OCBC Personal Loan Review: Interest Rates, Approval Times & Loan Amounts
Personal Loans
OCBC Personal Loan Review: Interest Rates, Approval Times & Loan Amounts
Being in debt isn’t fun, and you definitely shouldn’t be taking out personal loans for fun. But in certain cases, it can be a smart financial move—wh...
7 April 2022
5 Common Reasons Why Singaporeans Take Personal Loans
Personal Loans
5 Common Reasons Why Singaporeans Take Personal Loans
Taking a personal loan from a bank in Singapore is a relatively common practice and has been for some time now. For some, its like a "Get out of jail...
7 April 2022
3 Situations a Personal Loan Could Save You From Further Debt
Personal Loans
3 Situations a Personal Loan Could Save You From Further Debt
Unless you need money to urgently purchase a bazooka, before your home gets overrun by a gang of marauding zombies, do NOT take up a personal loan. Ye...
7 April 2022
Want to Get a Personal Loan? Here's What You Need To Know About Qualifying For One
Personal Loans
Want to Get a Personal Loan? Here's What You Need To Know About Qualifying For One
We've been receiving questions from readers about whether they can qualify for a personal loan. We figure you've got to be pretty desperate if you're...
7 April 2022
How Having the Pace Card’s ‘Power of 3’ in Your Pocket Can Empower You Financially
Shopping
How Having the Pace Card’s ‘Power of 3’ in Your Pocket Can Empower You Financially
This post was written in collaboration with Pace. While we are financially compensated by them, we nonetheless strive to maintain our editorial integr...
6 April 2022
Good vs Bad Debt: How to Prioritise Which Loans to Pay in Singapore
Budgeting
Good vs Bad Debt: How to Prioritise Which Loans to Pay in Singapore
Growing up, we were probably taught that debt is a bad thing, something to avoid at all costs. But the truth is more nuanced than that. We are "borro...
6 April 2022
Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans
Home Loans
Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans
TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks and balances on Singaporean borrowers. I gu...
6 April 2022
moomoo Online Broker vs Robo Advisors: A Review of Fees + Comparison
Invest
moomoo Online Broker vs Robo Advisors: A Review of Fees + Comparison
This post was written in collaboration with FUTU Singapore (FUTU SG). While we are financially compensated by them, we nonetheless strive to maintain...
5 April 2022
Personal Loans Should Be for Emergencies, Not Frivolous Shopping
Opinion
Personal Loans Should Be for Emergencies, Not Frivolous Shopping
Over the past 2 weeks, I've received 3 phone calls from several banks in Singapore, all asking if I'm interested in "having more money to spend". Yup...
5 April 2022
6 Personal Finance Myths Singaporeans Need To Stop Believing
Opinion
6 Personal Finance Myths Singaporeans Need To Stop Believing
When it comes to finance issues, we get wisdom from our parents, friends, lecturers, siblings, and our own experiences... But are they always accurate...
5 April 2022