Credit Cards
I Overpaid My Credit Card Bill. Now What?
Last month, I overpaid my credit card bill. For the second time. “I think your 2 braincells can’t handle having a credit card,” my sister said helpfully, when I burst...
11 September 2023
Entertainment
All This Technology, And We Still Haven’t Found a Way to Stop Ticket Scams in Singapore?
Recently, Singapore has been living up to its name as SINGapore. Every A-lister is holding their concert here. As the sole Southeast Asian stop, Singapore saw millions of fans vying...
6 September 2023
Budgeting
Is Buying From Shein Penny-Wise but Pound-Foolish?
You don’t even have to be a heavy TikTok or YouTube user to be familiar with the fast fashion juggernaut, Shein. A quick search of the brand’s name will pull...
31 August 2023
Priority Banking
Priority Banking in Singapore (2023): Benefits, Eligibility, And More
There are many ways to fake it if you want to look rich in Singapore. You could buy a nice car and then moonlight as a Grab driver to pay...
29 August 2023
Budgeting
Singaporeans Studying Abroad Lose $446 Every Year Due To This Hidden Fee
It may be expensive to study abroad, but hefty tuition fees are pretty much inevitable once you decide that a degree from a Singapore university isn’t for you. There is,...
26 August 2023
Credit Cards
Why Are There 2 DCS Ultimate Platinum Cards? Should I Get 1?
I’m always wary of cards that are marketed as “XX Ultimate” or “XX Platinum”. For all their outlandish names declaring “I am the best!”, these cards seem to be mostly...
24 August 2023
Credit Cards
Citi Ultima Card: Luxury Private Island Access, Supercar Drive Experiences—MoneySmart Review 2023
There’s 1 Citi credit card that 99% of us will never even see in real life, much less hold in our hands. The odds of meeting a Citi Ultima Card...
23 August 2023
Invest
5 Steps to Try Your Hand at Options Trading (Without Getting Burnt)
Beyond just trading regular ol’ stocks and shares, you may have heard of other ways to generate gains quicker, albeit with more risk involved—even if the market seems to be...
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Opinion
The Loyalist vs The Deals Chaser—Is Disloyalty the Key to Maximising Loyalty Programmes?
I’m always secretly thrilled if I get some reward when I shop. Sure I’m still spending money but at least I am buying something I need or like, AND getting...
22 August 2023
Property
5 Housing Highlights from National Day Rally 2023: New HDB BTO Plus Category, More Housing Options for Singles, And More
Over the weekend, PM Lee delivered his National Day Rally 2023 speech. These National Day Rally Speeches can bear pretty big news. Just last year, PM Lee announced that masks...
21 August 2023
Invest
“What Can Digital Banks Provide That Regular Banks Can’t?”: Answering Reddit Questions About Digital Banks
Are digital banks the new way to bank? Since the Monetary Authority of Singapore (MAS) began issuing digital bank licences, digital banks have been popping up on our feeds and...
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Property
Rent In Singapore: How Much To A Room Or Whole Unit in Singapore (2023)
With the wait for a BTO flat seemingly ever increasing, many newlyweds or couples might look towards renting in the meantime. Sure, renting might be an expensive sinkhole where your money...
17 August 2023
Budgeting
It Takes Nearly 3 Decades And Half A Million Bucks For An Average Singaporean To Feel Financially Free; 2023 Singlife Study Finds
With concepts like FIRE (Financial Independence, Retire Early), and its offshoot concepts such as Lean FIRE, and Coast FIRE, it’s clear that people just want to be financially independent to...
17 August 2023
Family
Baby Benefits New Parents Can Expect From 2023: Enhanced Baby Bonus, Child Development Account, Tax Reliefs, and More
Congratulations, you’re expecting! Or perhaps you’re a newly minted parent, a newlywed couple who is contemplating having a little one, or still in the midst of dating but having little...
16 August 2023
Budgeting
DBS is Giving Out Transport Rebates and Cashback at Hawkers—Here’s How It Benefits You
You might remember the Singapore government handing out cost-of-living relief payments in Jun 2023. About 2.5 million Singaporeans received a one-time payment of up to $400 to help cushion inflationary...
16 August 2023
Shopping
Where to Buy Joss Paper (Kim Zua) Online for Hungry Ghost Festival 2023
As the sun starts clocking out for the day and the breeze picks up a little, it’s that time of the year again when things get a bit otherworldly—yep, you...
14 August 2023
Credit Cards
Is the HSBC TravelOne Card the One and Only Travel Card You Need?—MoneySmart Review 2023
Let’s talk about the HSBC TravelOne card’s name—“Travel One”. It aims to be the 1 travel card you need. HSBC says so as well: “Unlock instant travel rewards and elevated...
11 August 2023
Career
“I Own Over 12,000 Barbie Dolls, But Barbie Isn’t My Favourite Toy”—Singapore’s ‘Barbie Guy’ on Personal Branding and Authenticity
Meet Jian Yang—the Barbie Guy. He owns over 12,000 Barbie dolls, which inhabit his 1,050 sq ft walkup terrace, 2 storage units, and 4 bedrooms of his parents’ home. He’s...
10 August 2023
Credit Cards
Is Cashback Still King? 5 Reasons Why Unlimited Cashback Credit Cards Remain a Wallet Essential
Post-COVID, the travel bug in all of us is back with a vengeance. As the travel tidal wave continues to surge, air miles cards have been the talk of the...
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Announcements
MoneySmart Travel Extravaganza Lucky Draw Winners (April – June) 2023
Here are the lucky winners of our 2023 Travel Extravaganza lucky draw: Prize Winners S$20,000 Cash Ee Chong Kuan Clement 100,000 KrisFlyer Miles (Equivalent to a pair of one-way Business...
7 August 2023
Credit Cards
I’m Planning A Trip To Japan This Dec: Here’s How This Miles Card Is Going To Save Me $605
You know what I miss? I miss the days when June and December meant an automatic, month-long break. School was out for 4 blissful weeks—no teachers, no homework, no nothing....
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Announcements
MoneySmart Launches Rewards Programme SmartRewards—Easy-to-Earn Points, Flexible Gift Redemption
There’s a swanky new rewards programme in town—MoneySmart’s very own SmartRewards. In a nutshell, this programme lets you earn points when you use MoneySmart to apply for financial products. These...
3 August 2023
Opinion
Are We In A Schrödinger’s Recession? Understanding The Dual Reality of Recovery and Recession In Singapore
Everyone’s been walking on a tightrope. Nobody is certain if we are truly in a recession yet even though we have been bracing for it. When you look at the...
2 August 2023
Credit Cards
This Charge Card Comes with Up To S$8,157 Worth of Benefits. Can This Writer Maximise Every Dollar?
When it comes to money, I embrace my inner savvy spender. I rarely check out my online shopping without using a voucher. I watch plane ticket prices like a hawk...
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Invest
Are Barbie Dolls Good Investments? We Spoke To A Barbie Enthusiast With 12,000 Dolls To Find Out
It’s a Barbie world. An era of pink domination. An uproar of Barbiecore. With the Barbie movie fresh out in cinemas, the world’s gone gaga over all things Barbie—everything from...
25 July 2023