Trust Cashback Credit Card—MoneySmart Review (2024)
Credit Cards
Trust Cashback Credit Card—MoneySmart Review (2024)
At first glance, the Trust Cashback Credit Card seems to bring you the best of both cashback worlds: Unlimited cashback credit cards let you earn limitless cashback on pretty much...
23 October 2024
5 Overseas Spending Tips We Wish We Knew Sooner
Credit Cards
5 Overseas Spending Tips We Wish We Knew Sooner
Travel influencers make it look like a breeze to explore the world without burning through cash. But let’s be real—whether it’s splurging on a private dinner under the stars in...
moneysmart virtual treasure hunt
Announcements
Win 15,000 SmartPoints (worth $1,500!) With Just 1 Click—Join Our Virtual Treasure Hunt
This Oct 2024, MoneySmart turns 15! It’s been quite a ride, and we couldn’t have done it without you. To thank you for your support over the past 15 years,...
23 October 2024
Ultimate Dummies Guide On How To Start Saving Money
Budgeting
Ultimate Dummies Guide On How To Start Saving Money
Avocado poached eggs on toast for $20. Atas coffee that costs $7 a cup. Taking a Grab when it’s surge pricing–all these things add up fast! The point is, that...
22 October 2024
using cpf to buy a house
Property
3 Big Things to Know Before Using Your CPF to Purchase Property
Yes, yes, we all know that uttering that acronym “CPF” is as much of a buzzkill as a eating at the latest “hot” restaurant and realising it actually sucks.  But...
22 October 2024
oct 2024 hdb bto review
Property
HDB BTO Oct 2024 Review: Locations, Prices, Application Rates, and More
The 2024 Build-to-Order (BTO) season is going out with a bang. The Oct 2024 BTO launch will be the last one of the year, and will offer 8,573 flats across...
21 October 2024
15 cpf terms you need to know
Budgeting
Ultimate Dummies Guide to the CPF Scheme: 15 Terms You Need to Know Now
Trying to understand all the acronyms that the CPF board in Singapore likes to throw at us can feel like juggling 10 balls while riding a unicycle (i.e. impossible). But...
21 October 2024
cpf enough for retirement
Budgeting
Are Your CPF Savings Enough For Retirement?
Alright, so we always hear that message about how savings for retirement is so important. Saving and investing ourselves is a crucial part of that whole process.  Yet in Singapore,...
21 October 2024
cheap thai mookata singapore
Dining
18 Cheap Mookata Restaurants in Singapore (2024)
Delicious brunch in the morning, followed by roaming the malls and streets of Bangkok on a shopping spree, and topping it off with an indulgent meal of smoky, delicious mookata...
18 October 2024
understanding foreign exchange rates guide for singaporeans
Travel
Understanding Foreign Exchange Rates: 2024 Guide for Singaporeans
Foreign exchange rates might seem like a topic for Wall Street, but in Singapore, they’re closer to home than you’d expect. The strength of the Singapore Dollar (SGD) directly impacts...
18 October 2024
The Ultimate Guide to 24-Hour Money Changers in Singapore
Travel
The Ultimate Guide to 24-Hour Money Changers in Singapore
So, you’re all set to embark on your long-awaited trip. Flights and accommodation—booked. Travel itinerary—planned. Suitcase—packed. Travel insurance—checked. There’s just one final step left: changing money.  But it’s 11 pm,...
18 October 2024
best-cheap-jb-massage-prices
Travel
JB Massage Price Guide (2024)—Bangkok Spa, Thai Odyssey & More
Everyone needs a good massage once in a while, especially after prolonged periods of hunching over our desks while working. Sadly, massages in Singapore are terribly expensive, with prices starting...
18 October 2024
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Home Loans
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Buying a HDB flat is a rite of passage for many first-time homeowners in Singapore. Whether it’s a HDB BTO flat, resale flat or executive condominium (EC), you’d need to...
18 October 2024
standard-chartered-simply-cash-credit-card-review
Credit Cards
Standard Chartered Simply Cash Credit Card—MoneySmart Review (2024)
Note: As of 5 December 2022, the Standard Chartered Unlimited Cashback Credit Card was renamed to the Simply Cash Credit Card along with a card redesign.  The premise of the...
10 October 2024
financial goals planning
Budgeting
Short, Medium, and Long-Term Financial Goals: How Do You Save Up for Each Type?
You’ve achieved your squad goals and couple goals, but what about your financial goals? They might be less exciting, but they’re just as important to have—especially in Singapore. Things like...
10 October 2024
cashback credit card categories you're overlooking
Credit Cards
7 Cashback Categories You’re Probably Overlooking
Think you’re getting the most out of your cashback card? Think again.  It all seems great when you first sign up for a new cashback card—expecting a big return every...
maybank family & friends card moneysmart review
Credit Cards
8% Cashback, 5 Categories, 1 Card—Maybank Family & Friends Card (MoneySmart Review 2024)
The Maybank Family & Friends Card has held its position as one of the best cards in the cashback category since 2019. Its chief strength? You get to choose 5...
9 October 2024
dbs yuu card moneysmart review
Credit Cards
The DBS yuu Card Now Earns You Up to 10 Krisflyer Miles Per Dollar—MoneySmart Review (2024)
The “I want nobody, nobody but yuu” jingle was the bane of my existence last year while I was doing my grocery shopping. There was no escaping the ear-grating ditty...
4 October 2024
Why Every Singaporean Needs an Emergency Fund—And How You Can Build Yours
Budgeting
Why Every Singaporean Needs an Emergency Fund—And How You Can Build Yours
Almost every financial advisor you meet will ask if you have an emergency fund in place. You know what the unfortunate thing is? Too many Singaporeans don’t have one—some don’t...
3 October 2024
savings-accounts-no-min-balance
Savings Accounts
12 Best Savings Accounts in Singapore with No Minimum Balance (2024)
Banks like to put nasty conditions like high minimum balances and fall-below fees on their savings accounts to force people to keep more money with them, and at the same...
3 October 2024
alex ministry of gemstones
Career
“Am I Hoarding or Am I Selling?”—How This Gemstone Collector and Businessman Manages His >$1 Million Collection
Is it really possible to do what you love for a living? It’s an ideal that many of us were brought up to believe, myself included. But as I powered...
30 September 2024
fed cuts interests rates—how does it affect singapore homeowners
Property
2 Ways That The Latest Fed Interest Rate Cut Affects Singaporean Homeowners
When anyone ever utters the phrase “monetary policy”, it can generally be a great way to lose someone’s attention. However, with the latest interest rate move from the US Federal...
30 September 2024
MoneySmart x UOB Lucky Draw (March 2024)
Announcements
MoneySmart x UOB Lucky Draw (March 2024)
Thank you for participating in the MoneySmart UOB March 2024 Giveaway. Here are the lucky winners: Winners Rolex Explorer 36mm 124270 Stainless Steel Goh Yu Jie Apple 14-inch MacBook Pro...
27 September 2024
MoneySmart Rollin’ Rewards Lucky Draw
Announcements
MoneySmart Rollin’ Rewards Lucky Draw
Thank you for participating in the MoneySmart’s June Lucky Draw. Here are the lucky winners: Prize Winners Apple 11-inch iPad Air Wi-Fi 128GB (worth S$899.00) Ariff Bin januri Sony PlayStation®5...
27 September 2024
Retirement Planning in Singapore: A Starter Guide for Confused Millennials and Gen Zs
Budgeting
Retirement Planning in Singapore: A Starter Guide for Confused Millennials and Gen Zs
When you think “retirement”, do you imagine travelling the world or cruising on your own yacht? Sorry, but retirement in Singapore isn’t quite as cushy as that, unless you happen...
27 September 2024