optimise air miles spend credit card
Credit Cards
3 Best Ways to Optimise Your Credit Card Air Miles Spend in Singapore
In Singapore, the credit card scene (and the air miles involved with them) can be kind of overwhelming. Do I use this card for that? How many miles am I...
25 October 2024
cpf retirement accounts sums
Budgeting
CPF Retirement Account: What Are the Different Retirement Sums in Singapore?
Does it feel like you’ve got golden handcuffs on when it comes to your corporate job? Or are you already dreaming of not having to deal with another underwhelming (and...
24 October 2024
Trust Cashback Credit Card—MoneySmart Review (2024)
Credit Cards
Trust Cashback Credit Card—MoneySmart Review (2024)
At first glance, the Trust Cashback Credit Card seems to bring you the best of both cashback worlds: Unlimited cashback credit cards let you earn limitless cashback on pretty much...
23 October 2024
5 Overseas Spending Tips We Wish We Knew Sooner
Credit Cards
5 Overseas Spending Tips We Wish We Knew Sooner
Travel influencers make it look like a breeze to explore the world without burning through cash. But let’s be real—whether it’s splurging on a private dinner under the stars in...
moneysmart virtual treasure hunt
Announcements
Win 15,000 SmartPoints (worth $1,500!) With Just 1 Click—Join Our Virtual Treasure Hunt
This Oct 2024, MoneySmart turns 15! It’s been quite a ride, and we couldn’t have done it without you. To thank you for your support over the past 15 years,...
23 October 2024
Ultimate Dummies Guide On How To Start Saving Money
Budgeting
Ultimate Dummies Guide On How To Start Saving Money
Avocado poached eggs on toast for $20. Atas coffee that costs $7 a cup. Taking a Grab when it’s surge pricing–all these things add up fast! The point is, that...
22 October 2024
using cpf to buy a house
Property
3 Big Things to Know Before Using Your CPF to Purchase Property
Yes, yes, we all know that uttering that acronym “CPF” is as much of a buzzkill as a eating at the latest “hot” restaurant and realising it actually sucks.  But...
22 October 2024
oct 2024 hdb bto review
Property
HDB BTO Oct 2024 Review: Locations, Prices, Application Rates, and More
The 2024 Build-to-Order (BTO) season is going out with a bang. The Oct 2024 BTO launch will be the last one of the year, and will offer 8,573 flats across...
21 October 2024
15 cpf terms you need to know
Budgeting
Ultimate Dummies Guide to the CPF Scheme: 15 Terms You Need to Know Now
Trying to understand all the acronyms that the CPF board in Singapore likes to throw at us can feel like juggling 10 balls while riding a unicycle (i.e. impossible). But...
21 October 2024
cpf enough for retirement
Budgeting
Are Your CPF Savings Enough For Retirement?
Alright, so we always hear that message about how savings for retirement is so important. Saving and investing ourselves is a crucial part of that whole process.  Yet in Singapore,...
21 October 2024
understanding foreign exchange rates guide for singaporeans
Travel
Understanding Foreign Exchange Rates: 2024 Guide for Singaporeans
Foreign exchange rates might seem like a topic for Wall Street, but in Singapore, they’re closer to home than you’d expect. The strength of the Singapore Dollar (SGD) directly impacts...
18 October 2024
best-cheap-jb-massage-prices
Travel
JB Massage Price Guide (2024)—Bangkok Spa, Thai Odyssey & More
Everyone needs a good massage once in a while, especially after prolonged periods of hunching over our desks while working. Sadly, massages in Singapore are terribly expensive, with prices starting...
18 October 2024
financial goals planning
Budgeting
Short, Medium, and Long-Term Financial Goals: How Do You Save Up for Each Type?
You’ve achieved your squad goals and couple goals, but what about your financial goals? They might be less exciting, but they’re just as important to have—especially in Singapore. Things like...
10 October 2024
cashback credit card categories you're overlooking
Credit Cards
7 Cashback Categories You’re Probably Overlooking
Think you’re getting the most out of your cashback card? Think again.  It all seems great when you first sign up for a new cashback card—expecting a big return every...
maybank family & friends card moneysmart review
Credit Cards
8% Cashback, 5 Categories, 1 Card—Maybank Family & Friends Card (MoneySmart Review 2024)
The Maybank Family & Friends Card has held its position as one of the best cards in the cashback category since 2019. Its chief strength? You get to choose 5...
9 October 2024
Why Every Singaporean Needs an Emergency Fund—And How You Can Build Yours
Budgeting
Why Every Singaporean Needs an Emergency Fund—And How You Can Build Yours
Almost every financial advisor you meet will ask if you have an emergency fund in place. You know what the unfortunate thing is? Too many Singaporeans don’t have one—some don’t...
3 October 2024
alex ministry of gemstones
Career
“Am I Hoarding or Am I Selling?”—How This Gemstone Collector and Businessman Manages His >$1 Million Collection
Is it really possible to do what you love for a living? It’s an ideal that many of us were brought up to believe, myself included. But as I powered...
30 September 2024
fed cuts interests rates—how does it affect singapore homeowners
Property
2 Ways That The Latest Fed Interest Rate Cut Affects Singaporean Homeowners
When anyone ever utters the phrase “monetary policy”, it can generally be a great way to lose someone’s attention. However, with the latest interest rate move from the US Federal...
30 September 2024
MoneySmart x UOB Lucky Draw (March 2024)
Announcements
MoneySmart x UOB Lucky Draw (March 2024)
Thank you for participating in the MoneySmart UOB March 2024 Giveaway. Here are the lucky winners: Winners Rolex Explorer 36mm 124270 Stainless Steel Goh Yu Jie Apple 14-inch MacBook Pro...
27 September 2024
MoneySmart Rollin’ Rewards Lucky Draw
Announcements
MoneySmart Rollin’ Rewards Lucky Draw
Thank you for participating in the MoneySmart’s June Lucky Draw. Here are the lucky winners: Prize Winners Apple 11-inch iPad Air Wi-Fi 128GB (worth S$899.00) Ariff Bin januri Sony PlayStation®5...
27 September 2024
Retirement Planning in Singapore: A Starter Guide for Confused Millennials and Gen Zs
Budgeting
Retirement Planning in Singapore: A Starter Guide for Confused Millennials and Gen Zs
When you think “retirement”, do you imagine travelling the world or cruising on your own yacht? Sorry, but retirement in Singapore isn’t quite as cushy as that, unless you happen...
27 September 2024
instarem amaze card review
Credit Cards
Instarem Amaze Card Review—After UOB’s Nerf, Which are the Best Credit Cards to Link With it?
Any miles chaser worth their salt has heard of the Instarem Amaze Card—if not already has it in their wallet. Among the flood of multi-currency card options we’re bombarded with...
27 September 2024
What Happens To Your Cash When The US Federal Reserve Cuts Interest Rates?
Invest
What Happens To Your Cash When The US Federal Reserve Cuts Interest Rates?
So it’s finally official. On 18 Sep 2024, the US Federal Reserve, the central bank of the world’s largest economy, announced a 0.5% (50 basis points) cut to its benchmark...
26 September 2024
zurich travel insurance review
Travel Insurance
Zurich Travel Insurance—MoneySmart Review (2024)
What if I told you there’s a travel insurance plan that will give you free airport lounge access if your flight gets delayed? What if this travel insurance was also...
26 September 2024
uob-one-card-moneysmart-review
Credit Cards
The UOB One Card Now Offers up to 20% Cashback—but Here’s the Catch (MoneySmart Review 2024)
Does earning 20% cashback on a credit card sound like a dream? UOB’s just made that dream a reality with their UOB One Card. The UOB One Card has always...
24 September 2024