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Articles by MoneySmart

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When Companies Like Robinsons Wind Up, Do We Still Have Consumer Rights?
Shopping
When Companies Like Robinsons Wind Up, Do We Still Have Consumer Rights?
2020 — what a year to get married, huh? First your wedding gets postponed, then your house and renovation get delayed. And now the bed that you ordered from Robinsons...
10 November 2020
7 Best Advent Calendars in Singapore to Make Christmas Less Rubbish
Shopping
7 Best Advent Calendars in Singapore to Make Christmas 2020 Less “Meh”
Christmas is going to be meh this year with Covid-19 restrictions. Apart from blasting All I Want for Christmas Is You at home, what else can you do to get...
10 November 2020
OCBC_Singapore_RoboInvest_passive_income_singapore
Invest
Passive Income — Why It’s Important & Some Ways to Get Started
This post was written in collaboration with OCBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
11-11 sale singles day singapore
Shopping
11.11 Sale in Singapore (2020) — 11 Online Shopping Deals for Singles’ Day
With the Singles Day 11.11 sales, Black Friday and Cyber Monday all falling in the same month, November is pretty much THE month to go shopping. And I don’t mean...
4 November 2020
MOF_Oct_Ministerial_Statement_Economic_Strategy_2020
Budgeting
Covid-19: What’s Singapore’s Refreshed Economic Strategy & How Does It Benefit Us?
We’re fast approaching the end of 2020, yet it appears that Covid-19 may stay with us for some time longer. It’s been one tough year — although our daily cases...
3 November 2020
HPB x Fitbit’s Live Healthy SG: Is It Worth Signing Up for a “Free” Fitbit?
Fitness & Beauty
HPB x Fitbit’s Live Healthy SG: Is It Worth Signing Up for a “Free” Fitbit?
COVID-19 is truly the bane of our lives — our favourite National Steps Challenge Season 6 is cancelled. Since the National Steps Challenge won’t make a comeback this year, the...
29 October 2020
What are ILPs aka investment-linked insurance policies? Great Eastern
Life Insurance
Don’t Know What Investment-Linked Insurance Policies Are? Here Are 5 Things You Need to Know
This post was written in collaboration with Great Eastern. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Singtel Dash Rewards - how to maximise it
Budgeting
3 Ways to Maximise Your Singtel Dash Rewards
Source: Singtel Dash In tough times such as this ongoing Covid-19 situation, maximising our dollar is key. For example, I have stopped buying items at full price (unless I urgently...
Life insurance from FWD, NTUC Income, critical illness changes, payment deferment from Life Insurance Association are some new changes in 2020
Life Insurance
5 Things You May Not Know About Personal Insurance in 2020
Insurance has become more important than ever these days, in light of the Covid-19 pandemic, global economic doom and gloom, and all the bad things that have happened in 2020,...
29 September 2020
Singlife Term Life Insurance - Key Milestones to Think About Buying it
Life Insurance
When & Why Do People Think About Buying Term Life Insurance Anyway?
If you’re reading this article, you’re probably thinking about buying term life insurance, or even wondering what in the world it is (no, really, what is it?). Term life insurance...
Baby Budget — Cost Considerations That Come with Having A Baby in Singapore & How Standard Chartered CashOne personal loan can help
Family
Baby Budget — Cost Considerations That Come with Having A Baby in Singapore
Let’s face it, parenthood is expensive.  No matter how well you plan, it’s impossible to really predict all the costs that come with raising a child, such as medical costs,...
The Standard Chartered (SCB) CashOne Personal Loan could be an option for those looking to renovate their home.
Personal Loans
Home Renovations in Singapore — How You Can Budget For It
Renovating a home is a big project to undertake, and the process can be complicated — even if you’ve done it before. In addition, home renovation can be expensive. The...
Standard Chartered Bank SCB CashOne Personal Loan: Personal Loans in Singapore — What Does It Mean To Borrow Responsibly?
Personal Loans
Personal Loans in Singapore — What Does It Mean To Borrow Responsibly?
You need some spare cash and have decided to take up a personal loan. As always, it’s important to be prudent with any financial choice, so read on to make...
Singlife Early Critical Illness Plan
Life Insurance
Critical Illness Definitions Will Change from 26 August 2020 — What Does This Mean to Me?
*Note that insurers may adopt the new definitions at an earlier date — before 26 August 2020. On 29 August 2019, the Life Insurance Association (LIA) Singapore announced changes to...
DBS NAV Planner
Budgeting
5 Ways DBS NAV Planner Can Help You Improve Your Financial Health in 2020
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Compilation of Updated Savings Account Interest Rates Amid Covid-19 Recession (July 2020)
Savings Accounts
Compilation of Updated Savings Account Interest Rates Amid Covid-19 Recession (July 2020)
In case you haven’t got the memo, the world is in recession. Last month, the U.S. Federal Reserve slashed their rates to almost zero in a desperate bid to shore up...
2 July 2020
shopee promo code singapore
Shopping
Shopee Promo Codes & Credit Card Discounts in Singapore (2020)
Be it Shopee or anywhere else, as long as it’s an online shopping platform, you had better first Google for promo codes. If you can’t find any, then boycott them...
2 July 2020
Syfe Equity100
Invest
Syfe’s New Equity100 Portfolio — Why It’s A Smart Way to Invest in Global ETFs
This post was written in collaboration with Syfe. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective lens....
Dengue Fever in Singapore — Symptoms, Insurance & Treatment Costs
Budgeting
Dengue Fever in Singapore — Symptoms, Insurance & Treatment Costs
Everyone is worrying about the novel coronavirus outbreak, but there’s another virus that’s spreading on the down low — dengue fever. As of June 2020, there are already more than 12,000...
23 June 2020
Tiger Brokers Singapore - mobile investment brokerage
Invest
Want to Open A Mobile Brokerage Account? 5 Things to Consider Before Choosing This Investment Route
This post was written in collaboration with Tiger Brokers Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Singlife Multi-claim Early Critical Illness Plan
Life Insurance
Why Standalone Critical Illness (CI) Plans Are Cheaper In Your 20s
This post was written in collaboration with Singlife. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective lens....
mortgage singapore floating rates
Home Loans
U.S. Fed Rates Slashed, SIBOR Plunges: What Does That Mean For 2020 Mortgage Rates in Singapore?
2019 was the year of SIBOR’s recovery, but the recent emergency fed rate cut has officially tipped the scales. The Federal Reserve interest rate were cut by half a percentage...
2 June 2020
Gaming Console Prices in Singapore — PS4 vs Xbox One vs Nintendo Switch
Shopping
Gaming Console Prices in Singapore — PS4 vs Xbox One vs Nintendo Switch
Hate to break it to you, but if you thought you were the only genius who thought of buying a gaming console to tide you through the circuit breaker lockdown,...
11 May 2020
circles life review telco plan
Budgeting
Circles Life Review 2020: Plans, Promo Codes & Data Roaming Options
Circles Life was the radical new player that changed the entire telco scene in Singapore in 2016. As a mobile virtual network operators (MVNO), it taps on M1’s network and...
8 May 2020
The “Great Lockdown Recession”: Is This a Good Time to Start Investing?
Invest
The “Great Lockdown Recession”: Is This a Good Time to Start Investing?
Covid-19 has been devastating for many workers and industries, but investors are divided as to whether this is a hellhole from which the economy will never crawl out of or...
29 April 2020