Credit Cards
Best Credit Card Promotions in Singapore (Dec 2024): Citibank, DBS, HSBC, UOB, and More
This December, it’s giveaways galore. Sign up for a credit card and you could walk away with an all-new Porsche Taycan, 1,000,000 Ascott Star Rewards Points, and up to 50,000 SmartPoints. Plus, enjoy...
3 December 2024
Entertainment
Top 51 Free Things To Do in Singapore (Dec 2024): Christmas Markets, Festive Pet Fairs, Free Sake Tasting, and More
Bored as well as broke? We’ve got good news for you. This December, there’s a plethora of markets, events, and activities to keep you entertained at zero cost. This month,...
2 December 2024
Personal Loans
Best Instant Loans in Singapore (Dec 2024)
There are 2 things we all wish we had more of: money and time. When life throws unexpected bills your way, the last thing you want is to wait days—or...
27 November 2024
Invest
How to Choose a Proposal Ring with an Investment Grade Gemstone
You’ve probably heard the term “a diamond is forever”. But did you know this romanticised saying was originally a tagline for an advertisement? It comes from the diamond company De...
27 November 2024
Personal Loans
8 Best Personal Loans in Singapore with Lowest Interest Rates (Nov – Dec 2024)
If you’re in urgent need of money, but are too paiseh to borrow from your family and friends, your best bet is probably a personal loan. With a personal loan, you...
27 November 2024
Invest
ASML Share Plunge: Why Has This Chip Equipment Company Lost Nearly 20% Of Its Value?
When it comes to semiconductors and investing, all anyone ever seems to talk about is Nvidia (to the mooooooooon!)—the chip designer that’s seen massive share price gains. But another name...
27 November 2024
Announcements
MoneySmart Profiling Lucky Draw (Oct 2024)
Thank you for participating in the MoneySmart Profiling Lucky Draw (Oct 2024). Here are the lucky winners: Prize Winner 8,350 SmartPoints Lawrence Goh 6,140 SmartPoints Ler Eng Sheng S$100 Cash...
27 November 2024
Trends
Issue #1: What’s Happening This Week?—Civil Servants’ Bonus, COE drops, SCB Launches New Luxury Card
Short on time to catch up on the news, but want to stay informed about what’s happening in Singapore? We’ve got you covered. Our team has sifted through the overwhelming...
26 November 2024
Shopping
Best Black Friday Deals and Promo Codes (2024): ShopBack, Dyson, Zalora, Royal Caribbean, and More
Food, beauty, electronics, home living, toys, fashion—everything goes on sale for one special day each month. And in November, after the 11.11 sales, we get a second chance at snagging...
26 November 2024
Personal Loans
9 Things to Look Out For When Taking Out Personal Loans
With inflation skyrocketing, a hefty 9% GST hike, and petrol prices hitting a global high of $2.30 per litre, many Singaporeans are increasingly turning to personal loans as a viable...
26 November 2024
Family
The Sandwich Generation in Singapore—Finances of Caring for Aged Parents and Children
Giving your parents allowance is probably something you’ve been told to do since you were young. It’s love, Asian style. But as you start to have kids and your parents...
25 November 2024
Budgeting
Estate Planning Checklist—7 Important Things to Settle Before You Die
Not a lot of people like to think about dying, let alone plan for your death. But that’s exactly what estate planning is. It might seem morbid to make preparations...
25 November 2024
Budgeting
How Much Do You Need to Give Up to Become a Millionaire?
Who doesn’t want to be a millionaire? I certainly want in, and judging by the long lines at Singapore Pools whenever they announce some grand million-dollar prize, so do many...
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Budgeting
5 Finfluencers You Should Follow: Top Finance Influencers in Singapore
These days, you can learn anything online. In today’s digital age, we can plan entire trip itineraries without ever leaving TikTok and learn how to change a car tyre simply...
22 November 2024
Budgeting
Cash Management Accounts in Singapore: StashAway, Syfe, Endowus, Mari Invest, and More
We all know that stashing your savings away in a run-of-the-mill POSB savings account is a waste due to dismal interest rates. High-interest savings accounts (like the UOB One, DBS Multiplier...
18 November 2024
Announcements
MoneySmart x UOB Amazing Giveaway (Apr 2024)
Thank you for participating in the MoneySmart x UOB Amazing Giveaway (Apr 2024). Here are the lucky winners: Prize Winner Week 1, Nintendo Switch OLED (worth S$549) Aaseesh Marina Week...
15 November 2024
Announcements
MoneySmart x Amex Lucky Draw (Jul 2024)
Thank you for participating in the MoneySmart x Amex Lucky Draw (Jul 2024). Here are the lucky winners: Prizes Winners 3 Day 2 Night stay at 5-star Luxury Tented Retreat...
15 November 2024
Invest
The US Just Elected Trump As President: What Does It All Mean For Singapore Investors?
So, there was kind of a big election last week in a little country called the USA. As we all know, Mr Donald Trump (aka “The Donald”) will be taking...
13 November 2024
Credit Cards
9 Best Air Miles Credit Cards in Singapore (Nov 2024)
Ah, the air miles credit card. Clearly the most glamorous of all credit cards. Every time you use one, you’re reinforcing your image as a globetrotting, wanderlusting, jet-setter. But more importantly,...
12 November 2024
Personal Loans
How to Use Balance Transfer Loans Wisely
Ever heard of balance transfer loans? Think of them as a lifeline for those high-interest credit card balances—they let you shift that debt over to a 0% interest account, giving...
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Credit Cards
GXS FlexiCard—MoneySmart Review (2024)
The GXS FlexiCard is a very unusual credit card. While other credit cards impose interest charges of around 27.9% if you make a late payment, this card comes with zero...
11 November 2024
Travel
Travel Rewards: Is Miles Really King? Meet Cashback—The Underdog Worth Rooting For
If you think TikTok is just catchy choreographies and amusing skits, perhaps you haven’t stumbled onto the useful side yet. From travel hacks like washing clothes for free while on...
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Announcements
MS FAB15 Virtual Treasure Hunt (Oct 2024)
Thank you for participating in the MoneySmart FAB15 Virtual Treasure Hunt! Here are the lucky winners: Prize Name Day 1 15,000 SmartPoints Daniel Song 1 x $50 Amazon eVoucher Emily...
8 November 2024
Budgeting
Here’s How Much You Should Earn for the Supplementary Retirement Scheme to Make Sense
It’s not always easy to make sense of why certain trends go viral (anyone else as confused as I am on the “very demure, very mindful” trend?) yet they do....
7 November 2024
Invest
How Should You Think About DIY Investing vs Robo-Advisory Investing?
If you’re just starting out on your investing journey, it can sometimes feel like a baptism by fire—not exactly pain-free but you’re learning stuff along the way. One of the...
6 November 2024