Trying to understand all the acronyms that the CPF board in Singapore likes to throw at us can feel like juggling 10 balls while riding a unicycle (i.e. impossible). But...

Alright, so we always hear that message about how savings for retirement is so important. Saving and investing ourselves is a crucial part of that whole process.  Yet in Singapore,...

Delicious brunch in the morning, followed by roaming the malls and streets of Bangkok on a shopping spree, and topping it off with an indulgent meal of smoky, delicious mookata...

Foreign exchange rates might seem like a topic for Wall Street, but in Singapore, they’re closer to home than you’d expect. The strength of the Singapore Dollar (SGD) directly impacts...

So, you’re all set to embark on your long-awaited trip. Flights and accommodation—booked. Travel itinerary—planned. Suitcase—packed. Travel insurance—checked. There’s just one final step left: changing money.  But it’s 11 pm,...

Everyone needs a good massage once in a while, especially after prolonged periods of hunching over our desks while working. Sadly, massages in Singapore are terribly expensive, with prices starting...

Buying a HDB flat is a rite of passage for many first-time homeowners in Singapore. Whether it’s a HDB BTO flat, resale flat or executive condominium (EC), you’d need to...

Note: As of 5 December 2022, the Standard Chartered Unlimited Cashback Credit Card was renamed to the Simply Cash Credit Card along with a card redesign.  The premise of the...

You’ve achieved your squad goals and couple goals, but what about your financial goals? They might be less exciting, but they’re just as important to have—especially in Singapore. Things like...

Think you’re getting the most out of your cashback card? Think again.  It all seems great when you first sign up for a new cashback card—expecting a big return every...

The Maybank Family & Friends Card has held its position as one of the best cards in the cashback category since 2019. Its chief strength? You get to choose 5...

The “I want nobody, nobody but yuu” jingle was the bane of my existence last year while I was doing my grocery shopping. There was no escaping the ear-grating ditty...

Almost every financial advisor you meet will ask if you have an emergency fund in place. You know what the unfortunate thing is? Too many Singaporeans don’t have one—some don’t...

Banks like to put nasty conditions like high minimum balances and fall-below fees on their savings accounts to force people to keep more money with them, and at the same...

Is it really possible to do what you love for a living? It’s an ideal that many of us were brought up to believe, myself included. But as I powered...

When anyone ever utters the phrase “monetary policy”, it can generally be a great way to lose someone’s attention. However, with the latest interest rate move from the US Federal...

Thank you for participating in the MoneySmart UOB March 2024 Giveaway. Here are the lucky winners: Winners Rolex Explorer 36mm 124270 Stainless Steel Goh Yu Jie Apple 14-inch MacBook Pro...

Thank you for participating in the MoneySmart’s June Lucky Draw. Here are the lucky winners: Prize Winners Apple 11-inch iPad Air Wi-Fi 128GB (worth S$899.00) Ariff Bin januri Sony PlayStation®5...

When you think “retirement”, do you imagine travelling the world or cruising on your own yacht? Sorry, but retirement in Singapore isn’t quite as cushy as that, unless you happen...

Any miles chaser worth their salt has heard of the Instarem Amaze Card—if not already has it in their wallet. Among the flood of multi-currency card options we’re bombarded with...

So it’s finally official. On 18 Sep 2024, the US Federal Reserve, the central bank of the world’s largest economy, announced a 0.5% (50 basis points) cut to its benchmark...

What if I told you there’s a travel insurance plan that will give you free airport lounge access if your flight gets delayed? What if this travel insurance was also...

Does earning 20% cashback on a credit card sound like a dream? UOB’s just made that dream a reality with their UOB One Card. The UOB One Card has always...

Need money for your flat or condo downpayment? Perhaps you have big renovation plans or you’ve had a bit of an emergency that requires a large amount of cash in...

Thank you for participating in MoneySmart x OCBC Jay Chou Lucky Draw held last 15 Jul – 4 Aug 2024. Here are the lucky winners:   Prize Winner A Pair...