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The Ultimate MoneySmart Guide to CPF Housing Grants in Singapore

cpf housing grant

Peter Lin

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I’ve never tried skydiving. I guess it’s fun and exciting. But only if you’ve got a parachute strapped to your back when you jump out that plane. Buying a HDB flat is like skydiving. The parachute is the CPF Housing Grant. With it, what is usually the biggest purchase of your life can be a fun and exciting adventure. Without it, you’ve pretty much made your last decision in life, and it was the wrong one.

The CPF Housing Grant can seem like quite a tricky thing to understand, but we at MoneySmart are here to make life easier for you. Whether you’re applying as a family or as a single, here are the CPF Housing Grants that will help make your HDB purchase safe and enjoyable. Like skydiving.

cpf housing grant familiescpf housing grant singles

Do you have more questions about the CPF Housing Grant? Ask MoneySmart.

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Peter Lin

I am the poster boy for reinventing one's self. I've been a broadcast journalist, technical writer, banking customer service officer and a Catholic friar. My life experiences have made me the most cynical idealist you'll ever meet, which is why I'm also the co-founder of a local pop culture website. I believe ignorance is not bliss, and that money is the root of all evil only if you allow it to be.

  • Wayne Soh

    i think there has to be a bit more clarification as there are differences in grants for new flat and resale flats

  • Ash

    hi..

    u make a mistake, the cpf housing gran is not for BTO, i s for resale flat only.

    • Property agent

      Buddy bto there is too
      Chech hdb website

  • Passerby

    Hi, is there a differences in the availability of grant between BTO and resale flat?

    • Peter Lin

      Yes, BTO flats do not qualify for the main CPF Housing Grant as they are aready subsidised housing.