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Should You Take a Line of Credit or a Personal Loan? Find Out How Interest Rates, Fees, Tenures Affect Your Cost
Thinking about borrowing money in Singapore but worried about hidden fees and sky-high interest rates? ...
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Taking Personal Loans From Licensed Moneylenders vs Borrowing From Banks: What’s the Difference?
Adulting is hard. It’s not nearly enough to get a job, manage your bills, and remain debt-free. You also ...
13 February 2025
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A Beginner’s Guide To Understanding Your Credit Report In Singapore 2025: What Is A Credit Score And Is It Important?
There’s nothing that really screams “welcome to the adult world” like receiving your credit report in Singapore. ...
11 February 2025
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Personal Loans vs. Credit Cards: The Ultimate Guide for Singaporeans
Financial surprises are like a plot twist in your favourite movie. You know it’s coming, but still they ...
24 January 2025
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8 Best Personal Loans in Singapore with Lowest Interest Rates (Jan 2025)
If you’re in urgent need of money, but are too paiseh to borrow from your family and friends, your best ...
14 January 2025
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What To Do If My Personal Loan Gets Rejected? Key Things Singaporeans Need to Know About
Living in a first-class city like Singapore has its perks. While this life comes with convenience and infrastructure, ...
26 December 2024
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Best Instant Loans in Singapore (Dec 2024)
There are 2 things we all wish we had more of: money and time. When life throws unexpected bills your way, ...
27 November 2024
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9 Things to Look Out For When Taking Out Personal Loans
With inflation skyrocketing, a hefty 9% GST hike, and petrol prices hitting a global high of $2.30 per ...
26 November 2024
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How to Use Balance Transfer Loans Wisely
Ever heard of balance transfer loans? Think of them as a lifeline for those high-interest credit card balances—they ...
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Personal Loans 101: What You Need to Know (Intro Dummies Guide)
Ever found yourself staring at the massive credit card bill, wondering how to tackle that 25% interest ...
5 November 2024
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What Affects Personal Loan Interest Rates?
Back when we were kids, borrowing money was a simple affair. You’d ask your friend if you could borrow ...
29 October 2024
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Should You Take A Personal Loan To Help With The Rising Costs Of Living?
“Things are cheaper than before!” said no one ever. When it comes to living costs, there’s a lot that Singaporeans ...
28 October 2024
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Standard Chartered Personal Loan Review 2024: Should You Take the SCB CashOne Personal Loan?
Need money for your flat or condo downpayment? Perhaps you have big renovation plans or you’ve had a bit ...
23 September 2024
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Effective Interest Rate (EIR)—What Does it Mean and How do You Calculate it?
Everybody knows what an interest rate is—it’s effectively a percentage of an amount over a year. If your ...
17 July 2024
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7 Things Singaporeans Should Know About Pawn Shops
Back in the ’80s, middle-class Singaporeans associated pawn shops with poverty. If you were seen walking ...
28 June 2024
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Citi Quick Cash (Citibank Personal Loan) Review 2024—Interest Rates, Calculator & Application
Citibank users rejoice because if you need some form of money, you can easily get it in the form of Citi ...
29 April 2024
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Trust Bank Instant Loan Review 2024 — Low Interest Rate And Instant Application
Would you put your trust in Trust? The local digital bank is backed by a partnership between Standard Chartered ...
26 April 2024
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Maybank Personal Loan Review 2024—3 Loans To Choose From
Need a personal loan but not sure which one to choose? Well, to make things more confusing, Maybank offers ...
26 April 2024
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HSBC Personal Loan Review 2024 — Is It Worth Taking A Loan?
Thinking about a home renovation to spruce up your HDB flat or maybe a short loan to tide you over until ...
24 April 2024
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CIMB Personal Loan Review 2024: Low Interest Rates from 2.80% Per Annum
Perhaps you’ve got a wedding coming up, or a hospital bill to pay off. Or you could be planning to further ...
19 April 2024
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GXS FlexiLoan Review 2024 — Could This Be One Of The Most Flexible Loans Out There?
When it comes to personal loans, we usually think of high interest rates and high fees by the big bad banks, ...
18 April 2024
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UOB Personal Loan Review 2024: Low Interest Rates from 2.88% Per Annum, Up To 2% Cash Rebate & Flexible Repayment Terms
Have an emergency that requires a large sum of money or want to consolidate credit card debt? Or perhaps ...
12 April 2024
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How to Apply For a Personal Loan as a Self-Employed Person, Freelancer, or Gig Worker
What would we do without the hardworking food delivery riders or couriers delivering our much-needed sustenance ...
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Can I Take A Personal Loan? Find Out With These 7 Questions
Take a moment to find out what personal loans are, and learn what to do if and when you need them. A personal ...
20 November 2023
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4 Questions to Ask Yourself Before Taking A Personal Loan
While personal loans are usually seamless to apply for and can disburse cash pretty quickly, do ensure ...
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