Valentine’s Day has a way of making things feel extra… special. The same bouquet costs a touch more, and regular menus now get thinner—with more zeros doing the talking. Love may be timeless, but Valentine’s definitely adds posh—and a little pressure—to the bill.
The answer isn’t skipping the celebration altogether (come on!). It’s playing it smarter. With the right credit card, you can let the perks do the heavy lifting while focusing on the romance. We’ve rounded up Singapore’s best Valentine’s Day credit card promos in 2026, so the gestures land—and the bill doesn’t steal the spotlight.
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For flowers
Yes, flowers are predictable. They’re also timeless, expected, and oddly hard to mess up—which explains why we keep going back every year. But they’re rarely a small purchase in Singapore. Between premium imports, same-day delivery, and Valentine’s mark-ups, bouquets can easily creep into “did I really just spend that much?” territory.
Good news is several banks are offering V-Day’s flower promotions this year, helping you stick with convention—without paying more than you need to:
Credit card | Merchant | Promotion | Promo code | Valid till |
CitiBank | 15% off Valentine’s Day Products | CITILOVE26 | 14 Feb 2026 | |
CitiBank | New customers: $12 off | CITINEW / CITI10 | 31 Dec 2026 | |
CitiBank | Up to $33 off V-Day items | CITIVDAY26 | 14 Feb 2026 | |
CitiBank | 15% off sitewide | CITI + First 6 digits | 31 Dec 2026 | |
Up to $63 off V-Day selection | DBSVDAY26 | 14 Feb 2026 | ||
DBS | New customers: $12 off | DBSNEW / DBS10 | 31 Dec 2026 | |
Up to 25% off V-Day Collection | MAYBANKVDAY26 | 14 Feb 2026 | ||
Maybank | Up to $58 off V-Day items | MAYBANKVDAY26 | 14 Feb 2026 | |
Maybank | 10% off (New customers) 10% off + Free Delivery | MBNW10 / MBEX10 | 31 Dec 2026 | |
UOB | 15% off flowers, plants & stands | UOBVDAY26 | 29 Feb 2026 |
If you don’t have time to swing by a florist on the way home, ordering online can be a lifesaver—some credit cards make that choice even sweeter.
For instance, the Citi SMRT Card lets you earn up to 5% SMRT$ on online purchases (incl. groceries + transport) when you spend at least $500 a month. That's a handy way to stretch your V-Day buys a little further.
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- on Online Purchases, Groceries, Taxi, Ride-hailing, SimplyGo & Malaysia Ringgit Spend
- 5% Savings
- on Other Retail Spend
- 0.3% Savings
- Min. Spend per statement month to earn max rebates
- S$500
Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts).
PLUS, stand a chance to win a dream S$15,000 getaway holiday in our exclusive lucky draw! T&Cs apply
For jewellery
If flowers are the base line, then jewellery is the step up. As the saying goes, “Diamonds are Forever”—a great symbol of lasting love to present to your significant other. Should you be thinking of adding a little sparkle this Valentine’s Day, here are the promotions worth knowing about:
Credit card | Merchant | Promotion | Promo code | Valid till |
Citibank | 10% off jewellery (no min. spend) | CITI + First 6 Digits of Card | 31 Aug 2026 | |
Citibank | 5% off with min. purchase of 2 fixed-price items | No promo code (Visit participating branches: ION, Vivo, Jewel etc.) | 31 Dec 2026 | |
Citibank | 10% off (All Citi cards) / 12% off (Citi Rewards) | CITI + First 6 digit / CITIREWARDS + First 8 digit | 31 Dec 2026 | |
Citibank | $150 off Diamond/ Masaaki Pearl (min. spend $2,000) | No promo code. (Flash card in-store) | 31 Dec 2026 | |
DBS | Up to 50% off + $100 off with DBS IPP | In-store redemption (Valid for 6/12/24mth plans) | 31 Dec 2026 | |
DBS | Up to 30% off + $100 off with DBS IPP | In-store redemption (Valid for 6/12/24mth plans) | 31 Dec 2026 | |
OCBC | $30 off with min. spend of $250 (Regular price) | No code. (Excl. Takashimaya store) | 28 Feb 2026 | |
UOB | 10% off regular-priced demi-fine jewelry | UOB10 + First 6 digits | 31 Dec 2026 |
When it comes to jewellery purchases, cards with uncapped rewards can be especially useful.
Options like the Citi Cash Back+ Card and OCBC INFINITY Card offer unlimited cashback, making them a fuss-free fit for larger, one-off Valentine’s Day purchases—no category juggling, minimum spend requirements or monthly caps to keep track of.
- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts).
PLUS, stand a chance to win a dream S$15,000 getaway holiday in our exclusive lucky draw! T&Cs apply
- on eligible transactions
- Earn 1.6% Cashback
- Min. Spend
- S$0
- Cashback Cap
- Unlimited
Get $250 Cash or 3,900 SmartPoints (enough to redeem an Apple AirPods Pro 3 worth S$349) when you apply and spend a min. of S$400 within 30 days! T&Cs apply.
For beauty
Sure, flowers or jewellery mark the occasion. Yet beauty and wellness show love and care beyond it. Whether it’s the skincare sets they swear by or a spa treatment they’ve been meaning to book, these gifts are about helping your significant other feel looked after and appreciated.
If that’s the case, check out the promotions we’ve uncovered:
Credit card | Merchant | Promotion | Promo code | Valid till |
Citibank | 10% off (min. spend $50) + 2pc Travel Deluxe | *Check Citi App for barcode | 15 Feb 2026 | |
Citibank | 10% off (min. spend $50) + 2pc Travel Deluxe | BFCITI + First 6 / BFCITIREWARDS + First 6 | 31 Dec 2026 | |
Citibank | 10% off (min. $375) / 15% off (min. $675) | No code (Auto-applied via Citi card) | 31 Dec 2026 | |
DBS | 15% off (spend ≥$120) / 10% off (spend <$120) | DBSSB15 / DBSSB10 | 31 Dec 2026 | |
20% off regular-priced products | HSBC20 | 31 Dec 2026 | ||
HSBC | Deep Cleanse Scalp Treatment @ $38 (U.P. $204) | Quote "HSBC 2026" | 31 Dec 2026 | |
HSBC | Anti-Dullness Facial @ $48 (U.P. $380) + Eye Treatment | Quote "HSBC 2026" | 31 Dec 2026 | |
HSBC | Up to 15% off a-la-carte 60 min treatments | No code (Flash HSBC card) | 31 Dec 2026 | |
HSBC | Treatment in Signature Salt Room at $79 (U.P. $390) | Quote "HSBCYLP" | 31 Dec 2026 |
Again, if you can only afford to buy gifts online—the DBS Woman’s Card is worth to keep in mind. It earns up to 5 DBS Points for every $5 spent on eligible online purchases, which works out to 2 miles/ dollar—making your checkouts more rewarding.
- on Online Purchases
- S$5 = 5 DBS Points (2 Miles per S$1)
- on Other Purchases
- S$5 = 1 DBS Point (0.4 Miles per S$1)
- e-Commerce Protection for Online Purchases
- Complimentary
For electronics
Valentine’s Day isn’t (and shouldn’t be) a one-way spoiling situation. If your partner cares more about specifications than roses—regardless of who’s holding the bouquet—these promotions make returning the love easy and functional:
Credit card | Merchant | Promotion | Promo code | Valid till |
Citibank | 12% off Bose products (excluding accessories) | No code (Flash card @Paragon, Funan, Parkway) | 31 Mar 2026 | |
Citibank | $35 off $400 / $70 off $1,000 (Electronics) | Collect voucher (Mastercard only) | 31 Dec 2026 | |
DBS | $25 off with 0% Interest Instalment Plan | DBSIPP2026 | 31 Mar 2026 | |
HSBC | $30 off with minimum spend of $899 | No code (Instore redemption) | 28 Feb 2026 | |
HSBC | $50 off + Free Power Bank (with Samsung S26 series) | Flash HSBC Card | 13 Feb 2026 | |
15 OCBC$ per $1 spent (incl. tech/beauty tech) | No code (Auto-applied) | 31 Mar 2026 | ||
UOB | Various electronics vouchers (Mastercard) | Collect in App | 31 Dec 2026 | |
UOB | $50 off with 0% Instalment Plan (minimum spend $2,000) | Flash UOB Card | 31 Dec 2026 |
If you’re a DBS cardholder, the DBS Live Fresh Card probably needs no introduction. For electronics and computer purchases—whether online or in-store—you can earn up to 6% cashback on eligible shopping spend once you hit the card’s monthly qualifying spend, which makes it handy for big gadget buys.
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- on Shopping & Transport Spend
- Up to 6% Cashback
- Min. Spend
- S$800
- Cashback Cap
- Up to S$70
For other experiences
How about a cable car ride or a hands-on workshop to create your own signature scents? If love, for you, is about the shared experiences rather than the tangibles, these ongoing activities and their promotions might be more your speed:
Credit Card | Merchant | Promotion | Promo Code | Valid Till |
Citi Mastercard | 20% off Round Trip | No code (Flash card) | 31 Mar 2026 | |
DBS | Up to 15% off packages | No code (On-site booking) | 31 Mar 2026 | |
DBS | 20% off Cable Car Sky Pass | No code (Mastercard exclusive) | 31 Mar 2026 | |
DBS | Gardens by the Bay | 10% off Disney Garden of Wonder @Floral Fantasy tickets | Flash card at counter | 31 Mar 2026 |
OCBC | Gardens by the Bay | 10% off Disney Garden of Wonder @Floral Fantasy tickets | Flash card at counter | 30 Apr 2026 |
OCBC | DisneyStore.SG | 10% off online shopping | DISNEY-OCBC | 31 Mar 2026 |
StanChart | Royal Albatross | Sunset Dinner Cruise Upgrade | Quote "SCB 2026" | 31 Mar 2026 |
StanChart MC | Cable Car Sky Pass | 20% off Round Trip | No code (Flash card) | 31 Mar 2026 |
StanChart MC | Scentopia Sentosa | 20% off Perfume Workshop (100ml) | MASTERCARD | 31 Mar 2026 |
StanChart Visa | Museum of Ice Cream | 15% off (minimum 4 tickets) | MOICVISA15 | 31 Mar 2026 |
UOB | HiRoller Indoor Skating | 20% off all public entry and/or rental fees | HR20UOB | 31 Mar 2026 |
UOB | SkyHelix Sentosa | 20% off | No code (Mastercard/UOB) | 31 Mar 2026 |
Note: Some of the Standard Chartered promotions above are tied to either Visa or Mastercard, so it’s worth double-checking the card network before you pay.
- The Standard Chartered Simply Cash Credit Card runs on the Mastercard network, making it eligible for Mastercard-specific deals.
- If you’re using a Visa, options include the Standard Chartered Smart Credit Card and the Standard Chartered Journey Credit Card.
Here’s how the cards stack up:
- on eligible spends
- 1.5% Cashback
- Min Spend
- S$0
- Cashback Cap
- Unlimited
Get S$350 Cash via PayNow or earn 4,000 SmartPoints (worth up to S$469 of Gifts) when you spend min. S$800 in 30 days AND apply to any of the following SCB products through MoneySmart (Bonus$aver Account, CashOne Loan, EasyPay or Funds Transfer). T&Cs apply.
- on spends above S$1,500 on Bonus Categories
- 10% Bonus Cashback
- on spends above S$800 on Bonus Categories
- 8% Bonus Cashback
- on eligible spends below S$800
- 0.5% Cashback
For flights
If you and “pookie” are overdue for some proper quality time, a romantic getaway usually does the trick. Why not turn it into a short overseas escape? Here’s a round-up of credit card promos that can help you book for a little less.
Citibank
If you’re flying with a Citibank card, there’s a solid spread of airline discounts to tap on—with savings ranging from 7% to 10% off across flights to dozens of destinations worldwide, from regional routes to long-haul trips:
Airfare promotion | Departing from/ destination | Booking period | Travel period |
Asiana Airlines: 10% off (Promo code: CITISG26) | Singapore to: Korea (Incheon) / China / Japan / USA (One-way or Round-trip) | Now till 31 Mar 2026 | Now till 31 Aug 2026 |
Emirates: Up to 10% off (Promo code: SGMAST1) | Singapore to: Melbourne (Flex/Flex+) + All other Emirates destinations worldwide (Saver/Flex/Flex+) | Now till 31 Jul 2026 | Now till 31 Aug 2026 |
EVA Air: Up to 7% off (No code; auto-applied via landing page) | Singapore to: Asia (Taiwan, Japan, HK, China), Europe (Amsterdam, London, Milan, Munich, Paris, Vienna), North America (Chicago, Houston, LA, NY, SF, Seattle, Vancouver, Toronto) & Australia (Brisbane) | Now till 31 Dec 2026 | Now till 31 Dec 2027 |
Royal Brunei: Up to $100 off (Promo code: CITI100 / CITI50) | Singapore to: Brunei, Melbourne, Dubai, London ($100 off); Tokyo, Seoul, Nanning ($50 off) | Now till 30 Apr 2026 | Now till 31 Oct 2026 |
Qatar Airways: Up to 10% off (Promo code: CITIQR26) | Singapore to: 170+ destinations incl. Europe, Americas, Africa & Middle East | Now till 31 Mar 2026 | Now till 15 Dec 2026 |
HSBC
HSBC’s airline offers see a slight upgrade this year. EVA Air now offers higher discounts on Up fares (Business, Premium Economy, and Standard Economy), making it a stronger deal than in 2025. Meanwhile, the year-long partnership with Qatar Airways continues under HSBC’s Home & Away privilege program:
Airfare promotion | Departing from/ destination | Booking period | Travel period |
EVA Air: Up to 7% off (No promo code - Use landing page) | Singapore to: Asia (Taipei, Japan, South Korea, China, Hong Kong, Macau); Europe (Amsterdam, London, Milan, Munich, Paris, Vienna); North America (Chicago, Dallas-Fort Worth, Houston, LA, NY, SF, Seattle, Vancouver, Toronto); Australia (Brisbane) | Now till 31 Dec 2026 | Now till 31 Dec 2027 |
Qatar Airways: Up to 10% off (No promo code - Home & Away) | Singapore to: Select global destinations across Europe, Americas, Africa, & Middle East | Now till 31 Mar 2026 | Now till 15 Dec 2026 |
DBS
DBS continues to pull its weight when it comes to flight deals, with 5%–10% off airfare and savings of up to $150 across major airlines. That said, 2026 comes with changes worth knowing.
Singapore Airlines luggage freebie is officially gone, replaced by a more practical $50 cash discount per person disbursed monthly—and yes, they go fast. So set an alarm for the second Tuesday of each month.
- Emirates has also sweetened the deal with Saver fare discounts of up to 15% for selected European cities, beating last year’s cap of 10%.
Airfare promotion | Departing from/ destination | Booking period | Travel period |
Air France / KLM: Up to $150 off flight bookings | Singapore to: | Now till 31 Dec 2026 | No restrictions |
All Nippon Airways (ANA): 10% off (Promo code: DP294SGDBS) | Singapore to: 40+ cities in Japan for Premium Economy & Economy Cabin Classes | Now till 31 Mar 2026 | Now till 31 Dec 2026 |
Emirates: Up to 15% off (Promo code: SGDBS01) | Singapore to: | Now till 30 Sep 2026 | Now till 31 Oct 2026 |
EVA Air: Up to 7% off (No code - Bank Landing Page) | Singapore to: | Now till 31 Dec 2026 | Now till 31 Dec 2027 |
Qantas / British Airways: 10% off (Promo code: FLYDBS2026) | Singapore to: Australia, NZ, London + British Airways flights from London to UK/ Europe | Now till 31 Dec 2026 | Now till 31 Dec 2027 |
Qatar Airways: Up to 10% off (Promo code: DBSQR25) | Singapore to: Various destinations (Europe, Americas, Africa) | Now till 31 Mar 2026 | Now till 15 Dec 2026 |
Singapore Airlines: $50 off/ person (Promo code: DBS50OFF) | Singapore to: Return flights for any destination. Offer released on 2nd Tuesday of every month (at 10 am) | Select dates monthly in 2026 | Per SIA website |
UOB
For UOB, its Travel Insider is still a handy place for Singaporeans to map out their journey and book flights. Selected airline deals are curated for cardholders, with some discounts applied automatically while others require promo codes.
Here’s how its current airfare promotions stack up:
Airfare promotion | Departing from/destination | Booking period | Travel period |
Emirates: Up to 10% off (Promo code: SGMAST1) | Singapore to: Up to 10% off Flex/Flex+ fares (Business/Economy) & 5% off Saver fares. | Now till 30 Sep 2026 | Now till 31 Oct 2026 |
EVA Air: Up to 7% off (No code—Landing Page) | Singapore to: 7% off "Up" fares or 5% off Standard/Basic for Korea (ICN), China, Japan, US, Europe, & Brisbane. | Now till 31 Dec 2026 | Now till 31 Dec 2027 |
Qatar Airways: Up to 10% off (Promo code: UOBQR25) | Singapore to: Global destinations. 10% off Business (Comfort/Classic) & 7% off Economy (Convenience/Classic) | Now till 31 Mar 2026 | Now till 30 Sep 2026 |
OCBC
OCBC’s flight promos are rather curated with a smaller set of airline partnerships continuing into the year, while others like Emirates are still pending renewal for their partnership promos.
Here’s what’s worth keeping an eye on:
Airfare promotion | Departing from/ destination | Booking period | Travel period |
EVA Air: Up to 7% off round-trip (No code—Landing Page) | Singapore to: Asia (Taiwan, Japan, South Korea, China, Hong Kong, Macau), Europe (Amsterdam, London, Paris), North America & Australia (Brisbane) | Now till 31 Dec 2026 | Now till 31 Dec 2027 |
Qantas / British Airways: 10% off (Promo code: FLYOCBC) | Singapore to: Australia, New Zealand & London + Selected British Airways flights from London to & Europe | Now till 31 Dec 2026 | Now till 31 Dec 2027 |
Qatar Airways: Up to 10% off (Promo code: OCBC24) | Singapore to: Europe, Americas & Africa | Now till 31 Mar 2026 | Now till 15 Dec 2026 |
China Airlines: Up to 6% off (No code—Landing Page) | Singapore to: Taiwan, Japan, Korea & North America | Now till 31 Dec 2026 | Now till 31 Dec 2027 |
Maybank
Maybank didn’t just copy-paste last year’s flight deals into 2026. With refreshed promo codes and extended travel windows, the highlight is Malaysia Airlines—now offering up to 15% off, beating last year’s 10% ceiling for some fare tiers:
Airfare promotion | Departing from/destination | Booking period | Travel Ppriod |
Berjaya Air: $108 off (Flights + Accommodation via Fly Me Away) | Singapore (Seletar) to: Redang / Langkawi. Includes hotel stay + lounge access | Now till 30 Apr 2026 | Now till 30 Apr 2026 |
Emirates: Up to 10% off (Promo: SGMAST1) | 10% off Flex/Flex+ (Economy/Business) | Now till 31 Jul 2026 | Now till 31 Aug 2026 |
EVA Air: Up to 7% off (No code—Landing Page) | Singapore to: Asia (Taiwan, Japan, Korea, China), Europe, North America & Brisbane | Now till 31 Dec 2026 | Now till 31 Dec 2027 |
Firefly: Up to 18% off (Promo: MBBFY) | Singapore to: Malaysia (Subang/Penang) & various regional routes. | Now till 30 Jun 2026 | Now till 31 Dec 2026 |
Malaysia Airlines: Up to 15% off | Singapore to: Worldwide. | Now till 30 Jun 2026 | Now till 31 Dec 2026 |
Qatar Airways: Up to 10% off (Promo: MBQR25) | Singapore to: Global | Now till 31 Mar 2026 | Now till 30 Sep 2026 |
For cruises
Instead of taking to the skies, you can also sail the seas this Valentine's Day. Cruise through the day in style with these:
Credit card | Promotion | Valid till |
Citibank | Port & Porters: Up to US$3,400 off per couple (on selected Avalon Waterways Europe cruises) | 28 Feb 2026 |
Citibank | Royal Albatross: 10% off Dining Cruises (Breakfast & Sunset) with code CITI10 | 31 Mar 2026 |
Citibank | Royal Albatross: 10% off Pet Cruises (Dog-friendly Breakfast/Dinner) | 31 Mar 2026 |
Citibank | Uniworld Boutique River Cruises: Up to US$1,000 off per cabin (selected sailings) | 31 Dec 2026 |
HSBC | Royal Caribbean: Complimentary luggage + additional 5% off cruise fares (1st & 2nd guests) | 31 Dec 2026 |
HSBC | Royal Albatross: Complimentary 7-course upgrade (Sunset Dinner) + Mocktail (~15% value) | 31 Mar 2026 |
DBS | Pelago: Earn 5,000 bonus miles + 3 miles per $1 for Disney Adventure bookings (Promo: PEL5000) | 31 Jan 2026 |
DBS | Resorts World Cruises: Additional 5% off (Genting Dream - DBS5) or 10% off (Star Voyager - DBS10) | 31 Dec 2026 |
Extra ways to make the day (& the bill) count
Valentine’s Day doesn’t have to be all or nothing.
It can be a mix of small gestures, smart choices, and moments that feel personal rather than overdone. Whether you’re travelling, staying in, or heading out for a drink or two, these extra tips show how a little planning can add up—without taking anything away from the romance.
Tip #1: Let this getaway pay for your next one
Think of this Valentine’s getaway as just the beginning. If you’re already spending on flights and hotels, you might as well earn rewards that help pay for your next trip—something future you will definitely appreciate.
- Local Spend
- S$1 = 1.2 miles
- All Foreign Currency Spend including Retail and Online
- S$1 = Up to 2.2 miles
- Selected Online Hotel Bookings
- S$1 = Up to 10 miles
Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts).
PLUS, stand a chance to win a dream S$15,000 getaway holiday in our exclusive lucky draw! T&Cs apply
This is the card for people who like playing the long haul. Book your stay via Citi’s travel partners and you’ll rack up serious mileage:
- 10 Citi Miles per S$1 on Kaligo;
- Up to 7.2 Citi Miles per S$1 on Agoda (for bookings made till 31 Dec 2026)
Once you’re overseas, put your meals, shopping and rides on the same card to earn 2.2 Citi Miles per S$1.
The real win? Citi Miles never expire, so this Valentine’s trip could easily become next year’s anniversary flight!
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- on Singapore Airlines, Scoot, KrisShop, Kris+ and Pelago purchases
- S$1 = 3 Miles
- on dining, food delivery, online shopping, online travel and transport spend
- S$1 = Up to 2.4 Miles
- on all other spend
- S$1 = 1.2 Miles
Flying Singapore Airlines or Scoot? This card earns its keep without being dramatic about it. You’ll earn 3 KrisFlyer miles per S$1 on Singapore Airlines, Scoot, KrisShop and Pelago bookings—all the essentials for planning a proper getaway.
- Quick reminder: If you want to unlock bonus miles on dining and transport, you’ll have to have $1,000 annual spend with the SIA Group
Tip #2: Cozy date nights–stay in, spend smart
Not every Valentine’s needs a reservation or a dress code. Sometimes, the best dates happen at home—and they’re also the easiest to qualify for credit card promos:
- on Online Grocery, Food Delivery, Ride-Hailing
- S$1= 10X Points
- for in-store shopping purchases at Department Store, Clothing Stores
- S$1= 10X Points
- for all other purchases
- S$1= 1X Point
Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts).
PLUS, stand a chance to win a dream S$15,000 getaway holiday in our exclusive lucky draw! T&Cs apply
- If you’re cooking in, use a card that actually rewards grocery runs. The Citi Rewards Card earns 10X Rewards Points (4 miles per S$1) on online orders from NTUC FairPrice, Cold Storage, Giant, and Sheng Siong.
- Should you be ordering in, that same card will let you earn up to 10x Points on Foodpanda and GrabFood as well.
For avid cashback fans, the Maybank Family & Friends Card is another neat alternative. Select “Dining & Food Delivery” and “Groceries” as 2 of your 5 preferred categories and enjoy 8% cashback—just as long as you hit the $800 monthly spend.
- globally on 5 preferred cashback categories
- Up to 8% Cashback
- on Malaysian Ringgit and Indonesia Rupiah spend
- Up to 8% Cashback
- Cashback Per Month
- Up to S$150
Tip #3: Out for drinks?
If you’re still heading out, yet both parties are more martini-over-mains types, certain American Express cards can make that first round a little sweeter. Via Chillax 2026, you’ll enjoy 1-for-1 first drinks at spots like Lady Wu and Here Kitty Kitty—with no 12-course needed. Eligible cards include:
- The Centurion® Card
- The Platinum Card®
- American Express® Platinum Reserve / Platinum Credit Card
See what entails:
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- for every full S$1.60 spend at participating Platinum 10Xcelerartor Partners
- 10 Membership Rewards Points
- for every full S$1.60 on All Other Eligible Spend
- 2 Membership Rewards Points
- on Membership Rewards® Points
- No Expiry Date
Final words
Valentine’s doesn’t need a master plan or a spreadsheet. A little foresight is all it takes to let rewards work with you, not against you. Explore and choose the card that fits the plan, let the perks fade into the background, and enjoy the date, the trip, or the drinks without a second thought.
This isn’t about min-maxing romance—it’s about being just a little savvier, so you can give the moment (and the person across that table) your fullest attention!
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