joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

What You Need to Know if You’re Thinking of Moving Out and Renting
Property
What You Need to Know if You’re Thinking of Moving Out and Renting
Now that the Singapore property market isn’t looking like the goldmine it once was, more and more young people are turning to renting. Sure, those Singaporeans whose sole reason for...
21 May 2015
4 Inconsiderate Ways Singaporeans Pressure Their Friends to Spend Money
Opinion
4 Inconsiderate Ways Singaporeans Pressure Their Friends to Spend Money
One of the biggest reasons people end up wasting money is other people. You don’t see too many Singaporeans having a solitary beer at the bar or getting dressed up...
21 May 2015
4 Things Singaporeans Think are Essential But are Really Not
Budgeting
4 Things Singaporeans Think are Essential But are Really Not
Life is an ongoing struggle to distribute your resources so that you fulfil all of you needs, and enough of your wants to not make you miserable. From the looks...
19 May 2015
renting home singapore
Property
3 Surprising Reasons Singaporeans Might Want to Choose Renting Rather Than Buying a Home
Conventional wisdom says that you should always buy a home rather than rent. Singaporeans tend to believe that renting keeps you in the poorhouse for the rest of your life,...
19 May 2015
Other Than a Good Education, Here are 3 Factors People Don’t Realise That Affect Financial Success
Opinion
Other Than a Good Education, Here are 3 Factors People Don’t Realise That Affect Financial Success
There’s been a lot of talk lately about whether the government’s exhortation that a degree isn’t a prerequisite for success is a lot of hot air. To be precise, there’s...
19 May 2015
3 Things That You Haven’t Realised Are Screwing You Over Financially
Opinion
3 Things That You Haven’t Realised Are Screwing You Over Financially
Sure, poring over your credit card and bank statements can help you to cut your spending, but what if there are other things in your life that are affecting you...
17 May 2015
japanese food singapore
Dining
6 Authentic Japanese Restaurants in Singapore That are Also Affordable
Ask Singaporeans what their favourite type of cuisine is and half will tell you it’s Japanese. And unlike lacklustre offerings from local restaurants of other types of cuisines (I’m looking...
15 May 2015
3 Inexpensive Experiences in Singapore That Will Make You Feel Like You’re on an Overseas Holiday
Entertainment
3 Inexpensive Experiences in Singapore That Will Make You Feel Like You’re on an Overseas Holiday
When you only have x vacation days a year, not using them to go on holiday can make life seem, well, not worth living. What’s the point in all those...
15 May 2015
How to Lend Money to Friends and Get it Back Without Ruining the Friendship
Opinion
How to Lend Money to Friends and Get it Back Without Ruining the Friendship
Never lend money to friends unless you can handle never seeing it again, says just about everyone. But let’s face it, if you were that rich you would just give...
14 May 2015
How Poor Work-Life Balance and Lack of Free Time Makes Life in Singapore More Expensive
Opinion
How Poor Work-Life Balance and Lack of Free Time Makes Life in Singapore More Expensive
In Singapore, it’s pretty much understood that if you want money you’re going to have to sacrifice time—lots and lots of time, judging by the fact that Singaporeans work the...
14 May 2015
paris travel lower budget
Travel
Planning a Romantic Trip to Paris? Here are Some Tips for Lowering Your Budget
An estimated 10% of all Singaporeans have the Eiffel Tower on their Facebook cover page. Another 20% have photos of themselves  beaming in front of a Parisian skyline. Of these...
13 May 2015
5 Weird but Totally Legal Ways to Earn Spare Cash in Singapore
Opinion
5 Weird but Totally Legal Ways to Earn Spare Cash in Singapore
I get offended by people who insist that if you’re not earning enough, it means you’re not working hard enough. Because who says you need to get a traditional job...
11 May 2015
electric car singapore
Transportation
4 Huge Reasons Why Electric Cars Are Still Not The Solution To Expensive Petrol Cars in Singapore
We pay so much in petrol each month that entire credit cards have been dedicated to making these monthly extractions less painful. So the idea of buying an electric car...
8 May 2015
How Much Does it Cost to Realign Your Teeth and Have a Great Smile in Singapore?
Healthcare
How Much Does it Cost to Realign Your Teeth and Have a Great Smile in Singapore?
Remember when you were in school and used to laugh at those kids with braces, calling them metal mouths? Well guess what, now the tables have turned, and after all...
8 May 2015
fuji rock festival
Entertainment
Fuji Rock Festival – Here’s How You Can Enjoy This Amazing Festival on a Budget
So you think Laneway is for wimps. You want to go to a real music festival, one with mud, tents and portaloos. Fuji Rock Festival, which is happening from 24...
7 May 2015
change job singapore
Career
Is It Really Possible to Switch Jobs to a New Industry Without Suffering a Pay Cut in Singapore?
Nobody these days expects you to stay in your company, or even in your industry, for life. I know a lawyer who didn’t show up again after his first day...
7 May 2015
london travel
Travel
Tips for Reducing the Cost of a Romantic Trip to London
Every Singaporean makes it to London at some point. Even if you have barely travelled, there’s a high chance your very first long overseas trip will involve London. The fact...
5 May 2015
retirement models singapore
Budgeting
3 Alternative Retirement Models Singaporeans Should Consider
Think “retiree” and you get images of some old guy in a Hawaiian shirt, pina colada in hand, lounging in a Bali resort. This guy lives in the lap of...
5 May 2015
buy wine singapore
Shopping
5 Places to Buy Good Wine in Singapore at Low Prices
Anyone can see the logic behind buying a can of Tiger Beer at the supermarket and imbibing it at the void deck of your HDB block. But do the same...
5 May 2015
5 Things Young Singaporeans Waste Lots of Money On Without Realising It
Budgeting
5 Things Young Singaporeans Waste Lots of Money On Without Realising It
We’re young and we’re hot and we just wanna have fun… goes just about every Ke$ha song. Every morning, hordes of young Singaporean professionals click-clack through Raffles Place MRT and...
30 April 2015
happy hour singapore
Entertainment
17 Awesome Places in Singapore With Happy Hour Deals That Last Till 9pm and Beyond
It’s all well and good to tell people to save money on alcohol by going for happy hour. But many bars’ happy hours basically give the middle finger to anybody...
29 April 2015
5 Daily Habits You Should Quit if You Want to Instantly Save Hundreds of Dollars a Year
Budgeting
5 Daily Habits You Should Quit if You Want to Instantly Save Hundreds of Dollars a Year
Losing money can be like a nuclear-scale catastrophe—a sudden serious illness, a stock market crash or the collapse of a business. But it can also be like death from a...
27 April 2015
3 Signs You Are Not Earning Enough Money
Career
3 Signs You Are Not Earning Enough Money
Ask any Singaporean on the streets if they’re making enough money and you’ll be met with a sneer and a cynical remark. Sure, many are just being complainers. But with...
27 April 2015
3 Popular Illegal Jobs Many Singaporeans Secretly Take On
Career
3 Popular Illegal Jobs Many Singaporeans Secretly Take On
Foreigners usually have this image of Singaporeans as this sterile bunch of robots who follow the rules and never take a step out of line. Well, these people have obviously...
27 April 2015
retirement mistakes
Opinion
5 Retirement Mistakes Singaporeans Can Avoid by Making Changes Now
Complaining about the rising cost of living is not going to help you to retire earlier. But these days it seems like that’s the only thing a lot of Singaporeans...
21 April 2015