
Budgeting
Cash Management Accounts in Singapore: StashAway, Syfe, Endowus, Mari Invest, and More
We all know that stashing your savings away in a run-of-the-mill POSB savings account is a waste due to dismal interest rates. High-interest savings accounts (like the UOB One, DBS Multiplier...
18 November 2024

Announcements
MoneySmart x UOB Amazing Giveaway (Apr 2024)
Thank you for participating in the MoneySmart x UOB Amazing Giveaway (Apr 2024). Here are the lucky winners: Prize Winner Week 1, Nintendo Switch OLED (worth S$549) Aaseesh Marina Week...
15 November 2024

Announcements
MoneySmart x Amex Lucky Draw (Jul 2024)
Thank you for participating in the MoneySmart x Amex Lucky Draw (Jul 2024). Here are the lucky winners: Prizes Winners 3 Day 2 Night stay at 5-star Luxury Tented Retreat...
15 November 2024

Invest
The US Just Elected Trump As President: What Does It All Mean For Singapore Investors?
So, there was kind of a big election last week in a little country called the USA. As we all know, Mr Donald Trump (aka “The Donald”) will be taking...
13 November 2024

Personal Loans
How to Use Balance Transfer Loans Wisely
Ever heard of balance transfer loans? Think of them as a lifeline for those high-interest credit card balances—they let you shift that debt over to a 0% interest account, giving...
Sponsored article

Credit Cards
GXS FlexiCard—MoneySmart Review (2024)
The GXS FlexiCard is a very unusual credit card. While other credit cards impose interest charges of around 27.9% if you make a late payment, this card comes with zero...
11 November 2024

Travel
Travel Rewards: Is Miles Really King? Meet Cashback—The Underdog Worth Rooting For
If you think TikTok is just catchy choreographies and amusing skits, perhaps you haven’t stumbled onto the useful side yet. From travel hacks like washing clothes for free while on...
Sponsored article

Announcements
MS FAB15 Virtual Treasure Hunt (Oct 2024)
Thank you for participating in the MoneySmart FAB15 Virtual Treasure Hunt! Here are the lucky winners: Prize Name Day 1 15,000 SmartPoints Daniel Song 1 x $50 Amazon eVoucher Emily...
8 November 2024

Budgeting
Here’s How Much You Should Earn for the Supplementary Retirement Scheme to Make Sense
It’s not always easy to make sense of why certain trends go viral (anyone else as confused as I am on the “very demure, very mindful” trend?) yet they do....
7 November 2024

Invest
How Should You Think About DIY Investing vs Robo-Advisory Investing?
If you’re just starting out on your investing journey, it can sometimes feel like a baptism by fire—not exactly pain-free but you’re learning stuff along the way. One of the...
6 November 2024

Personal Loans
Personal Loans 101: What You Need to Know (Intro Dummies Guide)
Ever found yourself staring at the massive credit card bill, wondering how to tackle that 25% interest rate so that it stops eating into your savings? Elsewhere, you’re caught off...
5 November 2024

Invest
Saxo Investment Brokerage Review (2024): How to Invest Using SaxoTraderGO?
Saxo is one of my favourite brokers. I used it to invest in ETFs a few years ago because it always seemed professional and reputable. Also, the SaxoTraderGO platform is...
5 November 2024

Travel
Rooms With a View—6 Picturesque Hotels You Won’t Want to Leave, Starting From Just $56/Night
Sights to see, activities to do, food to eat—these are the factors that we usually turn our focus to when we travel. From iconic landmarks to hidden gems, we all...
5 November 2024

Invest
Best Robo Advisors in Singapore—Syfe vs DBS vs StashAway
If you’re considering a robo advisor, you might be considered a “lazy investor”. Don’t worry; that’s nothing to be ashamed of. After all, with the number of hours Singaporeans spend...
1 November 2024

Travel Insurance
Allianz Travel Insurance Review: A Guide to Coverage, Costs, Comparisons and Promo (2024)
When you hear Allianz, you might think of them as the go-to for life and health insurance, but did you know they’re one of the preferred providers for travel insurance...
31 October 2024

Announcements
MoneySmart x Citigold Lucky Draw (Apr 2024)
Thank you for participating in the MoneySmart x Citigold Lucky Draw (Apr 2024). Here are the lucky winners: Prize Winners Chateau 34 Bottle Wine Cooler (CW343ES AT) Chin Keong Whang...
30 October 2024

Announcements
MoneySmart x Profiling Lucky Draw (Sep 2024)
Thank you for participating in MoneySmart x Profiling Lucky Draw (Sep 2024). Here are the lucky winners: Prize Winners Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429.00) Lester Eng S$50 Cash...
30 October 2024

Personal Loans
What Affects Personal Loan Interest Rates?
Back when we were kids, borrowing money was a simple affair. You’d ask your friend if you could borrow $5, they would hand you cash from their Hello Kitty wallet,...
29 October 2024

Opinion
Allianz’s Bid for NTUC Income Blocked: What Awaits Income Policyholders in 2024?
Do you remember Allianz, the prominent German insurer, wanting to buy a 50% controlling stake in Income in July? Well, it seems that the deal is on hold (for now)....
28 October 2024

Credit Cards
Cashback vs. Miles: Which One Should We Go For in Singapore?
For those of us adulting in Singapore, we want something in return when we spend on credit cards. That “something” is typically either air miles–like KrisFlyer miles that we can...
28 October 2024

Personal Loans
Should You Take A Personal Loan To Help With The Rising Costs Of Living?
“Things are cheaper than before!” said no one ever. When it comes to living costs, there’s a lot that Singaporeans are up against. Singapore was ranked as the world’s most...
28 October 2024

Dining
Deepavali 2024: 11 Best Places to Buy Indian Sweets in Singapore
As Deepavali draws near, Singapore lights up with vibrant colours, lively kolam, and the enticing scent of mithai—traditional Indian sweets. These treats are more than just desserts. They’re symbols of...
25 October 2024

Credit Cards
3 Best Ways to Optimise Your Credit Card Air Miles Spend in Singapore
In Singapore, the credit card scene (and the air miles involved with them) can be kind of overwhelming. Do I use this card for that? How many miles am I...
25 October 2024

Announcements
What Are SmartPoints, and What Can You Use Them For?
Last year, MoneySmart announced the launch of SmartRewards, our very own rewards programme that gives you the ultimate flexibility to choose the gifts you want. At the heart of the...
24 October 2024

Budgeting
CPF Retirement Account: What Are the Different Retirement Sums in Singapore?
Does it feel like you’ve got golden handcuffs on when it comes to your corporate job? Or are you already dreaming of not having to deal with another underwhelming (and...
24 October 2024