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Articles by MoneySmart

We help people maximise their money through the provision of powerful tools and awesome content, by empowering them to make smarter financial decisions.

MoneySmart Rollin’ Rewards Lucky Draw
Announcements
MoneySmart Rollin’ Rewards Lucky Draw
Thank you for participating in the MoneySmart’s June Lucky Draw. Here are the lucky winners: Prize Winners Apple 11-inch iPad Air Wi-Fi 128GB (worth S$899.00) Ariff Bin januri Sony PlayStation®5...
27 September 2024
What Happens To Your Cash When The US Federal Reserve Cuts Interest Rates?
Invest
What Happens To Your Cash When The US Federal Reserve Cuts Interest Rates?
So it’s finally official. On 18 Sep 2024, the US Federal Reserve, the central bank of the world’s largest economy, announced a 0.5% (50 basis points) cut to its benchmark...
26 September 2024
MoneySmart x OCBC Jay Chou Lucky Draw 2024
Announcements
MoneySmart x OCBC Jay Chou Lucky Draw 2024
Thank you for participating in MoneySmart x OCBC Jay Chou Lucky Draw held last 15 Jul – 4 Aug 2024. Here are the lucky winners:   Prize Winner A Pair...
19 September 2024
What is the “Yen Carry Trade” and Why Did It Blow Up Markets?
Invest
What is the “Yen Carry Trade” and Why Did It Blow Up Markets?
When we invest, it’s a given that there’s going to be volatility of some kind. On the way down, that means sharp drops in stock prices (scary, I know)!  But...
16 September 2024
mooncake credit cards promotions singapore 2024
Dining
Mooncake Festival 2024: Best Credit Card Promotions for Mooncake Discounts
It’s that time of the year again when sweet treats rule. I wouldn’t miss my beloved mooncake fiesta for the world. This year, the Mid-Autumn Festival falls on 17 Sep...
8 September 2024
Travel-Fiesta-2024
Announcements
MoneySmart’s Travel Fiesta (June 2024)
Thank you for participating in MoneySmart’s Travel Fiesta Lucky Draw held in Jun 2024. Here are the lucky winners: Prize Winner Apple iPhone 15 Pro, 128GB (worth S$1,664.25) Samantha Low...
21 August 2024
MoneySmart’s Samsonite Robez Spinner Travel Insurance Grand Draw (May 2024)
Announcements
MoneySmart’s Samsonite Robez Spinner Travel Insurance Grand Draw (May 2024)
Thank you for participating in MoneySmart’s Samsonite Robez Spinner Travel Insurance Grand Draw, held in May 2024. Here are the lucky winners: Prize Winner Samsonite Robez 68/25 EXP (worth S$550) –...
21 August 2024
MoneySmart’s Rolex Travel Insurance Grand Draw
Announcements
MoneySmart’s Rolex Travel Insurance Grand Draw
Thank you for participating in MoneySmart’s Rolex Travel Insurance Grand Draw. Here is the lucky winner: Prize Winner Rolex Oyster Perpetual – 124200 34mm Silver Ricco Sharad
21 August 2024
MoneySmart x My Millennium Lucky Draw (April 2024)
Announcements
MoneySmart x My Millennium Lucky Draw (April 2024)
Thank you for participating in the MoneySmart x My Millenium Lucky Draw in April 2024. Here are the lucky winners: Week 1 Prize Winner 15,000 My Millennium Points and 2D1N...
21 August 2024
MoneySmart’s July Lucky Draw 2024
Announcements
MoneySmart’s July Lucky Draw 2024
Thank you for participating in the MoneySmart’s July Lucky Draw. Here are the lucky winners: Prize Winners Sony PlayStation®5 Console (SLIM) – Digital Edition (worth S$669.00) Syed Zain Ul Abidin...
16 August 2024
MoneySmart Citibank Lucky Draw (15 Mar to 15 May 2024)
Announcements
MoneySmart Citibank Lucky Draw (15 Mar to 15 May 2024)
Thank you for participating in the MoneySmart Citibank Lucky Draw, which took place from 15 Mar to 15 May 2024. Here are the lucky winners: Winners Rolex Submariner 124060 (worth...
16 August 2024
When Should You Consider Voluntary CPF Contributions?
Family
When Should You Consider Voluntary CPF Contributions?
Given we live in the era of “doomscrolling” on TikTok and instant gratification, the thought of voluntarily contributing to our CPF (when we won’t see that coin for another few...
8 August 2024
MoneySmart UOB Lucky Draw (Jan 2024)
Announcements
MoneySmart UOB Lucky Draw (Jan 2024)
Thank you for participating in the MoneySmart UOB January 2024 Giveaway. Here are the lucky winners: Winners $2,000 Cash Justina Chan Apple 11-inch iPad Pro Wi-Fi M2 (4th Generation) 128GB...
8 August 2024
directasia travel insurance review
Travel Insurance
DirectAsia Travel Insurance—MoneySmart Review (2024)
When it comes to offering the most affordable travel insurance in Singapore, the fight to the bottom continues. DirectAsia travel insurance is one of the more popular budget travel insurance providers...
1 August 2024
ktv singapore price guide
Entertainment
KTV Singapore Price Guide (2024)—Teo Heng, Cash Studio, K.STAR & More
Karaoke brings out strange talents in me—I can remember the lyrics to my Primary 6 jam (read: “Oops! I Did It Again”) and spit Jay Chou raps like Mandarin is...
19 July 2024
singapore to batam bintan ferry prices
Travel
Bintan and Batam Ferry Prices—Which is the Cheapest Ferry? (2024)
Just short (and cheap) ferry rides away, both Bintan and Batam are top resort destinations among Singaporeans. Depending on your destination and ferry operator, it’ll take about 1 to 2...
18 July 2024
MoneySmart’s June Lucky Draw 2024
Announcements
MoneySmart’s June Lucky Draw 2024
Thank you for participating in the MoneySmart’s June Lucky Draw. Here are the lucky winners: Prize Winners Sony HT-AX7 Portable Theatre System (worth S$769.00) Amanda Lim Sony PlayStation®5 Console (SLIM)...
17 July 2024
MoneySmart x UOB Amazing Giveaway Winners
Announcements
MoneySmart x UOB Amazing Giveaway 2024
Thank you for participating in MoneySmart x UOB Amazing Giveaway. Here are the lucky winners: Week 1 Prize Winners A Pair of Day 1 Category 1 Ticket for ASMeiR Max...
11 July 2024
diamond-ring-tips-singapore
Wedding
5 Tips to Buy An Engagement Ring Under $1,000 in Singapore
Women are split in two camps: First, there are those who won’t settle for anything less than a flawless, 1-carat diamond engagement ring. These chichi ladies usually like designer wedding...
28 June 2024
hsbc lucky draw winner 2023
Announcements
MoneySmart x HSBC Credit Card Lucky Draw Winners 2023
Thank you for participating in our lucky draw. Congratulations to our winners! 11 December 2023 – 12 January 2024 Prize Winners Rolex Submariner Steel ref:124060 Kian Lin Ong Apple 15-inch...
28 June 2024
MoneySmart Credit Card Lucky Draw Winners 2023
Announcements
MoneySmart Credit Card Lucky Draw Winners 2023
Thank you for participating in our 2023 lucky draws. Congratulations to our winners! 17 – 30 April – MoneySmart x UOB Lucky Draw 2023 Prize Winners Apple Macbook Pro 13-inch,...
28 June 2024
writing-cheque-guide-singapore
Budgeting
How to Write a Cheque & Deposit One in Singapore: Step-By-Step Guide (2024)
Despite the convenience of PayNow, GrabPay, FavePay, and the countless payment apps that make our lives easier, there are still people and organisations that don’t accept online or credit card...
28 June 2024
personal-trainer-cost-savings-singapore
Fitness & Beauty
Personal Fitness Trainer Singapore: 5 Tips On How to Save When Engaging One
Half of 2024 has just zoomed by, hasn’t it? If at this point you’ve abandoned all of your fitness-related New Year resolutions, maybe you’re thinking of upping the ante by...
27 June 2024
sale-of-balance-flats-guide
Property
HDB Sale of Balance Flats: Guide to SBF & Open Booking (2024)
Although the SOP for buying an HDB BTO flat has been well-documented, buying a flat via HDB’s Sale of Balance Flats (HDB SBF) or the new open booking system is a little...
24 June 2024
UOB Lady’s Solitaire Card Gives You 4 Miles Per Dollar on Specific Spending Categories
Budgeting
UOB Lady’s Solitaire Card Gives You 4 Miles Per Dollar on Specific Spending Categories
We all like to rack up those credit card rewards and points, don’t we? So, whether you like to order in those convenient deliveries a lot from Foodpanda/Deliveroo, take mad...
7 June 2024