Here in Singapore, we celebrate any festival with conspicuous consumption. In the case of Christmas, our “tradition” is gifting extravagant log cakes to our loved ones, treasured clients, and any combination thereof.
But before you resign yourself to eating nothing but plain porridge with soya sauce by January, it’s worth checking if you can use your favourite credit card to save you some cash on those painfully expensive log cakes.
It may be only November, but many banks are already gearing up for the festive season with Christmas log cake promotions. Here are the best we found in Singapore right now.
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UOB log cake promotions — Christmas 2019
UOB cards are probably the best ones to line your wallet this festive season, because of all the banks in Singapore, they have the most Christmas log cake promotions. (Discounts also apply to anything else you want to take away, such as gingerbread men and the like.)
If you’re planning a big Christmas bash, UOB credit cards also entitle you to Christmas discounts (or even free log cake!) at a few caterers, including: Orange Clove, Bellygood Caterer and Choz Catering.
Don’t have a UOB credit card yet? Find one here.
One of the most popular credit cards in Singapore right now is the UOB One.
Card Benefits
- Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
- Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme
DBS/POSB log cake promotions — Christmas 2019
Compared to the glut of log cake promotions from UOB, DBS/POSB’s Christmas credit card promotions page is disappointingly short. Hopefully DBS will add more later, but for now, here’s what they have to offer:
| Hotel / restaurant | DBS log cake / Christmas takeaway promotion |
| The Cocoa Trees | 10% off hampers (promo code DBSHAMP) |
| Courtyard by Marriott Novena | 10% to 20% off |
| The Fullerton Hotel | 15% off |
| Hotel Fort Canning | 15% off |
| Pan Pacific Singapore | 10% to 15% off |
| Regent Singapore | 10% to 15% off |
Don’t have a DBS/POSB credit card? Find one here.
DBS Altitude offers $1 = 1.2 miles and an attractive welcome bonus of up to 38,000 miles.
Card Benefits
- S$1 = 1.2 miles (Local spend)
- S$1 = 2 miles (Overseas spend)
- S$1 = 3 miles (Online flight & Hotel transactions)
- 6 miles/S$1 spend at Expedia; 10 miles/S$1 spend at Kaligo
- Get 10,000 Bonus Miles when you renew your annual membership
- Enjoy 2 Complimentary Global Airport Lounge Access visits and get up to S$1 million travel accident insurance coverage for you and your family members
OCBC log cake promotions — Christmas 2019
Like DBS/POSB, OCBC doesn’t have too many promotions on their Christmas deals page right now, so you might want to check back later in the month. Here are the log cake promotions OCBC has for now:
| Hotel / restaurant | OCBC log cake / Christmas takeaway promotion |
| The Fullerton Hotel | 15% off |
| Han’s / Hanis Cafe | 10% off (promo code OCBC2019) |
| Regent Singapore | 10% to 15% off |
| Rosso Vino | 15% off |
| Singapore Marriott Tang Plaza | Up to 35% off |
| Swensen’s | 10% to 15% off |
| tcc – The Connoisseur Concerto | 10% off |
Don’t have an OCBC credit card? Find one through MoneySmart.
A good everyday OCBC credit card is the OCBC 365.
Card Benefits
- 6% cashback on local and overseas dining, everyday
- 6% cashback on online food delivery e.g. Deliveroo and Foodpanda
- Up to 23% fuel savings at Caltex stations
- 3% cashback on local, overseas and online groceries e.g. Redmart, FairPrice Online and Honestbee
- 3% cashback on local and overseas private hire rides e.g. Grab, ComfortDelGro, Ofo and Ryde
- 3% cashback on online air, cruise, hotel and tour bookings e.g. Agoda and Airbnb
- 3% cashback on recurring telco and electricity bills
- 0.3% cashback on everything else
HSBC log cake promotions — Christmas 2019
Surprisingly, HSBC has a decent number of Christmas dining and log cake promotions this year. Check ’em out:
| Hotel / restaurant | HSBC log cake / Christmas takeaway promotion |
| Amara Hotel | 15% off |
| Conrad Centennial | 10% off |
| Crowne Plaza Changi Airport | 20% to 25% off |
| Four Seasons Hotel Singapore | 10% off |
| The Fullerton Hotel | 15% off |
| Hotel Fort Canning | 15% off |
| Mandarin Oriental | 15% off |
| One Farrer Hotel | 20% off |
| Pan Pacific Hotel | 15% to 25% off logcake / 10% to 15% off takeaways |
| Regent Singapore | 10% to 15% off |
| Rosso Vino | 15% off |
| Sheraton Towers | 15% off |
| Singapore Marriott Tang Plaza | Up to 35% off |
| Swensen’s | 10% to 15% off |
| York Hotel | 10% to 15% off |
If you’re tasked with sorting out the catering for a year-end party, there’s also a free log cake deal with Neo Garden Catering, but you have to lock your order in by 29 Nov.
Want an HSBC credit card? Apply for one here.
HSBC Visa Platinum offers 5% cashback on dining, petrol and groceries.
Card Benefits
- Enjoy S$100 worth of NTUC FairPrice Vouchers when you Like, Share, and Comment on MoneySmart’s Grocery Facebook post. Be in the running to win a Dyson Supersonic Hairdryer (U.P S$599) when you fulfill the above actions and apply for your HSBC Visa Platinum Card via MoneySmart and fill up this form. More details
- 5% cash rebate on dining, groceries and petrol with min. S$600 spend/month for all 3 months in a calendar quarter
- S$250 cap per account per quarter
Citibank log cake promotions — Christmas 2019
Citibank is pretty damn aggressive with their promotions these days, and as a consumer, I’m not complaining. Here are the Citibank log cake promotions for cardholders:
Citi also has a few tie-ups with caterers, such as Purple Sage, Rasel Catering and Deli Hub ($1 log cake!).
Don’t have a Citibank credit card? There are many attractive sign-up promotions if you apply via MoneySmart.
Card Benefits
- 8% cash back at food & beverage outlets, food & groceries delivery (including Deliveroo, honestbee, RedMart)
- Up to 20.88% savings at Esso and Shell, and 8% cash back at other petrol stations
- Total min. retail spend of S$888/month, 8% cash back capped at S$25 per category (Dining, Grab, Groceries and Petrol)
- For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on 0.25% cash back earned
Card Benefits
- Get S$200 NTUC Fairprice OR CapitaLand Vouchers with Citibank!
- S$1 = 1.2 Citi Miles on Local spend
- S$1 = 2 Citi Miles on Foreign currency spend
- Earn up to 7 Citi Miles per S$1 spent on Agoda.com/bonusmiles (valid till 31 Jul 2019), 3 Citi Miles per S$1 spent on Expedia.com.sg/bonusrewards (valid till 31 May 2019) and 10 Citi Miles per S$1 spent on Kaligo.com/bonus-miles (valid till 31 Dec 2019)
- Citi Miles never expire
- Priority Pass™ membership gives you access to more than 600 airport lounges twice a year
- Complimentary Travel Accident Insurance up to S$1,000,000 coverage, Medical Assistance Programme and Travel Inconvenience Coverage
Card Benefits
- 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
- Enjoy discounts of up to 50% at Foodpanda, Lazada, Zalora, Reebonz, and more
- S$1 spent = 1 Rewards point (All other spend)
Where will you be feasting this Christmas? Tell us about it in the comments!
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Tags: Budgeting, Buffets, Christmas, Credit Cards, Dining
