Opinion
“I Tried to Buy a Flat While $100,000 in Debt” and 12 Other Financial Red Flags
Looking for a man in finance? As far as money is concerned, there are far worse partners you could choose than someone without a trust fund. Financial red flags are...
31 July 2024
Dining
Best Food Discount and Rewards Apps in Singapore (2024)—Chope, Burpple, Entertainer & More
“Are you a member?” the restaurant staff asks. “Is it free?” comes my reply. Usually, it is. And that’s how, over the years, the penny-pincher in me has amassed a...
18 July 2024
Travel
I Tried 6 Travel Tips to Save Money—2 of Them Shaved $1,000 Off My Upcoming Trip
How old were you when you went on your first fully-funded trip? You know—the first trip for which you had to save up, plan an itinerary, and try your darndest...
17 July 2024
Credit Cards
Is Shopee’s Mari Credit Card Singapore’s Best Unlimited Cashback Card?—MoneySmart Review (2024)
Who knew that Singapore’s highest-earning unlimited cashback card would come from…Shopee? The Mari Credit Card is named after MariBank, Shopee’s digital bank. With this card, you can earn 5% unlimited...
17 July 2024
Credit Cards
8 Essential Tips for Comparing Credit Cards I Wish I Knew Earlier
Since I started working at MoneySmart, I’ve learnt a lot about credit cards. Specifically, what credit cards are hiding from you. Behind every shiny new card promising up to 10%...
10 July 2024
Career
I Don’t Want to Advance in My Career—is That Bad?
“Most people work just hard enough not to get fired and get paid just enough money not to quit.” – George Carlin In today’s modern world, a job is complicated...
8 July 2024
Career
Should I Switch to a Lower-Paying Job for Better Prospects?
Would you take on a new job for a lower salary? It might sound crazy at first, but taking on a lower-paying job a serious consideration for some people because...
5 July 2024
Career
Should I Leave a Comfortable Job for a Job With Growth?
When it comes to your career, how comfortable are you with being comfortable? You might be wondering why I’m even asking that question. I mean, isn’t it easy to remain...
5 July 2024
Credit Cards
HSBC Live+ Credit Card: With 8% Cashback on Dining, Shopping, and Entertainment, is this the Ultimate Lifestyle Credit Card?
Some credit cards reward you for dining, some are geared towards shopping rebates, and others are all about your entertainment spending. But what if you want all 3? Enter the...
24 June 2024
Property
Guide to the HDB Flat Eligibility (HFE) Letter (2024): When You Need It, How to Apply, and More
Whether you’re buying a Built-To-Order (BTO) flat or a resale flat from HDB, there’s one slightly leh chey thing you’re gonna need to prepare. It’s not a four letter word...
24 June 2024
Credit Cards
3 Best Credit Card Pairings for Maximising Cashback, Miles, and Rewards
We’ve all heard the clichés—you’re the cheese to my macaroni, the flip to my flop, the stars to my night. Well today, I’ve got a new one for you: you’re...
20 June 2024
Budgeting
The 6 Best Subscriptions Worth Spending On Today
The other day, I wanted to show my mum a video on YouTube. I searched for the video, tapped on the right one, and an advertisement for some makeup wipes...
19 June 2024
Property
HDB BTO Jun 2024 Review: Locations, Prices, Site Plans, Expected Application Rates, and More
PSA: Apply for your Jun 2024 BTO flat by 26 Jun 2024 via the HDB Flat Portal. You know what’s special about the Jun 2024 HDB Build-To-Order (BTO) launch? Firstly,...
19 June 2024
Credit Cards
12 Best Cashback Credit Cards in Singapore (Jun 2024)
Collecting air miles for your jet setting lifestyle admittedly sounds sexier than trying to scrounge for cash rebates. But if you’re still one of those people who believe that cash...
14 June 2024
Budgeting
5 Hair Salons for Curly Hair—How Much Does it Cost to Get a Curly Haircut in Singapore?
As someone with naturally curly hair, my number one red flag for hairdressers in Singapore is being told that I should rebond my hair to “fix” it. To be fair,...
11 June 2024
Entertainment
21 Father’s Day 2024 Deals and Promotions: Dads Dine Free, 1-for-1 Cooking Classes, Up to $100 Off Gifts, and More
There are cool dads, and there are corny dads. There are sporty dads, and there are, well, “dad bod” dads. However you’d describe your own dad, if you clicked into...
10 June 2024
Career
“If You Can Get Pregnant, We Can’t Hire You”: A True Story About Hiring Discrimination
Should women have opportunities to work? That seems like an unnecessary question. It’s 2024, for Pete’s sake. Women have been in the workforce since the 19th century, with the 20th...
31 May 2024
Travel Insurance
Guide to the Best Family Travel Insurance in Singapore: Cost, Coverage, Age Limits and More
Feeding one extra mouth at home is one thing, but travelling with another little human is a whole different ball game. From missed flights to lost belongings, a lot can...
29 May 2024
Property
Buying a House? Here are 8 Terms You Need to Know Before You Meet Your Realtor
For many of us, buying a home might be the biggest purchase of our lives. Ideally, we want to get it right. I’m not just talking about choosing the right...
27 May 2024
Travel
7 Underrated Destination Dupes for Youths—Save Money and Avoid Crowds
Travel addicts and wanderlusting young ‘uns, listen up. If you’ve ever dreamed of visiting a world-renowned travel spot but baulked at the price tag, you’re not alone. We’ve all been...
24 May 2024
Budgeting
Guide to Budget-Friendly Curly Hair Products in Singapore (All Under $30!)—For Naturally Curly, Permed Hair
I have naturally curly hair, which is pretty unusual for a Singaporean Chinese. My thick, curly ‘fro often shocks and astonishes people, who most often ask me at least 1...
21 May 2024
Budgeting
Climate Vouchers 2024: How to Claim Your $300 & What to Buy With Them
Is the recent sweltering weather inspiring you to get a new air conditioner? Upgrade your fan? Invest in a bigger fridge? Good news. Thanks to an enhanced government programme, you...
17 May 2024
Family
15 Best Mother’s Day 2024 Dining Deals in Singapore: Mums Dine Free, Credit Card Promos, And More
Many of my core memories with my mother take place over good food. They say mum’s cooking is the best cooking, but for my mother, no cooking is the best...
10 May 2024
Credit Cards
Korea’s Biggest Water Music Festival is Making its Debut Splash in Singapore—Here’s How to Snag Tickets
The coolest festival with the hottest music acts is washing up on our shores. Waterbomb Singapore 2024 is South Korea’s biggest water music festival, and it’s coming to Singapore for...
6 May 2024
Invest
“I Wear My Rolex into the Sea”: 4 Watch Collectors on Why You Should Wear Your Luxury Watch
The other night, I came across a YouTube video of John Mayer interviewing Ed Sheeran about his watch collection. The video was over an hour long and I told myself...
26 April 2024