up for the UOB One Credit Card to enjoy the highest total instant discount (plus existing 5% UOB One Card Cashback* on nett spend less total upfront discount on fuel costs).
Here’s roughly how much the driver would save in a week:
- Total Instant Discount of 17% = $8.50
- Additional 5% UOB One Card Cashback* = $2.10
- Total savings (21.15%) = $10.60
And in a year (52 weeks), that would be:
- Total Instant Discount = $442.00
- UOB One Card Cashback* = $109.20
- Total savings = $551.20
*The UOB Cashback is based on a spend of $2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cashback of S$300. Find out more at uob.com.sg/one.
IMPORTANT — BEFORE YOU BEGINTo enjoy the Shell-UOB Discount, you’ll first need to pick up a Shell Escape Card at your nearest Shell station. You can also earn Shell Escape points on fuel with this card, and those who register their card online can earn 100 Shell Escape points. Shell Escape points can be redeemed for shopping vouchers, fuel credit and more. |
What other perks do I get on my UOB Card?
Wait there’s more!
UOB Cards offer a slew of other perks in addition to petrol. Assuming you’re opting for the UOB One Credit Card as that has the highest fuel savings at Shell, it’s also a fantastic card for your daily essentials — which makes it a well-rounded card.
There’s cashback to be earned on a slew of everyday categories, which includes online shopping, groceries, health and beauty, convenience stores, transport, food delivery, utilities and more.
- Cashback on McDonald's, DFI Retail Group, Grab, Shopee, SP and more
- Up to 10%
- Cashback Cap per quarter
- Up to S$500
- Min. Spend per month
- S$500
[Amazing April Promotion | CASH BONUS]
Stand a chance to get an Sony PlayStation®5 (SLIM) Disc Edition (worth S$799) when you apply through MoneySmart! The first 6 successful applicants who submit the claim form at 2pm or 9pm can also receive a S$88 Cash Bonus via PayNow! T&Cs apply.
PLUS get S$350 Cash Credit from UOB when you are the first 200 new-to-UOB customers who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month, for 2 consecutive months from the card approval date. T&Cs apply.
Here’s a quick listing of all cashback on the UOB One Credit Card
| Monthly minimum spend | Quarterly cashback |
| $500, $1,000 or $2,000 (minimum 5 transactions) |
|
Calculate your cashback here.
For full One Card Terms and Conditions, visit uob.com.sg/one.
Find out more or sign up for a UOB Credit Card to begin enjoying generous cashback on petrol and other everyday needs.
Terms and conditions apply:
1 Up to 21.15% savings for UOB One Credit Card is calculated based on 5% upfront Shell station discount, 5% upfront Shell Escape discount, 7% UOB One Credit Card instant discount, and, if applicable, up to 5% UOB One Credit Card cashback.
2 Instant 17% discount for UOB Reserve Card is calculated based on 5% upfront Shell station discount, 5% upfront Shell Escape discount and 7% instant discount for UOB Reserve Card.
3 Instant 14% discount for other UOB Credit or Debit Cards is calculated based on 5% upfront Shell station discount, 5% upfront Shell Escape discount, 4% upfront discount for other UOB Cards.
4 Enjoy up to 5% cashback based on a spend of S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$300. Visit uob.com.sg/one for full terms and conditions.
Valid Shell Escape Card must be presented to the cashier to enjoy the bank upfront discounts. Bank discount is only applicable to amount paid via the bank card. Other terms and conditions apply. Visit uob.com.sg/fuelpowershell for more details.