peterlin

Articles by Peter Lin

I am the poster boy for reinventing one's self. I've been a broadcast journalist, technical writer, banking customer service officer and a Catholic friar. My life experiences have made me the most cynical idealist you'll ever meet, which is why I'm also the co-founder of a local pop culture website. I believe ignorance is not bliss, and that money is the root of all evil only if you allow it to be.

pension scheme
Opinion
3 of the Best Pension Schemes in the World Singapore Can Learn From
When I retire, I want to travel on cruise ships. I want to laze in the shade of a beach umbrella as I pretend to read a book while checking...
10 September 2015
income tax rate
Opinion
The Highest Income Tax Rates in the World and Where Singapore Stands
In Singapore, there are three types of taxes: progressive, regressive and the aggressive. Okay, I made up that last one. That’s what I’ve named the GST hikes after the way...
9 September 2015
minimum wage singapore
Opinion
3 of The Best Minimum Wage Schemes in the World Singapore Can Learn From
When I see people slogging away at Subway, I sometimes feel bad that the amount I’m paying for my 6-inch Cold Cut Trio sandwich costs more than their hourly wage....
8 September 2015
cashback singapore
Shopping
3 Ways to Earn Cashback Rebates – Without a Credit Card
The few days I actually bother to go grocery shopping, I find myself buying tonnes of chocolates and snacks. I can’t help it. The jumbo packs are ridiculously cheap when bought...
8 September 2015
CPF
Opinion
What Exactly Is Each Political Party Saying about CPF This General Elections?
The Elections are getting everyone talking. Even those who shouldn’t be talking. Like Han Hui Hui, who essentially turned her rally in Radin Mas last night into a rehash of...
4 September 2015
What the Stock Market Crash Means for Normal Human Beings Like Us
Invest
What the Stock Market Crash Means for Normal Human Beings Like Us
There’s going to be a lot of Singaporean money matters being debated in the lead up to the General Elections next week. Or maybe they’re just going to talk about how...
2 September 2015
transport bill singapore
Opinion
What the Two New Transport Bills Mean for the Average Singaporean
Yes, we’ve made fun of his name. Yes, we’ve turned his “catchphrase” into a meme. But with the benefit of hindsight, I’m “extremely concerned” that we’ve actually underestimated one of...
1 September 2015
General Elections 2015
Opinion
The 3 Main Money Matters Our Lovely Politicians Will Be Arguing About This General Elections 2015
After the General Elections were held in 2011, the PAP’s popular vote dropped to 60.1%, the lowest since independence. Suddenly, there was hope among the politically inclined. It seemed like...
31 August 2015
UOB One account singapore
Savings Accounts
Here’s Why The UOB One Account Could Be The Easiest Way To Earn Interest In Singapore
Describing the interest you earn from general savings accounts in Singapore as “pitiful” would be perhaps putting it a little mildly. That sad thought coupled with the ever-increasing cost of...
national day rally 2015
Opinion
Top 10 Money Questions That Singaporeans Are Asking After the National Day Rally
So, after last Sunday’s National Day Rally, I’m sure I’m not the only Singaporean with a few burning questions. Questions like, how often has Kit Chan sung “Home”? How come...
27 August 2015
3 Ways That CASE Needs To Improve In Order to Better Protect Singaporeans
Opinion
3 Ways That CASE Needs To Improve In Order to Better Protect Singaporeans
We Singaporeans have many common phrases. One of these is “Not happy, call police lah!”. We’re very quick to make police reports for every discernible offence – whether truly illegal...
27 August 2015
Which Singaporeans Will Benefit The Most From The New Special Housing Grant Changes?
Property
Which Singaporeans Will Benefit The Most From The New Special Housing Grant Changes?
The way the eligibility for the Special Housing Grant has changed is like the way education in Singapore has changed. In the past, having a diploma or a basic degree...
24 August 2015
3 Terms and Conditions That Will Void Your Life Insurance Claims
Life Insurance
3 Terms and Conditions That Will Void Your Life Insurance Claims
We know that making an insurance claim can sometimes be a tricky business. You’ve got to provide enough evidence to substantiate your claim, and sometimes your claim can be voided...
21 August 2015
Does the Price of Oil Really Affect the Cost of Petrol in Singapore?
Budgeting
Does the Price of Oil Really Affect the Cost of Petrol in Singapore?
Singaporeans have been talking about how dismal it’s become over the past few months. In fact, we’ve not seen values this low since 2009. No, we’re not talking about the...
14 August 2015
singapore COE prices
Transportation
The Singapore COE – From Cheaper Than Chicken Rice to More Expensive Than the Car Itself
If there’s one thing we can be proud of in Singapore over the past 50 years of independence, it’s how the COE has made life better for everyone… said no...
13 August 2015
Furthering Your Studies and Need Cash? Here Are 4 Singapore Bursaries That Can Help
Education
Furthering Your Studies and Need Cash? Here Are 4 Singapore Bursaries That Can Help
Poverty in Singapore is like a mole on your face. You can pretend it’s not there all you want, you’re your denial won’t stop other people from noticing it. Just...
11 August 2015
retirement CPF singapore
Budgeting
4 Reasons Why Retirement in Singapore is Like That Big Exam You Didn’t Study For
You would think in Singapore that, by our mid-20s and early 30s, most of us would’ve forgotten about how stressful it was to take the PSLE or the O-Levels. At...
11 August 2015
public transport singapore
Transportation
4 Ways That Public Transport in Singapore Just Got More Affordable
While we discussed the deeper problems behind the public transport fare hike earlier this year, even we were surprised by the catastrophic train breakdowns of the North-South and East-West lines last...
5 August 2015
Here’s Why the Foodfare Price Caps Only Stand to Benefit NTUC
Opinion
Here’s Why the Foodfare Price Caps Only Stand to Benefit NTUC
It’s almost like a national conspiracy – although we pay hundreds of dollars for gym memberships, it only takes a small $5 bowl of Katong Laksa to undo all that...
3 August 2015
5 Telltale Signs You Are About to Get Scammed or Ripped Off
Shopping
5 Telltale Signs You Are About to Get Scammed or Ripped Off
Our favourite Sim Lim Square criminal made headlines again when it was revealed that he now had a total of 28 charges against him, including a new charge of cheating. It’s...
31 July 2015
singapore savings bonds fixed deposits
This Versus That
Singapore Savings Bonds vs Fixed Deposits: Which One Will Make You The Most Money?
The one thing I really hated about playing fighting games in the arcades? That sickening announcement of “Here comes a new challenger!” Now, I’m no slouch when it comes to...
24 July 2015
How Much Insurance is Too Much Insurance in Singapore?
Life Insurance
How Much Insurance is Too Much Insurance in Singapore?
When you think of Singaporeans, you think of kiasu – the fear of losing out. Take the Gifted Education Programme – it’s meant to be for children who have developed...
22 July 2015
margin call home loan singapore
Home Loans
Will Banks Force You to Top Up Your Home Loan if the Property Market Crashes?
You know how you never actually get around to reading the Terms and Conditions before you click “I Accept” or sign on the dotted line? And as a result, you...
21 July 2015
singapore savings bond
Invest
Singapore Savings Bonds: What Fixed Deposits Need To Do To Up Their Game
Worried you don’t have enough money to invest? Or don’t know where to start because there are just so many products out there? The Singapore government, in all its wisdom, knows...
21 July 2015
life insurance myths
Life Insurance
3 Big Myths Some Singaporeans Still Believe About Insurance
As Singaporeans, we’ve heard of the myths and legends surrounding our little country. Like how the legendary Sang Nila Utama was supposed to have seen a lion when he stepped...
18 July 2015