joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

valentine's day singapore
Entertainment
How You Can Celebrate Valentine’s Day Without Blowing a Ton of Cash
You might not be Catholic or even have any idea who this Saint Valentine is, but he must have been a very important man, since everyone is spending hundreds of...
10 February 2022
mdrt million dollar round table
Career
MDRT (Million Dollar Round Table): What Does It Mean If Your Financial Advisor Has Achieved MDRT?
Insurance agents often throw around the term “Million Dollar Round table”, or MDRT, especially in recruitment drives designed to make their jobs look attractive to potential new agents. But what...
9 February 2022
velentines day dinner singapore
Dining
Valentine’s Day Lunch & Dinner – 8 Restaurants Under $100++ Per Pax
Love is a many-splendoured thing, but it does come with expectations. What if your other half isn’t the type to accept zichar on Valentine’s Day, and your cooking skills aren’t...
4 February 2022
employee stock options ESOP ESOW
Career
Employee Stock Options: All You Need To Know About Owning Stocks in The Company You Work At
So, you’ve just gone for an interview for a position at a startup, SME or tech company, and they’re offering you the chance to receive employee stock options as part...
3 February 2022
Endowus Singapore robo advisor review - should you invest CPF
Invest
Endowus Singapore Review – Should you Use This Robo Advisor to Invest your CPF?
For most Singapore citizens and PRs, CPF savings are untouchable until you buy a home or when you reach retirement age. But have you considered how you can invest your...
3 February 2022
Lifestyle Inflation
Budgeting
How Singapore’s Lifestyle Inflation Keeps You Poor Even As Your Income Rises
In a perfectly logical world, getting a $1,000 raise would mean having $1,000 more to save. Unfortunately, it’s clear this world exists only in the land of unicorns and flying...
28 January 2022
3 Big Warning Signs Singaporeans are Suffering from Lifestyle Inflation
Budgeting
3 Big Warning Signs Singaporeans are Suffering from Lifestyle Inflation
That guy who won $1 million in the lottery and immediately bought a Ferrari might be a victim of lifestyle inflation, the phenomenon that makes one’s spending rise whenever one’s...
27 January 2022
Signs Singaporeans are Suffering from Lifestyle Inflation
Budgeting
4 Most Common Ways Singaporeans Indulge in Lifestyle Inflation
Once upon a time, I went out with my friends to Pizza Hut after the PSLE. The four of us pooled our money to share one pizza with our pocket...
27 January 2022
Consequences of Inflation
Opinion
How Singaporeans are Being Hurt by Inflation (and Don’t Realise It)
If you’ve been keeping up with the news of Singapore’s inflation rates in 2022, you might be in a state of panic. In December 2021, the headline inflation rate soared...
26 January 2022
10 Singapore Tours to Rediscover a Different Side of the Country
Entertainment
10 Singapore Tours to Discover a Different Side of Singapore
Remember the time when short getaways were so easily available and travelling overseas was a breeze? Those were happy times before Covid-19 reared its ugly head and ruined holiday travel...
26 January 2022
dyson cordless vacuum cleaner singapore
Budgeting
7 Best Cordless Vacuum Cleaners in Singapore: Cheaper Alternatives to Dyson
I really have to hand it to Dyson for designing a vacuum cleaner that’s so out there, even men want to buy it. Lest you think of James Dyson as...
25 January 2022
Chiropractors in Singapore help to manage neck pain and back pain
Healthcare
10 Chiropractors in Singapore to Manage Pain in the Back, Neck and More
Feeling more aches and pains in your lower back or waking up to a stiffer neck than before? So are the rest of us, thanks to working from home and...
21 January 2022
CNY part time jobs fairs singapore
Career
7 CNY 2022 Part-Time Jobs: Where To Earn Money If You Are Too Free
So, you’ve got a bit of time on your hands over the Chinese New Year break. You’d like to make a bit of spare cash, but no, you’d rather not...
19 January 2022
4 Services That Singaporeans are Willing to Pay For to Make Their Chinese New Year Less Painful
Budgeting
4 Services That Singaporeans are Willing to Pay For to Make Their Chinese New Year Less Painful
Unmarried folks in Singapore had better collect as many ang baos as they can this Chinese New Year, because you’re going to need as much cash as you can get...
19 January 2022
cpf retirement sum
Budgeting
CPF Retirement Sum – How Does It Work and How Much Do You Need?
Already counting down the days to retirement… when you’re only 25 years old? Late nights at the office and crazy bosses can do that to you. Every month, you see...
10 January 2022
2 Things to Consider When Buying an Old HDB Resale Flat
Property
2 Things to Consider When Buying an Old HDB Resale Flat
Home isn’t just where the heart is. In Singapore, home is also where the money is. Many people pour all their money into their properties, signing up for massive loans...
6 January 2022
bank accounts singapore
Savings Accounts
3 Types of Bank Accounts You Should Consider Opening This New Year
Getting stuck in mile-long ATM queues is one of the more frustrating moments in a Singaporean’s life—especially when just one metre away, there’s a rival bank’s ATM machine that’s so...
6 January 2022
3 Financial New Year’s Resolutions Singaporeans Should Make For 2022
Budgeting
3 Financial New Year’s Resolutions Singaporeans Should Make For 2022
Whether you pledged to save a certain amount of cash, raise your income, pay off your credit card debt or stop being a shopaholic, we hope you stuck with your...
6 January 2022
new year resolutions singaporean needs to make
Budgeting
5 New Year’s Resolutions Every Singaporean Should Make
There’s a reason many people think making New Year’s resolutions is an exercise in futility. Reaching for the stars is definitely not something you should do when making New Year’s...
30 December 2021
Best 8 office chairs for work from home for all budgets
Shopping
9 Best Office Chairs in Singapore to Work From Home for All Budgets (Dec 2021)
It’s time for a brand new year. If your office has announced a continued hybrid WFH/ office arrangement, you may seriously want to consider investing in a proper work setup...
28 December 2021
CPF Top-Ups Hit All-Time High of S$4 Billion in 2021: Should You Top Up Your CPF Too?
Budgeting
CPF Top-Ups Hit All-Time High of S$4 Billion in 2021: Should You Top Up Your CPF Too?
There was a time when #givemebackmycpf was a thing. These days, people are voluntarily giving their money to CPF instead. In 2021, CPF top-ups hit a new annual record of...
27 December 2021
OCBC banking Digital app - OCBC FRANK, OCBC STACK
Budgeting
Opening a Backup Bank Account? How OCBC Bank’s Digital App is a One-Stop Solution
This post was written in collaboration with OCBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Common Crypto Scams in Singapore - Avoid them with Gemini, one of the safest crypto exchanges
Invest
3 Common Crypto Scams & How to Avoid Falling Prey to Them
This post was written in collaboration with Gemini. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
quit job singapore
Career
Should You Quit Your Job Without Another Job? Here Are 4 Things To Note
It’s officially resignation season. Once upon a time, quitting without a new job used to sound totally crazy to the Boomers. Yet, more and more burned out young Singaporeans are...
17 December 2021
Just Resigned, Now What? Here’s A Guide To Get You To Your Last Day Of Work
Career
Just Resigned, Now What? Here’s A Guide To Get You To Your Last Day Of Work
Remember your last day of school before graduation, or the day you ORD-ed? Chances are, you were exhilarated. Don’t worry, those days aren’t over just yet.
17 December 2021