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Articles by MoneySmart

We help people maximise their money through the provision of powerful tools and awesome content, by empowering them to make smarter financial decisions.

ocbc 360 savings account review 2018
Savings Accounts
OCBC 360 Account — OCBC Savings Account Review 2020
If you’re gonna open a primary savings account in Singapore, you’re most likely going to go with one of the 3 local banks (DBS, UOB and OCBC). But how good...
10 September 2020
The Best Fixed Deposit Rates in Singapore (September 2020)
Fixed Deposits
The Best Fixed Deposit Rates in Singapore (September 2020)
Fixed deposit (sometimes called time deposit) accounts are low-risk investments that earn you interest over a fixed commitment period. You don’t need to do anything to earn this interest, just park your money...
8 September 2020
kids' activities school holidays singapore
Family
12 Best Kids’ Activities for School Holidays in Singapore For Every Budget
The September school holidays will bring the kids some much-needed respite from the stress of going to school in a pandemic, but they’re just a week long. With exams looming...
8 September 2020
mooncake festival singapore 2018
Dining
Mooncake Festival 2020 – Ultimate Price Guide to the Best Mooncakes in Singapore
Every Mid-Autumn Festival is always an interesting event, especially for folks with a sweet tooth or adventurous taste buds. Mooncakes are as tasty as they are sinful, but they’re also...
7 September 2020
mooncake credit card discounts
Dining
Mooncake Festival 2020 — Best Credit Card Promotions for Mooncake Discounts
It’s that time of the year again when sweet treats rule. I wouldn’t miss my beloved mooncake fiesta for the world. This year, the Mid-Autumn Festival falls on 1 Oct...
2 September 2020
Singlife Term Life Insurance - Key Milestones to Think About Buying it
Life Insurance
When & Why Do People Think About Buying Term Life Insurance Anyway?
If you’re reading this article, you’re probably thinking about buying term life insurance, or even wondering what in the world it is (no, really, what is it?). Term life insurance...
promo codes singapore
Dining
Foodpanda, Deliveroo & GrabFood Promo Codes in Singapore (September 2020)
We can’t live without food delivery services like Foodpanda, Deliveroo, and GrabFood these days, especially when we’re too busy working from home or are just too lazy to cook.  Although...
1 September 2020
Baby Budget — Cost Considerations That Come with Having A Baby in Singapore & How Standard Chartered CashOne personal loan can help
Family
Baby Budget — Cost Considerations That Come with Having A Baby in Singapore
Let’s face it, parenthood is expensive.  No matter how well you plan, it’s impossible to really predict all the costs that come with raising a child, such as medical costs,...
The Standard Chartered (SCB) CashOne Personal Loan could be an option for those looking to renovate their home.
Personal Loans
Home Renovations in Singapore — How You Can Budget For It
Renovating a home is a big project to undertake, and the process can be complicated — even if you’ve done it before. In addition, home renovation can be expensive. The...
Standard Chartered Bank SCB CashOne Personal Loan: Personal Loans in Singapore — What Does It Mean To Borrow Responsibly?
Personal Loans
Personal Loans in Singapore — What Does It Mean To Borrow Responsibly?
You need some spare cash and have decided to take up a personal loan. As always, it’s important to be prudent with any financial choice, so read on to make...
Nespresso Subscription
Budgeting
5 Reasons to Get A Nespresso Subscription — With A Nespresso Machine for $1
This post was written in collaboration with Nespresso. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective lens....
Singlife Early Critical Illness Plan
Life Insurance
Critical Illness Definitions Will Change from 26 August 2020 — What Does This Mean to Me?
*Note that insurers may adopt the new definitions at an earlier date — before 26 August 2020. On 29 August 2019, the Life Insurance Association (LIA) Singapore announced changes to...
DBS NAV Planner
Budgeting
5 Ways DBS NAV Planner Can Help You Improve Your Financial Health in 2020
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Syfe Equity100
Invest
Syfe’s New Equity100 Portfolio — Why It’s A Smart Way to Invest in Global ETFs
This post was written in collaboration with Syfe. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective lens....
cimb fastsaver
Savings Accounts
CIMB FastSaver Account – MoneySmart Review 2020
These days, saving up in Singapore is all about knowing how to jump through hoops to get the most interest. You might even have caught yourself buying nonsensical things to hit...
16 June 2020
Tiger Brokers Singapore - mobile investment brokerage
Invest
Want to Open A Mobile Brokerage Account? 5 Things to Consider Before Choosing This Investment Route
This post was written in collaboration with Tiger Brokers Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Singlife Multi-claim Early Critical Illness Plan
Life Insurance
Why Standalone Critical Illness (CI) Plans Are Cheaper In Your 20s
This post was written in collaboration with Singlife. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective lens....
Gaming Console Prices in Singapore — PS4 vs Xbox One vs Nintendo Switch
Shopping
Gaming Console Prices in Singapore — PS4 vs Xbox One vs Nintendo Switch
Hate to break it to you, but if you thought you were the only genius who thought of buying a gaming console to tide you through the circuit breaker lockdown,...
11 May 2020
circles life review telco plan
Budgeting
Circles Life Review 2020: Plans, Promo Codes & Data Roaming Options
Circles Life was the radical new player that changed the entire telco scene in Singapore in 2016. As a mobile virtual network operators (MVNO), it taps on M1’s network and...
8 May 2020
The “Great Lockdown Recession”: Is This a Good Time to Start Investing?
Invest
The “Great Lockdown Recession”: Is This a Good Time to Start Investing?
Covid-19 has been devastating for many workers and industries, but investors are divided as to whether this is a hellhole from which the economy will never crawl out of or...
29 April 2020
POSB SAYE savings account singapore
Savings Accounts
POSB SAYE Savings Account – MoneySmart Review
POSB SAYE (Save As You Earn) is a special savings account that allows you to earn additional interest on your monthly savings. The game-like mechanism compels you to save regularly...
28 April 2020
JannPaul How to Read GIA Cert Diamond Consultation Online
Budgeting
Did You Know That 2 Diamonds With the Same GIA Cert (and Price) Can Look Very Different? Here’s Why
This post was written in collaboration with JannPaul. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
best and cheap haircut in singapore
Budgeting
Where to Get Cheap Haircuts in Singapore — KCuts, Snip Avenue, Kimage Hairdressing School & More
Unless you’re new in town, you would already know at least a couple of places for cheap haircuts in Singapore. And no, we’re NOT talking about your first day of National...
30 March 2020
uob krisflyer savings account
Savings Accounts
UOB KrisFlyer Savings Account – MoneySmart Review 2020 
The UOB KrisFlyer savings account works in tandem with any one of UOB’s eligible cards to give you more miles. The promise is that you can increase your miles earn...
24 February 2020
air purifier singapore 2018
Budgeting
Air Purifiers Singapore (2020) – Price Guide to 17 Air Purifiers From Xiaomi, Novita & Other Top Brands
There might not be earthquakes or volcanic eruptions in Singapore, but thanks to the annual haze from our neighbours down South, we have our very own environmental disaster. Unless you’re...
17 February 2020