caleb

Articles by Caleb Leong

Travelling the world and getting involved in cross-cultural works is Caleb's passion. Freelance digital marketing and content writing is a way for him to express himself creatively while earning his keep. He unwinds by diving into a variety of music genres. Living in a digitally disrupted world, he'd like to offer a different perspective on finances to show people the possibilities of what goes beyond a typical “Singaporean life”.

New Flexible Work Arrangements Guidelines Coming in Dec 2024—What Does it Mean for Us?
Career
New Flexible Work Arrangements Guidelines Coming in Dec 2024—What Does it Mean for Us?
Singaporeans are placing higher values on fulfilling both their professional and personal responsibilities. Ever since the introduction of remote working during the pandemic, nearly 93% now prefer workplace flexibility. 38%...
31 May 2024
Everything You Need To Know About HDB’s New Resale Flat Listing Service (RFL)
Property
Everything You Need To Know About HDB’s New Resale Flat Listing Service (RFL)
If you’ve ever tried selling your HDB flat, you know it can be a complex process. Often, you’re facing a mountain of paperwork while hunting down for a reliable property...
30 May 2024
Guide to Dependants’ Protection Scheme (DPS) in 2024: Understanding Eligibility, Premiums, and the Claim Process
Life Insurance
Guide to Dependants’ Protection Scheme (DPS) in 2024: Understanding Eligibility, Premiums, and the Claim Process
Financial security and personal protection is becoming more crucial in light of navigating uncertainties, particularly for young working adults in Singapore. Designed to provide much-needed financial security, Dependants’ Protection Scheme...
26 April 2024
Best Fibre Broadband Singapore 2024: Singtel vs Starhub vs M1 vs Others
Budgeting
Best Fibre Broadband Singapore 2024: Singtel vs Starhub vs M1 vs Others
It wasn’t long ago that blazing fast 1Gbps fibre broadband plans seemed like a luxury plan reserved for the high SES. However, technological advances and fierce competition have made these...
26 April 2024
basic healthcare sum
Healthcare
Understanding Your MediSave Account in 2024 & How to Make the Most of It
No one ever wants to get sick. Apart from the horrid feeling and inconvenience, general treatments can take a pinch out of your pocket. Healthcare costs have been on a...
24 April 2024
CareShield Life Guide 2024: What It Is & How to Make the Most of It
Healthcare
CareShield Life Guide 2024: What It Is & How to Make the Most of It
By 2050, nearly half of Singapore’s population will be at least 65 years old. With an ageing population, Singapore is bracing for a surge in healthcare spending. It’s vital that...
18 April 2024
CPF MediShield Life in Singapore
Healthcare
Guide to MediShield Life in Singapore 2024—An Updated Look at Premiums, Coverage, Deductibles and Claims
When in Singapore, healthcare can be quite costly. This is also why many working adults invest in medical and hospitalisation insurance the moment they can afford it. Whenever we fall...
16 April 2024
Government Payouts to Expect for the Rest of 2024 in Singapore—GSTV, Assurance Package, CDC, COL and More
Budgeting
Government Payouts to Expect for the Rest of 2024 in Singapore—GSTV, Assurance Package, CDC, COL and More
During the Budget 2024 statement, Deputy Prime Minister Lawrence Wong unveiled a series of enhanced support measures and innovative initiatives to help Singaporeans cope with the rising cost of living...
12 April 2024
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home?
Property
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home?
In conventional Singaporean fashion, every couple looking to settle has to plan years ahead with a BTO application. While it may sound unromantic, it’s still the most affordable way to...
11 April 2024
16 Cheapest SIM-Only Plans in Singapore: Circles Life, MyRepublic, Zero1, RedONE, VIVIFI, SIMBA, Changi Mobile (Apr 2024)
Budgeting
16 Cheapest SIM-Only Plans in Singapore: Circles Life, MyRepublic, Zero1, RedONE, VIVIFI, SIMBA, Changi Mobile (Apr 2024)
Anybody who cares about saving money should sign up for a SIM-only data plan. These plans, as the name suggests, come with only a SIM card. That means no new...
8 April 2024
Singapore Savings Bond (SSB) Review 2024—What are the Interest Rates and How to Buy
Invest
Singapore Savings Bond (SSB) Review 2024—What are the Interest Rates and How to Buy
Ever since its inception in 2015, the Singapore Savings Bonds (SSB), launched by the Government, has transformed from a conservative investment option with low returns to a worthwhile investment vehicle...
5 April 2024
Is Investing in T-bills Worth It in 2024?
Invest
Is Investing in T-bills Worth It in 2024?
So, you have some extra cash and want to invest it before you accidentally spend it on a virtual reality headset. However, you don’t want to spend your weekends researching...
4 April 2024
property-guide-singapore
Property
What is The HDB Resale Price Index? The 2024 Guide For Soon-To-Be Homeowners in Singapore
Buying a property in Singapore is always the largest expense anyone would make in their lifetime. Whether it’s Build-To-Order (BTO), resale flat, condominium, or landed property, you’ll expect to easily...
28 March 2024
How to Choose an eSIM? 7 Recommended eSIM Options for International Travel 
Travel
How to Choose an eSIM? 7 Recommended eSIM Options for International Travel 
Think of your eSIM as your digital travel key. It unlocks seamless connectivity without the hassle of switching devices or numbers every time you cross borders. What’s more, eSIMs are...
25 March 2024
Are Milo Tin Savings Making a Comeback? DBS, UOB, OCBC Roll Out “Money Locking“ Features
Budgeting
Are Milo Tin Savings Making a Comeback? DBS, UOB, OCBC Roll Out “Money Locking“ Features
Remember how ridiculous it felt to watch our grandparents put their money in the milo tins? Do you recall how they feel more at ease doing that than putting it...
21 March 2024
wechat alipay mobile payments
Travel
How to Pay in China Like a Local: 2024 Guide for Foreigners and Tourists
It’s no secret that China is light-years ahead when it comes to digital payments. Gone are the days of paying with cash or with credit cards. In the land of...
21 March 2024
9 Best Credit Cards in Singapore for Overseas Spending (2024)
Credit Cards
9 Best Credit Cards in Singapore for Overseas Spending (2024)
Travelling abroad this year? Make sure you have the right credit card to maximise rewards and minimise fees. With numerous options available, it can be challenging to find the perfect...
19 March 2024
buy-engagement-ring-singapore-guide
Entertainment
The Dummies Guide to Buying an Engagement Ring in Singapore
Slipping that shiny ring on your partner’s finger is a classic moment, but shopping for the perfect sparkler is tough—from overspending to picking the wrong style. When selecting something they...
14 February 2024
mental-wellness-insurance-singapore-guide-anxiety-depression
Health Insurance
A Guide to Mental Wellness Insurance & Financial Support: Can You Get Covered for Anxiety & Depression?
Mental health has long been a topic gaining more awareness and attention in Singapore. In 2023, 56.6% of Singaporeans have sought out professional help at least once, with the government...
30 January 2024
What You Need to Know About The New GST Rate From Jan 2024—Which Businesses Are Absorbing the Extra GST?
Shopping
What You Need to Know About The New GST Rate From Jan 2024—Which Businesses Are Absorbing the Extra GST?
Living in Singapore has just gotten costlier with the Goods and Services Tax (GST) rate leaping from 7% to 8% last year and then again to 9% starting January 1,...
16 January 2024
Ever Heard of “Soft Saving”? Here’s Why Gen Zs are Obsessed With It
Opinion
Ever Heard of “Soft Saving”? Here’s Why Gen Zs are Obsessed With It
In Singapore, it’s ingrained in our DNA to plan long-term—especially when it comes to our finances. Well, it’s mainly driven by the fact that we live in the world’s most...
9 January 2024
“Can You Take Out a Loan to Invest?”: We Rate Advice From Reddit
Invest
“Can You Take Out a Loan to Invest?”: We Rate Advice From Reddit
Taking out a loan to buy assets can be necessary and beneficial in certain situations, such as starting a business or purchasing a home. In Singapore, almost 50% are willing...
5 January 2024
Singapore Companies Which Went Public in 2023: How Are They Doing?
Invest
Singapore Companies Which Went Public in 2023: How Are They Doing?
2023 has been a rollercoaster for Singapore’s Initial Public Offering (IPO) market, with more dips than climbs. The numbers tell a stark story: a 95% drop in IPO proceeds to...
28 December 2023
What is Halal Investment? A Guide to Singapore’s Buzzing Islamic Finance Scene
Invest
What is Halal Investment? A Guide to Singapore’s Buzzing Islamic Finance Scene
As the financial hub of Southeast Asia, Singapore’s constantly making strides in different arenas. This time round, our eyes are on Halal investing. At its core, Halal investing is more...
31 October 2023
All This Technology, And We Still Haven’t Found a Way to Stop Ticket Scams in Singapore?
Entertainment
All This Technology, And We Still Haven’t Found a Way to Stop Ticket Scams in Singapore?
Recently, Singapore has been living up to its name as SINGapore. Every A-lister is holding their concert here.  As the sole Southeast Asian stop, Singapore saw millions of fans vying...
6 September 2023