
Announcements
Win a Holiday on MoneySmart Draw
Thank you for participating in the Win a Holiday on MoneySmart Draw. Here are the top 3 lucky winners: Lucky Draw Gift Name All-Expenses Paid Trip worth $5,000 (Flights, Accommodation...
1 April 2025

Personal Loans
Wedding Loan vs Personal Loan: What’s the Best Way to Finance a Wedding in Singapore
Ah, weddings. A day to celebrate your love with your partner and solemnly vow to stand by them in sickness and in health, to love and cherish, until debt do...
1 April 2025

Personal Loans
Personal Loans for New Parents: When Do They Make Sense?
Parenthood is all about paradox—it fills your heart even as it drains your wallet. It’s not just the sweet lullabies you’ll need to master; it’s also the art of juggling...
28 March 2025

Opinion
Opinion: Gamers Are Better at Finance Than Non-Gamers
If you think finance experts are the only ones who specialise in wealth-building, think again. Listen, I’m not about to claim that you can forgo education in finance and just...
28 March 2025

Travel Insurance
Starr TraveLead Travel Insurance—MoneySmart Review (2025)
Starr’s travel insurance, Starr TraveLead, is one of the more popular budget-friendly travel insurance options in Singapore. With their competitive prices and comprehensive coverage, it’s not difficult to see why....
28 March 2025

Personal Loans
What is Effective Interest Rate (EIR) and Why Does It Matter?
Everybody knows what an interest rate is—it’s effectively a percentage of an amount over a year. If your savings account earns you a 0.05% interest per year (which is a...
27 March 2025

Budgeting
10 Ways to Reduce Your Personal Income Tax in Singapore for YA 2026
You know when you get the dreaded SMS from IRAS that it’s time to pay your dues. Yup, the tax man has come to collect. While we can’t avoid paying...
26 March 2025

Trends
Issue #18: What’s Happening This Week? Cold Storage and Giant’s $125 Million Sale, OCBC 360 Account Nerf, and More
This week in money news: Cold Storage and Giant are being sold for $125 million—but don’t worry, your cashback perks are safe, and you might even score cheaper groceries. OCBC...
26 March 2025

Travel Insurance
Tiq by Etiqa Travel Insurance Singapore—MoneySmart Review (2025)
Last year, I heard a travel story that I thought was too good to be true. My colleague told us the tale of how her brother-in-law had had his flight...
26 March 2025

Dining
21 Places for High Tea in Singapore—Updated with 1-for-1 Deals (Mar 2025)
It’s said that the tradition of high tea started as a way to bridge the gap between lunch and dinner for the nobility who were peckish. What better way to...
25 March 2025

Budgeting
Best Fibre Broadband Singapore 2025: Singtel vs Starhub vs M1 vs Others
Picture this: It’s 2025, and you’re unwinding at home after a long day, ready to binge the latest episode of Single’s Inferno. Just as things are about to get spicy,...
25 March 2025

Healthcare
7 Affordable Dental Clinics in Singapore for Scaling, Polishing and More (2025)
We’ve all had it hammered into our heads that we should see the dentist once every 6 months for regular checkups. But if we followed that advice down to a...
24 March 2025

Budgeting
Duit Raya Singapore Guide 2025: How Much Green Packet To Give
In Singapore, Muslims give out duit raya (Raya money, green packets) during Syawal, the month after Ramadan. While duit raya is a widespread custom among Muslims in Singapore, it isn’t...
21 March 2025

Personal Loans
Personal Loan vs. Renovation Loan Comparison Guide: Which Is Better for Your Home Makeover?
Planning a home makeover? I know I am. My place is ready at the tail end of next year and I’m already speaking to different interior designers. It’s an exciting...
19 March 2025

Trends
Issue #17: What’s Happening This Week? Record $1.52m Flat Sale, Chocolate Finance Processes 90% of Delayed Withdrawals
This week, we’re looking at big numbers. A 4-room flat in the coveted Pinnacle@Duxton has just smashed records with a $1.52m sale, over 2,000,000 of Lady Gaga’s Little Monsters showed...
19 March 2025

Dining
11 Best Halal Buffets in Singapore (Mar 2025)—Starting From $30++
Whether you’re a Muslim or are dining with Muslim friends, you’ll be pleased to know that many of the best buffets in Singapore are halal-certified. We’re not just talking about...
17 March 2025

Personal Loans
Standard Chartered Personal Loan Review 2025: Should You Take the SCB CashOne Personal Loan?
Need cash, pronto? We’ve compared the 9 best personal loans in Singapore, and it turns out that at the time of writing, Standard Chartered’s CashOne Personal Loan has some of the...
13 March 2025

Dining
Geylang Serai Ramadan Bazaar 2025 Guide: What are the Must-Sees?
The wait is over—Geylang Serai Ramadan Bazaar 2025 is here! Not gonna lie, I’ve skipped the past couple of years mainly because I couldn’t bear the crowd (It gets REALLY...
13 March 2025

Travel Insurance
UniTravel Insurance (UOI Travel Insurance)—MoneySmart Review 2025
UOI Travel Insurance just got buffed. As of Jan 2025, UOI Travel Insurance has been renamed to UniTravel and now includes these 3 key enhancements: Increased Annual Multi-Trip age eligibility...
12 March 2025

Travel Insurance
Travel Insurance for Infectious Diseases: What You Need to Know (2025)
Human metapneumovirus (HMPV), Mpox, COVID-19, even SARS back in the early 2000s. Outbreaks seems to happen almost every year, to varying degrees of severity. Some, such as HMPV, see a seasonal...
12 March 2025

Trends
Issue #16: What’s Happening This Week? Lady Gaga Presale Registrations Start, Chocolate Finance Pauses Instant Withdrawals
What do a global pop star and grumpy fried chicken seller have in common? They’re both making headlines in Singapore this week. From Lady Gaga’s long-awaited concert to Fiie’s Cafe...
12 March 2025

Credit Cards
How to Turn Your Savings into Free Flights and Travel Perks
So, I caught the Oscars on Monday. One of the coolest things? Half of the Best Picture nominees were led by powerhouse female protagonists. And the big winner? Anora—an indie...
Sponsored article

Credit Cards
5 Best Credit Cards to Use on Public Transport with SimplyGo
When I have overseas friends visiting Singapore, they are pleasantly surprised by the fact that they can use their own credit card to pay for fares on our buses and...
7 March 2025

Trends
Issue #15: What’s Happening This Week? SG60 Deals, MediSave Withdrawal Limits Increase, and More
This week, everyone has a reason to celebrate. Singaporeans are getting SG60 discounts at over 20 attractions islandwide, Singaporean women are among Asia’s most financially independent, and MediSave withdrawal limits...
7 March 2025

Opinion
Do Women Need To Save More For Retirement Than Men?
Bad news first: You and I will literally never see the day women and men are paid equally worldwide. According to the World Economic Forum’s Global Gender Gap Report 2024,...
7 March 2025