The Best Valentine’s Day Credit Card Promotions in Singapore 2022

valentine's day credit card promotions 2018

This year, Valentine’s Day falls two weeks after Chinese New Year. While that might put a bit of a stress on the wallet and romance that you can afford, you can still plan a date that will leave the apple of your eye with stars in their eyes.

But before you fall prey to restaurants’ inflated Valentine’s Day menu prices, rest assured that there are numerous credit card promotions that can take the sting out of the price tag.

Here are some ways you can celebrate Valentine’s Day at a lower cost.


Go on a romantic staycation at discounted prices

Living with your parents doesn’t exactly create the most conducive conditions for romance. Luckily, it’s easy to book a hotel staycation online, or even escape on a romantic getaway over the weekend.

Agoda is well known for having numerous tie-ups with credit cards that can offer you a significant discount on the price of accommodation.

This Valentine’s Day, when you book your stay with an HSBC credit card, you get up to 15% off on staycations in hotels located in Singapore.

HSBC logo
Online Promo
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
Online Promo:
Get 35,000 miles awarded as 87,500 HSBC Rewards points redeemable with over 40 airlines. T&Cs apply.

Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards).
Valid until 31 Dec 2022

So whether you prefer a lavish Valentine’s Day staycation in a local five star hotel or an independent hotel along Keong Saik, you’ll get to shave quite a bit off your bill.


Buy your squeeze a nice gift

We’re not saying you should try to buy anyone’s love, but if like many couples you want to impress your partner with a nice gift on Valentine’s Day, don’t whip out just any credit card—make sure you use one that gets you a discount on the your online shopping.

When you shop on Shopee with a Citibank credit cards, you get $12 off when you spend at least $120 between 3-14 Feb 2022. Considering you can get virtually any product on Shopee, from clothes to household appliances, you’ll probably be able to find something your partner will like on the site.

Citibank logo
MoneySmart Exclusive
Cash Back on Dining, Groceries & Petrol
Up to 8%
Cash Back Cap per category, per month
From Shell & Esso
Up to 20.88% savings
MoneySmart Exclusive:

Get a Google Pixel 6a Smartphone (worth S$749) OR an Oppo Pad Air, 128GB (worth S$399) OR S$350 Cash via PayNow. T&Cs apply.

Valid until 09 Oct 2022

Trying to buy a gift for a fashionista? Use a UOB credit card to shop at Love Bonito this Valentine’s day and get 10% off when you spend at least $120 (that’s just a dress and a blouse).

UOB logo
on Online and Mobile Contactless spend
Up to 8%
Cash Back Cap per month
Up to S$60
Min. Spend per month

If your honeybunny/lovebug is more into sports, use an OCBC credit card to get him or her tickets to the ONE X Championships happening on the 26 March 2022.


Go out to a nice restaurant

Celebrating Valentine’s Day without having a good meal is, in the eyes of some people, criminal.  The problem is, restaurant prices are sorely inflated on 14 Feb and many credit card restaurant promotions aren’t valid on Valentine’s Day. Instead of spending $168++ per pax on a 3-course meal, opt for wallet friendly menus or DIY picnic ideas to romance your partner this V’day.

How are you spending Valentine’s Day? Share your plans in the comments!