If you’re reading this, you’re likely on the cusp of one of life’s biggest decisions—considering having / expecting a child. While the emotional rewards are priceless, the financial realities can be quite a pinch.
From check-ups and delivery fees to postnatal care and Baby Bonus payouts, we break down everything you need to know about the costs of pregnancy and childbirth in Singapore in 2025. Also, follow the real-life journey of Ben and Serena—a young couple who got married at 22 and had their first child at 24—so you can see what preparing for a baby actually looks like on paper.
Now that you’ve seen what real-life planning looks like, let’s break down the actual dollars and cents. From fertility checks to delivery room bills, here’s a complete look at what you can expect to spend—step by step.
How Much Does it Cost to Have a Baby in Singapore in 2025?
1. Pre-pregnancy screenings
There’s no harm in erring on the side of caution, especially when it comes to babies. Going for a once-over with your gynaecologist before you get pregnant is a good idea, especially if you haven’t been regular with your check-ups. Consider it a tune-up before the big race.
The doctor will look at your health record and medical history for:
- General physical assessment
- Vaccinations—to check your immunity to rubella, chicken pox, hepatitis A and B
- Major illnesses or health problems
- Gynaecological problems
- Diabetes or thyroid issues
- Potential for inherited genetic diseases
- Use of substances–tobacco, alcohol, recreational drugs
- Medication taken in the past few months
Then, there are the possible tests:
- Pelvic exam—to check for infection or sexually transmitted diseases (STDs)
- Pap smear—to determine the health of your endocervical canal
- Blood test and Rh test—to see if you have the Rh (Rhesus) factor because, without it, there’s a strong possibility that your blood will be incompatible with your baby’s and precautions have to taken during your pregnancy
- Urine test—to check for infections
- Ultrasound–to examine your reproductive system and identify any abnormalities
There are 2 ways you can go about this. In most cases, you visit the gynaecologist who will then decide what tests you need. Every test you order is then added to the bill.
| Item | Price range (before GST) |
| Consultation | $50 to $200 |
| Ultrasound | $100 to $150 |
| Pap smear | $13.08 (Raffles) to $100 |
| Blood test | From $27.25 (at ATA Medical, Health Screening@Anson) |
The estimated prices for consultation, ultrasound, and Pap smear above are based on the prices we found in our Guide To Women’s Clinics & Gynaecologists in Singapore.
Alternatively, there are packages (usually $400–$500, but can go up to $750+) that some clinics and hospitals offer which cover ample coverage of tests. While these may be marketed as “fertility screening” packages for couples, don’t be mistaken and think these are only for couples experiencing fertility issues. The tests are useful indicators for general reproductive health.
Here are prices of fertility/pre-conception packages from various clinics:
| Clinic offering fertility/preconception package | What’s included | Price (GST included) |
| Raffles Fertility Centre @ Raffles Hospital–Female Fertility Package (Basic) | – Hormone Tests: Anti-Mullerian Hormone – AMH (Egg Reserve Test), Prolactin (PRL), Estradiol (E2), Leutenising Hormone (LH), Follicle Stimulating Hormone (FSH), Thyroid stimulating hormone (TSH) – Transvaginal ultrasound – Test review with fertility specialist |
$388.50 |
| Raffles Fertility Centre @ Raffles Hospital–Fertility Assessment for Couples | – Review of the results with a fertility specialist – Transvaginal ultrasound scan – Egg reserve blood test (AMH) – Pap smear – Thyroid stimulating hormone test – Prolactin hormone test – Semen analysis (for male) |
$411.78 |
| Thomson Fertility Centre–Fertility Screening for Couples | – Comprehensive Blood Tests (Female) to test for 14 components including: Full Blood Count, Blood Group & Rhesus Factor, Immune status (Hep B, Hep C, Rubella IgG), STD status (HIV, Syphilis), Hormone levels (FSH, LSH, Estrogen, Prolactin, TSH, Progesterone, AMH) – Pelvic Ultrasound Scan (Female) – Semen Analysis (Male) to examine his sperm health in terms of sperm count, motility and morphology – Review with Fertility Specialist |
$490.50 |
| Virtus Fertility Centre—Comprehensive Couple’s Fertility Health Check | – Fertility screening blood tests (female), including hormonal and thyroid profile, progesterone, and egg reserve (AMH) blood tests – Semen analysis with DNA fragmentation test (male) – Pelvic ultrasound (female) – Medical history review – Review with fertility specialist |
$599.50 |
| Sincere Healthcare Group–Couple Fertility Screening | – Comprehensive Blood Tests (Female)—12 blood tests: FSH, LH, Estrogen, Prolactin, Testosterone, Progesterone, Thyroid Function Test x 5, and AMH (Anti-Mullerian Hormone) – Pelvic Ultrasound – Pap Smear – Semen Analysis (Male)—includes Oxidative Stress Assay (OSA), DNA Fragmentation Assay (DNA), Hyaluronan Binding Assay (HBA) – Pre & Post Consultation with Fertility Specialist |
$753 |
2. Prenatal check-ups for first trimester
Once you’ve tested positive on a home-pregnancy kit, you will want a medical professional to confirm. This can happen as early as Week 4 of your pregnancy if you’ve been monitoring your body carefully (pregnancy is calculated from the first day of your last period).
Then comes the biggie: which gynaecologist to go with? You can pick based on the hospital you want to deliver at because different doctors are attached to different places. Or you can pick based on the doctor you want.
If cost is your concern, a government hospital is the way to go. Apart from generally being cheaper, government hospitals have an added cost-saving measure. They have subsidised rates for both your consultations and your hospital stay.
The downside is that when you opt for these subsidised rates (as opposed to private rates at government hospitals), you get a different gynaecologist with every visit. Plus, you need to be referred to the hospital by your GP or polyclinic. You can’t just walk in and declare you want to be a subsidised patient.
Here’s how much you can expect to pay for your first consultation at government hospitals, GST included:
| Hospital | Price range (private) | Price (subsidised) |
| KKH | $154.03 – $191.62 | $37.20 – $95.67 |
| SGH | $158.38 – $203.07 | $30.50 – $71.17 |
| NUH | $154.78 – $201.65 | $27.90 – $69.75 |
At your first visit, your gynaecologist will estimate your due date—40 weeks from the first day of your last period. If this is not the same doctor who did your preconception screening, he may review your medical history and that of your families’ (both yours and your husband’s) to flag any possible hereditary illnesses.
Then comes the tests:
- Blood test–to determine the amount of pregnancy hormone (Human Choroid Gonadotrophin) you have. This will tell him/her more accurately how far along you are in your pregnancy
- Blood test–for a full blood count; and to check for infections, thyroid disease, Rh antibodies and exposure to viral diseases especially rubella (which, when contracted during pregnancy, can result in miscarriage, stillbirth and birth defects)
- Pelvic exam and Pap smear
- Vaginal ultrasound–to detect the intrauterine gestational sac with a yolk sac and your baby
Within the first 12 weeks, you will probably see your gynaecologist once or twice. While you’ll be charged for each visit, the repeat consultations after the first one generally cost less:
| Hospital | Price range (private) | Price (subsidised) |
| KKH | $111.40 – $145.30 | $37.20 – $95.67 |
| SGH | $109.44 – $148.24 | $30.50 – $71.17 |
| NUH | $119.90 – $144.97 | $25.80 – $64.50 |
You can offset the costs with Medisave. Under the Medisave Maternity Package (MMP), you can withdraw:
- Up to $900 for pre-delivery medical expenses
- From $750 and $2,600 for delivery expenses
- $550 per day for the first 2 days of admission and $400 per day from the third day onwards
3. Prenatal check-ups for second trimester onwards
From Week 13, you can sign up for a package with your gynaecologist. This would include monthly check-ups escalating to weekly ones in your final trimester.
As you can guess, costs are going to vary depending on whether you choose a government hospital or private one. Subsidised packages at government hospitals might cost you a few hundred, while private ones could be a few thousand.
KKH’s antenatal package starts from $818 (excluding GST) and includes the following:
- 6 x antenatal consultations with bedside ultrasound scan
- 6 x urine dipstick for glucose and protein
- 20-week detailed scan for fetal structural anomaly OR growth scan
- Blood tests to check for anaemia and gestational diabetes
4. Fetal abnormality tests (optional)
As early as Week 10, you can test for fetal abnormalities. This is usually recommended for older mums (aged above 35), but there’s certainly no harm if younger mums want to do it too.
Here are some tests to consider, with rough price estimates:
| Test | Description | Price range |
| First Trimester Screening Panel | Blood tests and a scan Nuchal Translucency (NT) of the foetus which can detect chromosome disorders and genetic diseases | $200 to $400 |
| Panorama Screening (from Week 9) or Harmony Test (from Week 10) | Non-invasive prenatal testing (NIPT), which tests the baby’s DNA from blood drawn from the mother. They screen for Down syndrome, Edward’s syndrome and Patau syndrome | $1,100 to $2,500 |
| OSCAR (One-Stop Clinic for Assessment of Risk for fetal anomalies) (Week 11 to 14) | Tests for abnormalities and lets you decide if you want to go for more invasive tests such as CVS or Amniocentesis. | $300 to $400 |
| Chorionic Villus Sampling (CVS) (Week 11 to 12) | Placental tissue is withdrawn via a biopsy to test for chromosomal or genetic disorders | $1,500 to $4,000 |
| Triple Serum Test (Week 15 to 20) | Test for Down syndrome | $200 to $400 |
| Amniocentesis (Week 16 to 20) | Amniotic fluid can be drawn for tests | $1,300 to $4,000 |
| Oral Glucose Tolerance Test (Screening for Gestational Diabetes) (Week 26 to 28) | This tests for gestational diabetes. (Mums who develop gestational diabetes are at higher risk of developing Type 2 diabetes.) After fasting overnight, a blood sample is taken. Mum then drinks a 75 gram glucose drink and takes another blood test two hours later. | $20 to $50 |
5. Maternity clothes
Need a new wardrobe? It depends on your personal relationship with fashion and comfort.
If it’s your first pregnancy, my advice is to invest in timeless pieces that can last through your other pregnancies (assuming you want more than one). That $100 maternity blouse may seem like a waste. Divide it by three and, suddenly, it’s a steal.
You could also rent for the duration of your pregnancy—saving money and not hogging your closet space.
| Item | Description | Price range |
| Maternity bra (must-have) | Good support is vital during your pregnancy. This is not something you want to be stingy with. | $15 to $70 each |
| Bra extenders (alternative) | These are bands with extra eye hooks that allow you to extend your normal bra to fit your growing girth. They’re a cheap option to a new set of bras. | Under $10 |
| Nursing bra (must-have) | Even if you get by with bra extenders, you might eventually need nursing bras (bras with a flap that let you nurse your baby easily). So, you could save a little by skipping the maternity bra altogether and going straight to nursing bras. |
$10 to $70 each |
| Maternity underwear (nice to have) | You can live through those nine months with your current stock of undies, especially if you’ve survived on bikini bottoms and G-strings. | Up to $30 (for a pack of 3) |
| Clothes (buy) | So many options to accommodate that growing belly. Go fuss-free or fabulous, you decide. | $100 to $1,000 (or more if you’re a fashionista) |
| Clothes (rental) | Each piece can be rented for up to 4 weeks. | From $59 a month |
| Maternity / belly bands (nice to have) | These elastic bands have two-fold purposes. They provide support for your expanding belly and let you wear your regular pants unbuttoned and even unzipped. The band holds up the pants while covering up the fact that you’ve come undone. | $25 to $50 |
| Good support shoes (must have) | As your weight increases and your centre of gravity shifts, you need good shoes to support you and provide traction to avoid falls. | $50 onwards |
| Body butter (must have) | This is technically not a fashion item but, from one mum to another, this is something you want to have. Rub your baby bump (and any other expanding parts) with body butter. Do this every day. Your skin will appreciate the moisturise and you stand a better chance of avoiding stretch marks. |
$12 to $190 |
6. Baby clothes and baby products
With a baby comes baby stuff. Lots of baby stuff. Like maternity wear, you can spend a fortune or not a cent, depending on how much you can borrow, inherit, or are given.
Here is a list of baby essentials as well as frills you might like to consider.
| Item | Description | Price range |
Clothes
|
In the first few months of life, your baby will need a diaper change about 6 to 8 times a day, up to 10 or 12 if he is breastfed. The odds of his clothes getting dirty are pretty high. So, you will need more in your store so baby will always have something to wear. But you don’t want to over-stock because babies grow. Fast. |
From $100 If you’re feeling generous, you can always splurge on designer wear that go up to a few hundred dollars for a romper. |
Footwear
|
Time to get those adorable little booties! | From $10 Like clothes, designer shoes can cost an eye-watering three figures. |
Headwear
|
…and those adorable little hats! | From $10 |
| Receiving blankets (half a dozen) | These are to swaddle baby in his first few weeks of life. When he outgrows the need to be tightly bundled, you can use them as blankets. | From $11.40 for 4 |
Diaper change
|
Your poo and pee fighting arsenal! Expect your baby to go through 10 to 12 a day in the first weeks. Get a secure bin with a tight lid to keep the odour in. | From $50. From $20 for 60 newborn diapers and $10–20 for a tube of diaper cream. Baby wipes can range from $5–12 for 200 wipes, while talcum powder goes for about $3–6 per bottle. |
Bath items
|
According to Mount Alvernia, you should bathe your baby about 2-3 times a week. Get these supplies to help you! | From $50. Baby tubs are the biggest ticket item in this category—they can go from $15 to $40. Baby soap and shampoo should set you back by $10–20 each. |
Bedding
To avoid suffocation, doctors advise against pillows.
|
Baby bed linen is softer and gentler, perfect for sensitive newborn skin. It’ll also be sized to fit your cot. | From $70 |
Furniture
|
Some parents have been known to do without a crib because the baby will only stay in there for a year or 2 before graduating to a bed or mattress. | From $160 High-end cribs can be big ticket items costing as much as $1,600. |
| Changing table (optional) | Babies outgrow changing tables really quickly. You can change them on your bed or in their cribs just as effectively. | From $59 |
| Baby detergent | Gentle detergent to wash your baby’s baby bottles, accessories and more. | From $10 a litre |
Sitting around
|
Baby chairs and bouncers let your baby sit up instead of lying in the crib all day long, with bouncers providing a gentle rocking motion. Play pens/mats/gyms let your baby explore and play, while baby walkers let your baby practice walking with support. | From $250 These items can cost $50-$400 each. If you opt for budget options, that’s still at least $250. I wouldn’t recommend skimping on quality on something your baby is going to spend many hours in though, so expect to pay more. |
Feeding items
|
Your newborn is going to need milk every 2-3 hours, so it’s worthwhile to buy good quality milk bottles and accessories. When buying milk bottles, make sure you get a bottle steriliser of the same brand or at least check the dimensions to be sure the bottle will fit into the steriliser. |
From $300 The big ticket item here is the steriliser which can cost $100 or up to $600. Next comes the formula milk (if you’re supplementing or not nursing). The cheapest tin costs about $30 (for 900 grams) and lasts a newborn 5 to 7 days. That’s at least $120 every month. |
Travel items
|
When it’s time for your baby’s first adventure outside the house, you’re going to want to be prepared. | From $375 At their most expensive, strollers can cost up to $1,000 and Moses baskets can go up to nearly $800. |
| Breast pump | To express milk that you can use to feed your baby with later. | $200 to $1,000 (electric) $50 onwards (manual) |
Health
|
It’s pretty difficult to miss a baby’s cries, even if he’s a room or two away. But just in case your baby is a gentle soul, you might want a baby monitor. | From $40 |
Memories
|
You can use any notebook or buy journals specially designed for you to record milestones in your pregnancy and your baby’s first year. | From $20 each |
7. Maternity insurance premium
Pregnancy can have its complications. That’s why buying maternity insurance can give you a measure of security, if not comfort. Covering prenatal care, delivery costs, complications and baby’s congenital illnesses, there are a variety of plans. Some begin even before pregnancy. Others allow you to transfer the policy to your baby after he is born.
| Item | Estimated price |
| Maternity insurance | $391 to $869 a month |
8. Prenatal classes—to prepare you for delivery
Pregnancy might come naturally, but knowing what to expect during labour, delivery, and those early days of newborn care? That takes a little prep. Antenatal classes are designed to guide expecting parents through the essentials—from managing contractions to breastfeeding techniques and postnatal recovery.
In Singapore, a variety of hospitals offer structured programmes that cater to different learning styles—whether you prefer a compact one-day intensive or a slower-paced, hands-on series spread out across weeks. These classes are typically led by experienced midwives, nurses, and lactation consultants, and many include practical demonstrations and useful resources you can bring home.
Here’s a snapshot of the main options available in 2025:
| Hospital | Format | Fees (per couple) |
Highlights |
| KKH | 1-day or 4-week course |
$240–$326 | Covers labour, breastfeeding, newborn care. |
| NUH | 6-week or 1-day express |
Enquire directly | Includes antenatal and postnatal care with physiotherapy guidance. |
| Raffles Hospital | 1-day intensive class |
$575.52 | In-depth prep for labour, delivery, and baby care. |
| Thomson Medical | 3-part course + e-learning |
From $398 | Mix of theory and hands-on training. |
Most hospitals advise signing up after your 16th week of pregnancy. Slots can fill up quickly—especially for weekend or express formats.
Whether you’re a first-time parent or just looking for a refresher, these classes can ease anxiety, offer useful tips, and help you feel more prepared for the journey ahead.
9. Baby delivery and hospital stay
If you’re not already cross-eyed from all that’s needed, the delivery options will certainly get you there. You can choose:
- Normal or Caesarean (although sometimes, when complications arise, you have no choice but to deliver by Caesarean)
- Assisted birth (via vacuum or forceps), epidural or natural
- Private room or multi-bedder (choice of Wards)
Naturally (no pun intended), the less complicated your options, the less pricey your bill. Thankfully, the Ministry of Health (MOH) has made clear the prices of the different hospitals for the various options. To make things easier for you (because, as you can see, you will have much to manage), here are the bill sizes across one ward type. For the rest, you can check out the Ministry of Health’s website and look up “birth”.
Normal Delivery–Government hospitals, Ward A
| Hospital | Average Length Of Stay (days) | Bill Size Low | Bill Size High |
| KKH | 1.9 | $5,124 | $6,190 |
| NUH | 1.0 | $5,500 | $7,430 |
| SGH | 2.2 | $4,243 | $5,663 |
Normal Delivery–Private hospitals, 2-Bed Ward
| Hospital | Average Length of Stay | Bill Size (Low) | Bill Size (High) |
| Gleneagles | 2.1 | $9,728 | $10,972 |
| Mount Alvernia | 2.0 | $7,113 | $9,368 |
| Mount Elizabeth | 2.2 | $7,723 | $9,308 |
| Parkway East | 2.0 | $6,486 | $8,130 |
| Thomson Medical | 2.2 | $7,338 | $9,656 |
Caesarean Delivery–Government hospitals, Ward A
| Hospital | Average Length Of Stay (days) | Bill Size Low | Bill Size High ($) |
| KKH | 3.1 | $7,750 | $10,608 |
| NUH | 3.0 | $7,364 | $9,854 |
| SGH | 3.3 | $7,786 | $10,567 |
Caesarean Delivery–Private hospitals, 2-Bed Ward
| Hospital | Average Length of Stay | Bill Size (Low) | Bill Size (High) |
| Gleneagles | 3.0 | $14,049 | $16,272 |
| Mount Alvernia | 3.0 | $11,722 | $14,779 |
| Mount Elizabeth | 3.2 | $12,414 | $17,356 |
| Parkway East | 2.9 | $12,338 | $14,519 |
| Thomson Medical | 2.8 | $10,651 | $14,012 |
The good news is that if you’re a Singapore Citizen or a Permanent Resident, you can use your MediSave Maternity Package (MMP) to defray the costs.
| Let’s say your bill comes up to $7,750 for a normal delivery at KKH, and you stayed for 2 days.
You can claim:
That means you can use $2,030 from MediSave, reducing your out-of-pocket payment to: |
| Type of aid | Description | Amount |
| MediSave MMP | For hospital stay | $565 per day (for first 2 days), $400 per day after |
| MediSave MMP | For childbirth-related surgical procedures | $900 to $3,950 depending on type of delivery |
P.S. If you do intend to have your baby at KKH, they have this nifty bill estimator to help you estimate your costs, with MediSave subsidies included.
Apart from delivery costs and hospitalisation fees, there are the professional fees you need to add to your bill for both the gynaecologist as well as the paediatrician who comes to check on your baby after the birth. But, heave a sigh of relief because there’s more help.
Baby Bonus Scheme
Raising a child in Singapore comes with its fair share of financial commitments. Thankfully, the government offers substantial help with the enhanced Baby Bonus Scheme. The latter not only offsets the cost of having a baby, but also provides continued support throughout the early years.
To give parents a head start, the government offers a $5,000 CDA* First Step Grant—automatically credited once the account is opened. There’s no need to deposit anything upfront, and you can start using the funds right away for eligible expenses.
In addition, families will receive a Baby Bonus Cash Gift (BBCG) of up to $13,000, disbursed in 6 instalments over 6.5 years, to help with the day-to-day upbringing costs.
| What You Get | How It Works |
| $5,000 CDA First Step Grant | Automatically credited—no savings required |
| No co-payment needed | You don’t need to top up first to receive this amount |
| Immediate use | Pay for preschool, vaccinations, insurance and more |
| Part of the Baby Bonus Scheme | Available to all eligible Singaporean children born on or after 14 Feb 2023 |
| *The Child Development Account (CDA) is a special savings account that helps cover your child’s early childhood needs—think preschool fees, medical expenses, MediSave-approved insurance, and even assistive technology. As part of the Baby Bonus Scheme, it can be used at approved institutions such as childcare centres, kindergartens, clinics, and hospitals. |
Read more about the Baby Bonus Scheme in Singapore.
MediSave Grant for Newborns
If your baby is a Singapore citizen, he will have $5,000 deposited into his MediSave. You can use this to defray your child’s healthcare expenses including Medishield Life premiums, childhood vaccinations, hospitalisation and approved outpatient treatments.
Extra Financial Support for Children
On top of Baby Bonus benefits and preschool subsidies, 2025 introduces more direct financial support for families with schooling children:
- $500 Child LifeSG Credits: One-time payout to all Singaporean children aged 12 and under.
The disbursement timeline for Child LifeSG Credits:
| Child’s birth year | Disbursement timeline |
| Between 2013 and 2024 | July 2025 |
| 2025 | April 2026 |
- $500 Education Top-Up: A $500 bonus to either Edusave or Post-Secondary Education Accounts for children aged 13 to 20.
These top-ups are designed to help manage the ever growing costs of your child’s education and development as they move through each stage of life.
10. Postnatal care
Confinement nanny
Take it from a seasoned mum, don’t do without a confinement nanny. These live-in help are especially necessary if it’s your first child and you don’t have a maid.
Think about it–a whole month (technically, it’s 28 days) of being waited on hand and foot, special meals expertly prepared, doing nothing but healing and feeding the baby, and (this is the most precious of all to a new mum) sleeping through the night while someone else tends to your infant. Some confinement nannies even do a little dusting and cleaning.
Book yours early in your pregnancy because the best ones get snapped up fast.
| Item | Expected cost |
| Confinement nanny (1 month) | $2,800 to $5,000 |
| Greeting red packet (when nanny arrives) | From $50 |
| Farewell red packet (when nanny leaves) | $150 to $250 |
Postnatal massages
Postnatal massages are a particularly nice practice in Asia. Who doesn’t enjoy a little spa treatment after hard labour? They are recommended because they’re supposed to help blood circulation, aid weight loss, relief tensed muscles, and promote overall recovery.
| Item | Price range |
| Postnatal massage (5-day treatment) | $300 to $500 |
11. Total cost of having a baby in Singapore
When you add up all the costs we’ve talked about, this is the dent you’ll make in your bank account:
| Category | Low estimate | High estimate |
| Pre-pregnancy screenings | $390 | $750 |
| Prenatal check-ups | $960 | $1,070 |
| Fetal abnormality tests | $200 | $4,000 |
| Maternity clothes | $350 | $400 |
| Baby clothes and products | $1,500 | $1,500 |
| Maternity insurance | $390 | $870 |
| Prenatal classes | $160 | $900 |
| Delivery and hospital stay | $4,240 | $17,260 |
| Confinement Nanny (1 month) | $2,800 | $3,900 |
| Postnatal massages (5-day treatment) | $300 | $500 |
| Total Estimated Costs | $10,290 | $31,150 |
Bringing a child into the world is a life-changing experience—but in Singapore, it also comes with a hefty price tag. From the moment you test positive, expenses start to add up: prenatal check-ups, ultrasounds, supplements, antenatal classes, and delivery fees. Even after your baby arrives, postnatal recovery and newborn essentials can quickly stretch your budget.
That’s just the beginning. While this guide focuses on the financial journey from pregnancy through childbirth, it’s worth noting that costs continue to rise as your child grows—from vaccinations to preschool enrolment. Understanding what to expect early on helps you make informed decisions, plan better, and start parenthood with greater peace of mind.
ALSO READ: Government-supported Childcare vs Private Childcare: Which Should You Choose?
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