Why I’m Skipping My Phone Upgrade (and Saving Thousands)
Opinion
Why I’m Skipping My Phone Upgrade (and Saving Thousands)
The recent iPhone 17 launch had people queuing overnight outside Apple Stores, eager to get their hands on the latest shiny piece of tech.  Me? I was perfectly content lying...
2 October 2025
ang mo supermarket in 2025
Shopping
Ang Mo Supermarket: Cheap Groceries to Buy From This Heartland Store (2025)
Those of us living near one may know about this supermarket but for the uninitiated, Ang Mo Supermarket is a heartland grocery store—no ang mos (Singapore slang for a white...
26 September 2025
erp-rates-gantries-singapore-2024
Transportation
“Every Road Pay”? Here Are The 5 Most Expensive ERP Timings To Avoid in Singapore (2025)
That beep of your on-board unit or card reader every time you drive under the Electronic Road Pricing (ERP) gantry is the sound of heart pain—even more so during peak...
26 September 2025
Citi PremierMiles Card Review (2025)—Citi Miles That Never Expire
Credit Cards
Citi PremierMiles Card Review (2025)—Citi Miles That Never Expire
For frequent travellers—or anyone who wants everyday spending to turn into flights—the Citi PremierMiles Card is a solid pick. Citi Miles never expire, so you can redeem them whenever you...
26 September 2025
singapore top finance news
Trends
Issue #41: What’s Happening This Week? HSBC to Change Credit Card Income Requirements, HDB Adds 1,000 Oct 2025 BTO Flats
This week, money matters are making waves. One bank is changing the income bar for its entry-level cards, while a mysterious “lightning ball” spotted in our heartlands turned out to...
25 September 2025
savings-accounts-no-min-balance
Savings Accounts
10 Best Savings Accounts in Singapore with No Minimum Balance (2025)
Banks love their fine print—and savings accounts are no exception. Many accounts dangle attractive interest rates, but only if you maintain a minimum monthly balance, usually $1,000 (like the UOB...
25 September 2025
Woman declaring that she doesn't do taxes
Transportation
LTA Road Tax Renewal Guide 2025: How to Check & Pay Road Tax
Owning a car in Singapore isn’t just about the freedom of getting from point A to B—it also comes with a fair share of paperwork and payments. Between renewing car...
25 September 2025
cheap thai mookata singapore
Dining
16 Cheap Mookata Restaurants in Singapore (2025)
The sizzling sound, the smoky aroma, and that first bite of perfectly grilled meat with a side of broth-soaked veggies—it’s comfort food at its finest. There’s something oddly therapeutic about...
22 September 2025
dps guide
Life Insurance
What to Know About the Dependants’ Protection Scheme in 2025: A Guide to Premiums, Coverage & Eligibility
With Singapore’s aging population becoming more dependent on family members and health challenges growing more prevalent among young adults, having a financial safety net is now a necessity in an...
22 September 2025
locksmith singapore cost guidev
Budgeting
Locksmiths Costs in Singapore: Price Lists of 10 Reliable Locksmith Services
Locked out? Don’t panic. We’ve got the key (info). Whether you’ve misplaced your keys, snapped one in the lock, or just want to upgrade to a sleek digital setup because...
22 September 2025
coe vs parf car singapore
Transportation
COE vs PARF Cars in 2025: Which Is Better for Your Budget in Singapore?
COE vs PARF Cars in 2025: Which Is Better for Your Budget in Singapore? With Certificate of Entitlement (COE) prices crossing $100,000 and new cars like a Toyota Corolla Altis...
20 September 2025
how much ang bao to give for destination wedding overseas
Wedding
Destination Wedding Ang Bao: How Much Should You Give? (2025 Guide)
A grand chateau in the Tuscany countryside, a luxurious resort overlooking the sea in Bali, or a serene ryokan in the forests of Kyoto. Who wouldn’t want a dream wedding...
19 September 2025
should you take a personal loan when rates are low
Personal Loans
Personal Loan Interest Rates are as Low as 1.60%—Should You Borrow Now? And What Happens if They Rise?
Thinking of taking a personal loan? You’re not the only one. Right now, personal loan rates in Singapore are as low as 1.60% p.a. (with EIRs from 3.07% p.a.). At...
19 September 2025
profiling lucky draw jul 2025
Announcements
MoneySmart Profiling Lucky Draw (Jul 2025)
Thank you for participating in the MoneySmart Profiling Lucky Draw (Jul 2025). Here are the lucky winners: Lucky Draw Gift Winner 7,460 SmartPoints Chai Yen Hee 7,010 SmartPoints Xiaoping Luo...
19 September 2025
climate-vouchers-singapore
Budgeting
Climate Vouchers 2025: How to Claim Your $400 & What to Buy With Them
Climate Vouchers 2025 are here—and they’re worth more than before. From 15 Apr 2025, all eligible HDB households can claim an extra $100 in vouchers, on top of the existing...
18 September 2025
tom cleaning the house
Budgeting
8 Reliable House Cleaning Services in Singapore That Won’t Break the Bank
Working till 8pm, squeezing in dinner with the parents, and somehow finding time to meal prep for the week ahead. Sound familiar? Most Singaporeans are stretched for time, and the...
18 September 2025
singapore top finance news cpf top up record
Trends
Issue #40: What’s Happening This Week? Record CPF Top-Ups, Record COE Prices, New CIMB Founders Card, and More
This week, we’re breaking records. COE premiums for smaller cars have smashed through the $119,000 mark, setting a new all-time high, while CPF members have topped up an unprecedented $6.7...
17 September 2025
increase bto chances tips schemes
Property
The Ultimate 2026 Guide: How to Increase Your BTO Chances in Singapore
A colleague of mine applied for a Build-to-Order (BTO) flat 12 times before finally getting the keys to his dream home. To be fair, he was a bit choosy about...
16 September 2025
Here’s Where You Can Spend Your Culture Pass Credits
Entertainment
Here’s Where You Can Spend Your Culture Pass Credits
The verdict is in: most of us love the arts, but ticket prices? Not so much. Honestly, I get it because I’ve been in your shoes. I see a cool...
15 September 2025
alternatives to t bills in singapore.gif
Invest
Making Your Money Work: A Guide to Best T-Bill Alternatives for 2025
The days of T-bills as a high-returns option seem to be behind us (at least for now). After enjoying yields of over 4% in 2023 and staying strong throughout much...
12 September 2025
everyday situations to test your mobile plan.gif
Budgeting
Can Your Mobile Data Keep Up In 2025? 10 Everyday Situations That Test Your 5G Plan
Is your mobile data plan fast enough? Your phone says 5G, but your stream buffers the minute the MRT enters a tunnel. You’re at a concert with full bars, but...
should i invest in t-bills in 2025
Invest
Latest 6-Month T-bill Auction Closes at 1.44%: Should You Still Invest in 2025?
In an investment landscape where stock markets swing with global headlines and bank deposit rates shift with policy changes, Singapore Treasury Bills (T-bills) remain a safe, no-frills option. Their short...
12 September 2025
top t bill questions singapore
Invest
Top 12 Questions about T-Bills in Singapore When Yields Are at Rock Bottom
The times have changed. Not too long ago, everyone was queuing up for T-Bills when yields hit 3.7% in mid-2024. Fast forward to Aug 2025, and the latest 6-month T-Bill...
11 September 2025
standard chartered smart credit card moneysmart review
Credit Cards
Unlimited Cashback at 10%? The Standard Chartered Smart Credit Card Explained (MoneySmart Review 2025)
Most unlimited cashback credit cards give you just 1.5% to 1.7% back on your spend. The Standard Chartered Smart Credit Card flips that on its head: it offers unlimited cashback...
11 September 2025
the incredibles family embracing
Trends
Issue #39: What’s Happening This Week? $1,000 LifeSG Credits For Families, HSBC Revolution Buff Extension, and More
This week’s money news is all about upgrades, perks and shifting habits. A trusty commuter card just got a buff, a food delivery app is running mega promos, and two...
11 September 2025