Everybody knows what an interest rate is—it’s effectively a percentage of an amount over a year. If your savings account earns you a 0.05% interest per year (which is a...

We all know friends who are adrenaline junkies. Those who get kicks out of taking crazy risks and going on wild adventures all around the world. Heck, maybe you’re thinking:...

If you’re buying an HDB flat in Singapore, you often have the option of taking an HDB concessionary loan, better known as an HDB loan. Compared to a bank loan,...

Take a moment to find out what personal loans are, and learn what to do if and when you need them. A personal loan is an unsecured loan that you...

When I think “groundbreaking”, I think of Marvel and the first Guardians of the Galaxy movie, which starred a talking raccoon and a walking tree and still managed to pocket...

Singaporeans love to travel to Malaysia for many reasons – for work, the cheap petrol, the amazing food, soak in the culture, Shi-B Cafe, extremely picturesque cafes, or just take...

Taking a personal loan from a bank in Singapore is a relatively common practice and has been for some time now. For some, its like a “Get out of jail...

Unless you need money to urgently purchase a bazooka, before your home gets overrun by a gang of marauding zombies, do NOT take up a personal loan. Yes, you heard us right, don’t...

Depending on who you believe, you may think our CPF savings are like Russia. You know it’s there, I know it’s there. But very few Singaporeans have actually travelled there...

I have a bad habit of thinking out loud. I would constantly say random things like, “You’re not old enough for me to give up my seat“, “That outfit is...

If your home loan is currently charging you more than 2.4% interest, you might be paying more than you need to, and should definitely consider refinancing. Refinancing your home loan...

Besides their love for acronyms, the government also has a soft spot for schemes. And if you’re an HDB flat owner, the Home Protection Scheme (HPS) is one of the...

In Singapore, we’re really helpful. When an accident happens on the road, we always slow down our vehicles to make sure that no one is seriously injured. In fact, so...

When it comes to safeguarding your money from the effects of inflation, putting all your cash in a savings account isn’t the best idea. Money in the bank is like...

Singapore is probably the only country in the world where cars are so expensive that owning a Toyota Altis can be considered a luxury. If that wasn’t bad enough, your...

The other night my friend and I were at our neighbourhood Esso station and I offered to pay for her petrol bill with my DBS Esso Mastercard for the rewards...

Time can be a funny thing. Even here in Singapore, despite being a very young nation, time does gets to us. We were reminded in 2017 when Minister Lawrence Wong pointed...

In Singapore, parking fines really add up if you don’t take caution. You know how tourists in Singapore think it’s a big joke when they buy a T-shirt that says...

Singaporeans love mobile data, and telcos have been falling over themselves trying to outbid each other.

There are days I wonder why so many Singaporeans insist on owning a car despite the ridiculous cost involved in purchasing one. Naturally, on those very same days, I am...

Sure, we live in an era where it’s cool and trendy to rebel against diamond engagement rings, but remember the dude in Guangzhou who bought 99 iPhones to propose to...

This post was written in collaboration with NTUC Income. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...

It’s been a strange, unpredictable year so far. No one could’ve predicted that Trump-Kim summit would happen. And no one could’ve predicted that COE prices would continue to fall in...

It’s getting easier to figure out how to buy, sell, or rent property in Singapore as there’s plenty of information available online plus property portals for you to browse listings....

If you’re looking to borrow a large sum of money and have a property on hand, you may be able to “cash out” the property’s value by taking a term...