Want to Get a Personal Loan? Here's What You Need To Know About Qualifying For One
Personal Loans
Want to Get a Personal Loan? Here's What You Need To Know About Qualifying For One
We've been receiving questions from readers about whether they can qualify for a personal loan. We figure you've got to be pretty desperate if you're...
7 April 2022
How Having the Pace Card’s ‘Power of 3’ in Your Pocket Can Empower You Financially
Shopping
How Having the Pace Card’s ‘Power of 3’ in Your Pocket Can Empower You Financially
This post was written in collaboration with Pace. While we are financially compensated by them, we nonetheless strive to maintain our editorial integr...
6 April 2022
Good vs Bad Debt: How to Prioritise Which Loans to Pay in Singapore
Budgeting
Good vs Bad Debt: How to Prioritise Which Loans to Pay in Singapore
Growing up, we were probably taught that debt is a bad thing, something to avoid at all costs. But the truth is more nuanced than that. We are "borro...
6 April 2022
Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans
Home Loans
Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans
TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks and balances on Singaporean borrowers. I gu...
6 April 2022
moomoo Online Broker vs Robo Advisors: A Review of Fees + Comparison
Invest
moomoo Online Broker vs Robo Advisors: A Review of Fees + Comparison
This post was written in collaboration with FUTU Singapore (FUTU SG). While we are financially compensated by them, we nonetheless strive to maintain...
5 April 2022
Personal Loans Should Be for Emergencies, Not Frivolous Shopping
Opinion
Personal Loans Should Be for Emergencies, Not Frivolous Shopping
Over the past 2 weeks, I've received 3 phone calls from several banks in Singapore, all asking if I'm interested in "having more money to spend". Yup...
5 April 2022
6 Personal Finance Myths Singaporeans Need To Stop Believing
Opinion
6 Personal Finance Myths Singaporeans Need To Stop Believing
When it comes to finance issues, we get wisdom from our parents, friends, lecturers, siblings, and our own experiences... But are they always accurate...
5 April 2022
Why You Should Never Take a Personal Loan for Home Renovations
Personal Loans
Why You Should Never Take a Personal Loan for Home Renovations
Renovating your home is always an exciting thing to look forward to, with the promise of a refurbished and better looking home to come back to. That...
5 April 2022
4 Things You Must Know Before Getting a Personal Loan in Singapore
Personal Loans
4 Things You Must Know Before Getting a Personal Loan in Singapore
So, cashflow is tight and you are contemplating getting a personal loan to tide you over. Be it for big-ticket items like a holiday, a wedding, or fin...
5 April 2022
Withdrawing Cash Overseas When You Travel - What To Look Out For & Withdrawal Fees
Travel
Withdrawing Cash Overseas When You Travel - What To Look Out For & Withdrawal Fees
I know, who even uses cash anymore? But when you're overseas, and say you're at a street market, you'll still most likely need to pay in cash. Here’s...
4 April 2022