Enjoy over S$8,850 in Business Savings and S$1,100 in Travel Benefits with the Amex SIA Business Credit Card

If there’s one thing that every entrepreneur has to deal with, no matter how big or small your business is, it’s business expenses. From hiring and operations costs to advertising and even travel costs, all these things need to be paid for by the company. 

Forget the days of using your personal credit card for business expenses. What if there was a business credit card that could streamline all these necessary costs and rewards your expenses with business savings and rewards? 

The American Express^® Singapore Airlines Business Credit Card—also known as the Amex SIA HighFlyer Card—offers unique benefits that complement your business.

 

What is a business credit card?

Running a business means juggling a million things at once, and it’s crucial to keep your personal finances separate from your business expenses. That’s where business credit cards come in handy. 

Unlike personal cards, they offer perks specifically designed for typical business spending. You get to enjoy the best of both worlds—the leisure and travel benefits of a personal credit card with extra business-specific perks on top.

For example, they can save you money on things like advertising services, offer travel rewards perfect for frequent business trips, and help keep your cash flow in check.

One of the top business credit cards is the Amex SIA HighFlyer Card.

 

How can the Amex SIA HighFlyer Card benefit my business?

The Amex SIA HighFlyer Card has recently introduced an exciting range of business offers tailored for savvy business owners. 

One of its unique features is the 7 new business offers with merchants, which are 

• Meta
• Google
• Fiverr
• AWS Partner Network
• iStock
• Mailchimp
• Shopify

These merchants cover most of a business’s digital operations. Here’s a breakdown of the various offerings: 

Digital Advertising expenses	Hiring expenses	Email management fees	Website management fees	Operating costs
Up to S$4,000 annual spending credits for Meta Ads Campaign Management fees	10% off on Fiverr for your first hire	Up to S$350 credits on Mailchimp partner services	Up to S$500 credits on Shopify partner services	20% off iStock upon purchases of new subscriptions
Up to S$4,000 annual spending credits for Google Ads Campaign Management fees				Up to 6% off your monthly AWS bills and up to 90% off on Amazon CloudFront
How are these useful for your business?
Increase visibility and attract leads on Facebook and Instagram.	Access freelance talent for diverse tasks, scaling your team flexibly.	Streamline email campaigns and enhance engagement with professional tools.	Use credits for site management to improve e-commerce operations and customer experience.	Get high-quality images and videos for compelling marketing and brand visuals.
Drive targeted traffic and boost online presence with tailored search ads.				Save on content delivery, improving site performance and user experience.

As shown in the table above, you can save up to S$8,000 on ad campaign management fees with First Page Digital—S$4,000 for Meta and S$4,000 for Google Ads. 

Whether you’re just starting out in your business or have even been in it for a few years, advertising dollars can go a long way, as it’s crucial for brands to remain visible and top of mind in the digital space. 

For those venturing into the e-commerce space, the S$500 in Shopify credits will aid in building and optimising your online store.  Additionally, with up to 90% off Amazon CloudFront, you can cut costs while boosting your site’s performance. This includes accelerating page load times and ensuring consistent, smooth operation across various locations.

These business offers are only available until 30 April 2025. So take advantage of them while you can. Find out more details about these business offers. 

 

What travel perks can I enjoy?

Many entrepreneurs also fly regularly, so travel perks are usually welcomed. With the Amex SIA HighFlyer Card, you can turn your business (and personal) expenses into rich travel rewards that you can use for leisure or business trips.

Here’s how it works:

Earn points on Business Spend:

• Earn up to 8.5 HighFlyer points (8.5 KrisFlyer miles) for every S$1 spent on eligible Singapore Airlines Group flights
• Earn 1.8 HighFlyer points for every S$1 spent on all other eligible spends

Plus, Enjoy Enhanced Perks:

• Convert HighFlyer points to KrisFlyer miles at a 1:1 rate
• Link an unlimited number of KrisFlyer accounts to your HighFlyer account (previously capped at 5).
• Each KrisFlyer account can get up to 100,000 KrisFlyer miles per calendar year, converted from your HighFlyer points (previously capped at 30,000 per year).

The Amex SIA HighFlyer card also grants you other pretty amazing travel privileges: 

Hotel privileges	Flight benefits	Dining perks
Free Accor Plus membership worth S$418
Complimentary night’s stay across selected Asia Pacific hotels each year (including Sofitel, Fairmont, Swissotel, etc.)	Complimentary Priority Pass membership (worth S$221) that offers two free lounge visits every year at participating lounges	Up to 50% off your dining bill at over 1,400 participating Accor Hotel restaurants across 20 countries
	Get on the fast track to KrisFlyer Elite Gold Status when you spend S$15,000 with the Singapore Airlines Group in the first 12 months, which grants you access to over 1,000 Star Alliance Gold Lounges worldwide

 

Beyond rewards: how the Amex SIA HighFlyer Card helps optimise cash flow

The Amex SIA HighFlyer Card doesn’t stop at just partner discounts and travel perks—it can also help you manage cash flow. 

It offers a revolving credit line with up to 51 interest-free days from transaction date, allowing you to manage your expenses strategically. 

There’s also the innovative PaySmall option, which lets you split Singapore Airlines ticket costs into manageable payments, giving you greater flexibility regarding travel expenses.

Whether you’re a seasoned entrepreneur or just starting your journey, the Amex SIA HighFlyer Card can be a handy credit card for all sorts of necessary business expenses, from operations to cash flow and travel perks. 

Anyone can apply for the card as long as your business is registered with ACRA and you have a valid Unique Entity Number (UEN). 

 

Enjoy the welcome offer of up to 30,000 HighFlyer points (worth S$285 off your next flight) with a reduced minimum spend of S$3,000 (from S$6,000) within the first 3 months of card approval. Sign up for the Amex SIA HighFlyer Card by 30 Sep 2024 to get your points!

 

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This post was written in collaboration with American Express. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective lens. We are committed to providing the best information in order for you to make personal financial decisions with confidence.