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Budgeting
CPF Retirement Account: What Are the Different Retirement Sums in Singapore?
Does it feel like you’ve got golden handcuffs on when it comes to your corporate job? Or are you already dreaming of not having to deal with another underwhelming (and...
24 October 2024
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Credit Cards
The Ultimate List of Credit Card Reviews in Singapore (2024)
In today’s dynamic world of personal finance, selecting the perfect credit card has become an essential skill. With a myriad of options available, each promising unique benefits and rewards, navigating...
23 October 2024
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Budgeting
Ultimate Dummies Guide On How To Start Saving Money
Avocado poached eggs on toast for $20. Atas coffee that costs $7 a cup. Taking a Grab when it’s surge pricing–all these things add up fast! The point is, that...
22 October 2024
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Property
3 Big Things to Know Before Using Your CPF to Purchase Property
Yes, yes, we all know that uttering that acronym “CPF” is as much of a buzzkill as a eating at the latest “hot” restaurant and realising it actually sucks. But...
22 October 2024
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Budgeting
Ultimate Dummies Guide to the CPF Scheme: 15 Terms You Need to Know Now
Trying to understand all the acronyms that the CPF board in Singapore likes to throw at us can feel like juggling 10 balls while riding a unicycle (i.e. impossible). But...
21 October 2024
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Budgeting
Are Your CPF Savings Enough For Retirement?
Alright, so we always hear that message about how savings for retirement is so important. Saving and investing ourselves is a crucial part of that whole process. Yet in Singapore,...
21 October 2024
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Credit Cards
8% Cashback, 5 Categories, 1 Card—Maybank Family & Friends Card (MoneySmart Review 2024)
The Maybank Family & Friends Card has held its position as one of the best cards in the cashback category since 2019. Its chief strength? You get to choose 5...
9 October 2024
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Property
2 Ways That The Latest Fed Interest Rate Cut Affects Singaporean Homeowners
When anyone ever utters the phrase “monetary policy”, it can generally be a great way to lose someone’s attention. However, with the latest interest rate move from the US Federal...
30 September 2024
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Announcements
MoneySmart x UOB Lucky Draw (March 2024)
Thank you for participating in the MoneySmart UOB March 2024 Giveaway. Here are the lucky winners: Winners Rolex Explorer 36mm 124270 Stainless Steel Goh Yu Jie Apple 14-inch MacBook Pro...
27 September 2024
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Announcements
MoneySmart Rollin’ Rewards Lucky Draw
Thank you for participating in the MoneySmart’s June Lucky Draw. Here are the lucky winners: Prize Winners Apple 11-inch iPad Air Wi-Fi 128GB (worth S$899.00) Ariff Bin januri Sony PlayStation®5...
27 September 2024
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Invest
What Happens To Your Cash When The US Federal Reserve Cuts Interest Rates?
So it’s finally official. On 18 Sep 2024, the US Federal Reserve, the central bank of the world’s largest economy, announced a 0.5% (50 basis points) cut to its benchmark...
26 September 2024
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Announcements
MoneySmart x OCBC Jay Chou Lucky Draw 2024
Thank you for participating in MoneySmart x OCBC Jay Chou Lucky Draw held last 15 Jul – 4 Aug 2024. Here are the lucky winners: Prize Winner A Pair...
19 September 2024
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Invest
What is the “Yen Carry Trade” and Why Did It Blow Up Markets?
When we invest, it’s a given that there’s going to be volatility of some kind. On the way down, that means sharp drops in stock prices (scary, I know)! But...
16 September 2024
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Dining
Mooncake Festival 2024: Best Credit Card Promotions for Mooncake Discounts
It’s that time of the year again when sweet treats rule. I wouldn’t miss my beloved mooncake fiesta for the world. This year, the Mid-Autumn Festival falls on 17 Sep...
8 September 2024
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Announcements
MoneySmart’s Travel Fiesta (June 2024)
Thank you for participating in MoneySmart’s Travel Fiesta Lucky Draw held in Jun 2024. Here are the lucky winners: Prize Winner Apple iPhone 15 Pro, 128GB (worth S$1,664.25) Samantha Low...
21 August 2024
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Announcements
MoneySmart’s Samsonite Robez Spinner Travel Insurance Grand Draw (May 2024)
Thank you for participating in MoneySmart’s Samsonite Robez Spinner Travel Insurance Grand Draw, held in May 2024. Here are the lucky winners: Prize Winner Samsonite Robez 68/25 EXP (worth S$550) –...
21 August 2024
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Announcements
MoneySmart’s Rolex Travel Insurance Grand Draw
Thank you for participating in MoneySmart’s Rolex Travel Insurance Grand Draw. Here is the lucky winner: Prize Winner Rolex Oyster Perpetual – 124200 34mm Silver Ricco Sharad
21 August 2024
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Announcements
MoneySmart x My Millennium Lucky Draw (April 2024)
Thank you for participating in the MoneySmart x My Millenium Lucky Draw in April 2024. Here are the lucky winners: Week 1 Prize Winner 15,000 My Millennium Points and 2D1N...
21 August 2024
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Announcements
MoneySmart’s July Lucky Draw 2024
Thank you for participating in the MoneySmart’s July Lucky Draw. Here are the lucky winners: Prize Winners Sony PlayStation®5 Console (SLIM) – Digital Edition (worth S$669.00) Syed Zain Ul Abidin...
16 August 2024
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Announcements
MoneySmart Citibank Lucky Draw (15 Mar to 15 May 2024)
Thank you for participating in the MoneySmart Citibank Lucky Draw, which took place from 15 Mar to 15 May 2024. Here are the lucky winners: Winners Rolex Submariner 124060 (worth...
16 August 2024
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Family
When Should You Consider Voluntary CPF Contributions?
Given we live in the era of “doomscrolling” on TikTok and instant gratification, the thought of voluntarily contributing to our CPF (when we won’t see that coin for another few...
8 August 2024
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Announcements
MoneySmart UOB Lucky Draw (Jan 2024)
Thank you for participating in the MoneySmart UOB January 2024 Giveaway. Here are the lucky winners: Winners $2,000 Cash Justina Chan Apple 11-inch iPad Pro Wi-Fi M2 (4th Generation) 128GB...
8 August 2024
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Travel Insurance
DirectAsia Travel Insurance—MoneySmart Review (2024)
When it comes to offering the most affordable travel insurance in Singapore, the fight to the bottom continues. DirectAsia travel insurance is one of the more popular budget travel insurance providers...
1 August 2024
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Entertainment
KTV Singapore Price Guide (2024)—Teo Heng, Cash Studio, K.STAR & More
Karaoke brings out strange talents in me—I can remember the lyrics to my Primary 6 jam (read: “Oops! I Did It Again”) and spit Jay Chou raps like Mandarin is...
19 July 2024
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Travel
Bintan and Batam Ferry Prices—Which is the Cheapest Ferry? (2024)
Just short (and cheap) ferry rides away, both Bintan and Batam are top resort destinations among Singaporeans. Depending on your destination and ferry operator, it’ll take about 1 to 2...
18 July 2024