vanessah.nah

Articles by Vanessa Nah

Vanessa Nah likes her finance articles the way she likes her sitcoms—light-hearted, entertaining, and leaving people knowing a little more about life. She believes money—like life—should be made simple. Outside of work, you’ll find Vanessa attending dance classes, fingerpicking a guitar, and fulfilling her life mission to make her one-eyed cat the most spoiled kitty in the world.

lucky draw winners june profiling moneysmart
Announcements
MoneySmart Profiling Lucky Draw (Jun 2025)
Thank you for participating in the MoneySmart Profiling Lucky Draw (Jun 2025). Here are the lucky winners: Lucky Draw Gift Name 18,760 SmartPoints Kelly Leong 15,585 SmartPoints Renee H 1,280...
12 August 2025
Lucky draw winners may profiling moneysmart
Announcements
MoneySmart Profiling Lucky Draw (May 2025)
Thank you for participating in the MoneySmart Profiling Lucky Draw (May 2025). Here are the lucky winners: Lucky Draw Gift Name 10,490 SmartPoints Sai Mun Tan 7,460 SmartPoints Diane Chua...
12 August 2025
best-cashback-credit-cards-singapore
Credit Cards
6 Best Cashback Credit Cards in Singapore (Aug 2025)
Everyone from the kopitiam uncle to K-pop stans seems to be chasing air miles these days. I get it—racking up points for a jet-setting lifestyle sounds way sexier than hoarding...
12 August 2025
top finance news singapore august
Trends
Issue #34: What’s Happening This Week? BlueSG Hits the Brakes, HL Bank’s Hello Kitty Game Set Giveaway
From transport shake-ups to wealth wins, this week’s headlines cover plenty of ground. One homegrown car-sharing service is hitting the brakes—temporarily—while a bank’s turning savings into something far cuter. A...
8 August 2025
5cs success in singapore
Opinion
The 5Cs Are Dead—Here’s What Success Looks Like in Singapore Today
Ask any Singaporean what the “Singaporean Dream” means, and for decades, the answer was simple: the 5Cs. Cash, Condo, Car, Credit Card, Country Club. I remember hearing about them as...
7 August 2025
white man with curly hair wearing a plaid shirt slashing at the ria with an imaginary sword
Fixed Deposits
Goodbye, 4% Fixed Deposits? 3 Reasons Singapore Banks Are Slashing Rates
Back in 2023, a common topic among my money-savvy friends was this: “It’s a great time to lock in a fixed deposit.” And they weren’t wrong—some banks were offering interest...
5 August 2025
vivian and jivan of black crow taxidermy and art
Invest
Is the Future of Luxury… Dead Animals?
Luxury in 2025 is personal. It’s not just about how much you paid for something, but what that thing means. And in an age where everything is commodified and mass-produced,...
31 July 2025
top finance news singapore
Trends
Issue #33: What’s Happening This Week? New Car Subscription Platform ZipZap, Up to $120 NTUC E-Vouchers, and More
This week, a new car subscription platform is challenging the idea of traditional car ownership, while solo travel is making waves as more Singaporeans head out on their own. NTUC’s...
30 July 2025
max out uob one options
Invest
Maxed Out UOB One? Here’s Where to Park Your Cash Next
If you’ve already maxed out your UOB One savings account, congratulations—you’ve likely made the most of its high-interest tier. But now what? With interest capped for balances above $150,000 and...
28 July 2025
national-day-promotions-food-deals-discounts
Dining
National Day Promotions 2025: NDP eCoupons, $0.60 Deals, $60 Off, and More
Singaporeans love a good deal. It’s part of our national identity. So for a nation of money-savvy, food-loving folk, there’s no better way to celebrate National Day the Singaporean way...
25 July 2025
july 2025 bto projects
Trends
Issue #32: What’s Happening This Week? Jul 2025 BTO Launch, New Family Care Scheme for Singles
This week, we’ve got big news for home-hunters—HDB’s just launched the Jul 2025 BTO sales exercise alongside an SBF one, and a fresh scheme could finally let singles snag a...
23 July 2025
jul 2025 hdb bto review
Property
HDB BTO Jul 2025 Review: Locations, Prices, Resale Values, Amenities, and More
Home buyers, your next big opportunity is here. The Jul 2025 HDB Build-to-Order (BTO) launch is happening from 23 to 30 Jul 2025, with HDB offering 5,547 BTO flats across 8...
23 July 2025
credit cards for freelance gig workers
Credit Cards
Credit Cards for Gig Workers in Singapore (2025): Eligibility, Top Picks, and More
Gig workers are the “most financially stretched” group in Singapore, according to a 2023 DBS study. With expenses outpacing income, the average gig worker spends 112% of what they earn...
21 July 2025
shopee collection point earnings in singapore
Shopping
How Much Can You Earn as a Shopee Collection Point?
A couple of weeks ago, I took a bus to a nearby shopping mall with my sister for lunch. Nothing fancy—just a regular day out. But instead of heading straight...
17 July 2025
singapore finance news issue 31
Trends
Issue #31: What’s Happening This Week? YouTube Premium Lite Launches in Singapore, Cathay Pacific Offers $160 Off Flights Globally
What’s making headlines this week? For starters, YouTube is giving us all a cheaper way to enjoy videos ad-free, while Cathay Pacific is celebrating its latest big win with $160...
16 July 2025
hdb hfe letter guide
Property
Guide to the HDB Flat Eligibility (HFE) Letter (2025): When You Need It, How to Apply, and More
Whether you’re buying a Built-To-Order (BTO) flat or a resale flat from HDB, there’s one slightly leh chey thing you’re gonna need to prepare. It’s not a 4-letter word like...
14 July 2025
top finance news singapore 10 july
Trends
Issue #30: What’s Happening This Week? 50% Back on Transit with Amex, Seller Stamp Duty Hike, New PLAN with CPF Platform
Didn’t catch the money news this week? No worries—we’ve got you covered. There’s a way to get more out of your daily commute (if you’re quick), new rules that could...
10 July 2025
should you take a personal loan when rates are low
Personal Loans
Should You Take a Personal Loan When Rates are Low? And What Happens if They Rise?
Personal loan rates in Singapore are now as low as 1.85% p.a. (EIR: from 3.40% p.a.). As of the time of writing, I counted 11 loan options in Singapore that...
8 July 2025
credit cards new and the nerfed
Credit Cards
The New and the Nerfed: Key Credit Card Updates in Jul 2025—HSBC Revolution Buff, UOB One Nerf, and More
Singapore’s credit card scene is always evolving. Sometimes, new contenders join the playing field, like the HSBC Live+ Card and the Trust Cashback Credit Card released earlier this year. Other...
8 July 2025
best miles cashback credit cards for retirees in singapore
Credit Cards
6 Best Credit Cards for Retirees in Singapore (2025): Everyday Cashback, Earning Miles, and More
Think retirees can’t apply for credit cards? Think again. As long as you meet the basic eligibility criteria, there are plenty of excellent credit card options in Singapore, even if...
4 July 2025
two newscasters on air with one of them doing a happy dance
Trends
Issue #29: What’s Happening This Week? SG60 Vouchers Drop, HSBC Revolution Buff, UOB One Nerf
This week in money moves: SG60 vouchers have dropped—and so are electricity and gas prices for some utility bill relief.  Over in banking, DBS is reviving its PayLah cashback programme—just...
2 July 2025
credit cards for retirees
Credit Cards
Guide to Credit Cards for Retirees in Singapore: Eligibility, Existing Cards, and More
The other day, my mum thumbed through her wallet and mused out loud: “I’ll keep this CIMB credit card—it has no annual fee, and I won’t be able to apply...
2 July 2025
property wealth gap lgbtq singapore
Property
The Queer Property Wealth Gap: Why LGBTQ+ Singaporeans Fall Behind Straight Couples
When realtor William Tan first began putting out property content for LGBTQ+ Singaporeans, it was all about the basics: what are the options available? As Singapore doesn’t recognise same-sex marriage,...
1 July 2025
simpsons character in a blue blazer throwing dollar bills in the air to an excited crowd below
Budgeting
SG60 Vouchers: What They Are, How to Claim, Where to Use Them
It’s the first day of July, and there’s good news to kick off the month: every Singapore citizen aged 21 and above can look forward to receiving up to $800...
1 July 2025
Citi SMRT Card
Credit Cards
Is the Citi SMRT Card Singapore’s Most Underrated Cashback Card? (MoneySmart Review 2025)
Let’s be honest—the Citi SMRT Card doesn’t exactly have the coolest name. You might even mistake it for just another transport card. But if you ask me, this card is...
1 July 2025