joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

Standard Chartered Smart Credit Card—MoneySmart Review 2023
Credit Cards
Standard Chartered Smart Credit Card—MoneySmart Review 2023
As Singaporeans living in a Smart Nation, heads bowed over our smartphones, our every move tracked by security cameras that are getting smarter by the day, the new Standard Chartered...
1 March 2023
heya by Singtel - 100GB for $10
Budgeting
Say heya to More! Best Value No Contract SIM-Only Plan at $10 for 100GB/Month? Sign Us Up!
Data is a necessity nowadays — we use it for communication (WhatsApp, Telegram, video calls, spamming friends with pics, sharing your location…), social media, video streaming while commuting and so...
Is the DCS Sheng Siong Credit Card Really “All For You”?
Credit Cards
Is the DCS Sheng Siong Credit Card Really “All For You”?
You’re probably at Sheng Siong for one reason—cheap groceries. In the spirit of being cheapo, it makes sense to use a credit card that gives you cashback to squeeze even...
23 February 2023
How Will Singapore Budget 2023 Impact Your Personal Finances?
Budgeting
How Will Singapore Budget 2023 Impact Your Personal Finances?
If he writes an 85-page long love letter on how he’s going to build a better future for you, he might not be your lover. He’s probably Deputy Prime Minister...
21 February 2023
Hold up, Don Don Donki has its own credit card?
Credit Cards
Hold up, Don Don Donki has its own credit card?
Whenever I walk past a Don Don Donki store, no matter how hard I try to resist, I can’t help but enter. There’s something about the chaotic and garish displays...
15 February 2023
UOB One Card, UOB One Account
Credit Cards
Here’s Why UOB One Customers Can Still Live Life to the Fullest, Amid High Inflation
High inflation in Singapore has been the talk of the town, and MAS has forecasted that core inflation for 2023 is likely to be 3.5% to 4.5%. What this means...
Shell GO+ petrol rewards card singapore
Budgeting
Drivers, Here’s the Lowdown on the New Shell GO+ Loyalty Programme & Its Additional Benefits
This post was written in collaboration with Shell. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Stop Wasting Money On These Things Before Chinese New Year 2023
Entertainment
Stop Wasting Money On These Things Before Chinese New Year 2023
Back when you were young enough to pay 55 cents for bus rides, Chinese New Year (CNY) was like a goldmine. You’d show up at your relatives’ homes with one...
18 January 2023
5 Ways to Cut Costs During Chinese New Year 2023
Budgeting
5 Ways to Cut Costs During Chinese New Year 2023
If you’re one of those people who actually like Chinese New Year (CNY), good for you. But for many others in Singapore, CNY is a tiresome occasion where you are...
17 January 2023
Options trading Singapore: Hedge against the volatile US stock market
Invest
How to Hedge Against the Volatile US Stock Market with Options
This post was written in collaboration with FUTU Singapore (FUTU SG). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...
Options Trading Singapore - Best Tools
Invest
Tools and Features That Help to Step Up Your Options Game
This post was written in collaboration with FUTU Singapore (FUTU SG). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...
Singapore Public Holidays 2023: How to Get 49 days of Vacation Using 17 days of Annual Leave
Travel
Singapore Public Holidays 2023: How to Get 49 days of Vacation Using 17 days of Annual Leave
No matter what your favourite feng shui master says about 2023, I’m declaring it a pretty damn auspicious year for the simple fact that we’ve got a whopping six long...
12 January 2023
MoneyOwl comprehensive financial plan report - get for free now
Budgeting
5 Benefits of Comprehensive Financial Planning & How to Generate Your Own Report Online for FREE
This post was written in collaboration with MoneyOwl. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
8 Ways to Avoid Overspending Over The New Year
Budgeting
8 Ways to Avoid Overspending Over The New Year
It’s the most wonderful time of the year—and the worst time for your wallet. The holiday season is a time of feasting too much, exercising too little, and spending way,...
3 January 2023
best cashback credit card - POSB Everyday Card
Credit Cards
How to Maximise Your Daily Spend With Just One Card
This post was written in collaboration with POSB. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
OCBC 360 Account up to 7.65% p.a. interest
Savings Accounts
One of the Best Interest Rates in Town (A Realistic 4.65% p.a.)? A Closer Look at the Updated OCBC 360 Account & How Straightforward It Is
This post was written in collaboration with OCBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
cash is king - cash management fund
Invest
Why ‘Cash is King’ in a Bear Market & What You Can Do to Still Grow Your Money
This post was written in collaboration with FUTU Singapore (FUTU SG). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...
Lalamove Christmas - Lalamove promo code
Budgeting
Overloaded with Festive Orders? How to Save Time & Money on Your Deliveries for a Chill Christmas
This post was written in collaboration with Lalamove. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
best investment brokerage singapore - Webull
Invest
Steps to Up Your Investment Game from Level 1 to Level 11
This post was written in collaboration with Webull Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Singlife EV insurance
Car Insurance
Switching to an EV? What to Look Out for in an Electric Car Insurance Plan
This post was written in collaboration with Singlife with Aviva. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
Singlife car insurance
Car Insurance
5 Things You May Not Know About Your Car Insurance
This post was written in collaboration with Singlife with Aviva. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
Great Eastern insurance for women
Life Insurance
Girl Power: How Women Ensure They’re Financially Supported & Protected Throughout Different Life Stages
This post was written in collaboration with Great Eastern. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
FRANK by OCBC - FRANK Credit Card
Credit Cards
Could the Refreshed FRANK Credit Card Be Our New Favourite Cashback Card? Here’s Why
This post was written in collaboration with FRANK by OCBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
5 Travel Tips for Solo Travellers
Travel
5 Travel Tips for Solo Travellers
For some of us, travelling alone is the only way to enjoy some overseas exploration without killing a travel companion out of frustration. For others, it’s a no-choice decision made...
22 November 2022
DBS SME banking - DBS digibank - Gao Ji Food, Mobot
Business
Two Local Entrepreneurs Share How Support from DBS Helped Them Thrive in the Pandemic
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...