Silver Support Scheme 2019: Payouts & Eligibility For Lower-Income Senior Citizens

silver support scheme senior citizens

Seeing very old Singaporeans working at food courts can tug at the heartstrings.

But the Silver Support Scheme, which is targeted at the bottom 20% of Singaporeans aged 65 and above, is meant to alleviate this problem a little.

Only a limited number of people will qualify for it, but it’s a good idea to know if you or someone you know can benefit.


How does the Silver Support Scheme work?

The Silver Support Scheme offers eligible elderly Singaporeans payouts every 3 months. The payouts range from $300 to $750 per quarter and are determined according to the type of HDB flat the elderly person lives in.


Who is eligible for the Silver Support Scheme?

You need to satisfy all the below criteria in order to qualify for the Silver Support Scheme.

  • You live in a household with a monthly income per person of not more than $1,100.
  • You have not more than $70,000 in all CPF accounts by the age of 55.
  • If you are self-employed, you had an average annual income of not more than $22,800 between the ages of 45 and 54.
  • You live in a 5-room or smaller HDB flat.
  • You do not own more than one property, neither do you own a 5-room or larger HDB flat or private property.
  • If you are married, your spouse does not own a 5-room or larger HDB flat, private property or multiple properties.

As you can see, this scheme is for lower-income senior citizens. If you are eligible, you likely qualify for the Workfare Income Supplement Scheme, too.


How much money can you get if you are eligible?

To figure out how much you can receive via the Silver Support Scheme every 3 months, you just have to check what type of HDB flat you live in. For those who are 65 and above and already receive ComCare Long Term Assistance, the payouts are $300 per quarter regardless of HDB flat type.

Live in HDB flat type Payout per quarter
1-room and 2-room $750
3-room $600
4-room $450
5-room $300


When will the Silver Support Scheme payouts be given and how?

You will receive your Silver Support Scheme payouts every quarter (ie. every 3 months), according to this schedule:

Payment at the end of Payout period
March April to June of same year
June July to September of same year
September October to December of same year
December January to March of next year

There are two ways to receive your Silver Support Scheme payouts:

  • Have the cash automatically credited into your bank account. You have to make sure the bank account is registered with the CPF Board.
  • Receive a cheque at the address on your NRIC.


How to make sure you or your loved one gets Silver Support Scheme payouts

The government automatically assesses the population to see who is eligible for Silver Support Scheme, and sends a notification letter in December to those who are eligible in the coming year. The first payout should arrive at the end of March in the coming year.

If someone you know is eligible for Silver Support, make sure his or her bank account is registered with the CPF Board so he or she can have cash credited into the account. This is the easiest way to ensure the payouts are received.

However, if he or she does not have a bank account, he or she will have to watch out for that cheque in the mail four times a year. If the elderly person in question is living with you, refer to the payment schedule above and keep an eye out for the Silver Support cheque every quarter.

Do you have any questions about the Silver Support Scheme? Ask them in the comments!