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Articles by MoneySmart

We help people maximise their money through the provision of powerful tools and awesome content, by empowering them to make smarter financial decisions.

tuas power supply review singapore
Budgeting
Tuas Power Electricity Plan Review: All Promotions, Referral Codes, Prices
Now that the Open Electricity Market (OEM) has been rolled out, all households in Singapore can switch away from SP Group and choose their preferred electricity retailer. There are currently...
1 day ago
sp group faq electricity retailers singapore
Budgeting
Should I Switch Electricity Provider? 5 Most Common Questions About SP Group Answered
The Open Electricity Market (OEM) has been in effect ever since 1 May 2019. Everyone in Singapore can choose their preferred electricity retailer. In theory, it sounds wonderfully liberating: Yay,...
2 days ago
geneco singapore electricity plan review
Budgeting
Geneco Singapore Review: All Prices, Electricity Plans, & Promotions
Of the 9 electricity retailers in Singapore’s Open Electricity Market (OEM) today, Geneco has got to be one of the most aggressive companies. In the past, they pioneered market-first plans...
2 days ago
electricity price hidden costs
Budgeting
9 Hidden Costs to Watch Out For When Switching To OEM and Electricity Retailers
Note: SP Group electricity tariff price is $0.2974/kWh from October to December 2022. With the open electricity market (OEM) initiative in full swing, consumers are constantly comparing prices to suss...
2 days ago
pacific light singapore review
Budgeting
PacificLight Singapore: Electricity Plans Review, Rates, and Promo Codes
Though not a household name like electricity retailers Sembcorp Power or Keppel Electric, Pacific Light Singapore is a power generator and electricity retailer in Singapore that made waves in the open...
2 days ago
sembcorp electricity retailers
Budgeting
Compare 9 Best Electricity Price Plans: Open Electricity Market (2022)
You can’t procrastinate forever — the Open Electricity Market (OEM) initiative has been in full swing for some time so if you haven’t already, it’s right about time to choose your...
2 days ago
sembcorp power electricity plans
Budgeting
Sembcorp Power Review: All Electricity Plans, Promotions, Referral Codes (2022)
Part of the same group as publicly-listed Sembcorp Industries (SGX:U96), Sembcorp Power is one of the biggest names in the open electricity market (OEM) in Singapore – one might even say...
2 days ago
keppel electric plan
Budgeting
Keppel Electric Plans Review: All Rates, Prices, and Promotions
Since the launch of the Open Electricity Market (OEM) in 2018, one of the most popular electricity retailers is Keppel Electric. Similar to Sembcorp Power, Keppel is a listed company...
2 days ago
green electricity singapore
Budgeting
10 Best Green Electricity Plans Singapore: Solar and Carbon Neutral Electricity
Note: SP Group’s current electricity tariff is $0.2974/kWh for October to December 2022. So, it turns out that I picked an electricity retailer way too soon. It turns out that...
2 days ago
HDB Loans vs Bank Loan -- Which is Better?
Home Loans
HDB Loan vs Bank Loan – Which Is Better? 5 Things to Know Before You Commit
Choosing financing for your home is like a game of “Rathers“. You know, where everyone tackles hard questions like “Would you rather be whipped naked down Orchard Road, or rely...
3 days ago
Best savings accounts with high interest rates in Singapore
Savings Accounts
7 Best Savings Accounts in Singapore with Highest Interest Rates (2022)
2021 was a pretty tough year on our finances. Not only did many of us suffer pay cuts and income losses, most of the high interest savings accounts in Singapore...
3 days ago
Best Fixed Deposit Rates in Singapore (Oct 2022) — DBS, UOB, OCBC & More
Fixed Deposits
Best Fixed Deposit Rates in Singapore (Oct 2022) — DBS, UOB, OCBC & More
Fixed deposit (sometimes called time deposit) accounts are low-risk investments that earn you interest over a fixed commitment period. You don’t need to do anything to earn this interest, just park your money...
3 days ago
hdb sales of balance flat
Property
HDB Sale of Balance Flats: Guide to SBF & Open Booking (2022)
Although the SOP for buying an HDB BTO flat has been well-documented, buying a flat via HDB’s Sale of Balance Flats (HDB SBF) or the new open booking system is a little...
3 days ago
Sim-Only-Plans_1_masthead
Budgeting
12 Best SIM-Only Plans in Singapore: Singtel vs StarHub vs M1
Gone are the days when you’d have to sign up with one of the big 3 telcos — Singtel, Starhub and M1 — just for mobile data. With one of...
30 September 2022
myers briggs secret santa
Shopping
Secret Santa Christmas Gift Ideas Under $25 (2022)
We’re approaching the end of the year. While it may only be the end of September, it’s never too early to start thinking about Christmas gifts and how much budget...
28 September 2022
Our Top Tips to Maximise Rewards on Your Credit Card Spend
Budgeting
Our Top Tips to Maximise Rewards on Your Credit Card Spend
As a long-time credit card user and savvy spender, having the knack to earn and maximise all the rewards that come with this little piece of plastic are part of...
22 September 2022
Daycation Singapore Hotel Prices: M Social, Fairmont, Shangri-La and more
Career
Daycation Singapore Hotel Prices: M Social, Fairmont, Shangri-La and more
Ever since working from home became the default from May 2021, everyday has become a bit of a blur. What better way to bougie up your days with a daycation...
22 September 2022
Buy FairPrice gift voucher online
Shopping
5 Reasons Why FairPrice Group’s Newly Launched E-Gift Vouchers Are the Most Practical Present
This post was written in collaboration with FairPrice Group. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Trust Credit Card - Moneysmart Review 2022
Credit Cards
Trust Credit Card – Moneysmart Review 2022
The latest kid on the block, Trust credit card was just launched barely two weeks ago on the 5 September. It’s actually issued by a new digital bank (means they...
20 September 2022
cimb visa signature
Credit Cards
CIMB Visa Signature Credit Card – MoneySmart Review 2022
Once upon a time, the CIMB Visa Signature Card was one of my favourite cashback credit cards. In its heyday back in 2018, it was offering a whopping 10% cashback...
20 September 2022
ferry to bintan batam
Travel
Bintan and Batam Ferry Price — Which is the Cheapest Ferry? (2022)
Just a short (and cheap) ferry ride away, both Bintan and Batam are top resort destinations among Singaporeans. Depending on your destination and ferry operator, it’ll take about 1 to...
16 September 2022
uob one savings account review 2018
Savings Accounts
UOB One Account — UOB Savings Account Review 2022
If you’re looking for a day-to-day savings account that will give you more returns than just 0.05% p.a., there are plenty of options available in Singapore. The problem is, most...
15 September 2022
counselling singapore depression
Healthcare
Counselling in Singapore — Free & Affordable Help for Mental Healthcare
We’re always joking about slaving our lives away, but that’s only because it’s true — very often, living, studying and working in Singapore can feel like being in a pressure...
14 September 2022
UOB Preferred Platinum Card
Credit Cards
UOB Preferred Platinum Visa Card – MoneySmart Review 2022
The UOB Preferred Platinum Visa Card is such an unglam credit card that it looks like a debit card. But underneath that boring-ass navy blue exterior is a pretty good...
14 September 2022
credit score credit bureau singapore.jpg
Personal Loans
Credit Bureau Singapore: How to Get Your Credit Score and Credit Report
A credit report is essentially a bill of health for your finances.  On it, you can find your credit score that basically shows if you’ve been naughty or nice with...
14 September 2022