
Property
HDB BTO Jul 2025 Review: Locations, Prices, Resale Values, Amenities, and More
Home buyers, your next big opportunity is here. The Jul 2025 HDB Build-to-Order (BTO) launch is happening from 23 to 30 Jul 2025, with HDB offering 5,547 BTO flats across 8...
23 July 2025

Credit Cards
Credit Cards for Gig Workers in Singapore (2025): Eligibility, Top Picks, and More
Gig workers are the “most financially stretched” group in Singapore, according to a 2023 DBS study. With expenses outpacing income, the average gig worker spends 112% of what they earn...
21 July 2025

Personal Loans
Best Instant Loans in Singapore (Jul 2025)
There are 2 things we all wish we had more of: money and time. When life throws unexpected bills your way, the last thing you want is to wait days—or...
17 July 2025

Shopping
How Much Can You Earn as a Shopee Collection Point?
A couple of weeks ago, I took a bus to a nearby shopping mall with my sister for lunch. Nothing fancy—just a regular day out. But instead of heading straight...
17 July 2025

Trends
Issue #31: What’s Happening This Week? YouTube Premium Lite Launches in Singapore, Cathay Pacific Offers $160 Off Flights Globally
What’s making headlines this week? For starters, YouTube is giving us all a cheaper way to enjoy videos ad-free, while Cathay Pacific is celebrating its latest big win with $160...
16 July 2025

Property
Guide to the HDB Flat Eligibility (HFE) Letter (2025): When You Need It, How to Apply, and More
Whether you’re buying a Built-To-Order (BTO) flat or a resale flat from HDB, there’s one slightly leh chey thing you’re gonna need to prepare. It’s not a 4-letter word like...
14 July 2025

Trends
Issue #30: What’s Happening This Week? 50% Back on Transit with Amex, Seller Stamp Duty Hike, New PLAN with CPF Platform
Didn’t catch the money news this week? No worries—we’ve got you covered. There’s a way to get more out of your daily commute (if you’re quick), new rules that could...
10 July 2025

Personal Loans
Should You Take a Personal Loan When Rates are Low? And What Happens if They Rise?
Personal loan rates in Singapore are now as low as 1.85% p.a. (EIR: from 3.40% p.a.). As of the time of writing, I counted 11 loan options in Singapore that...
8 July 2025

Credit Cards
The New and the Nerfed: Key Credit Card Updates in Jul 2025—HSBC Revolution Buff, UOB One Nerf, and More
Singapore’s credit card scene is always evolving. Sometimes, new contenders join the playing field, like the HSBC Live+ Card and the Trust Cashback Credit Card released earlier this year. Other...
8 July 2025

Credit Cards
6 Best Credit Cards for Retirees in Singapore (2025): Everyday Cashback, Earning Miles, and More
Think retirees can’t apply for credit cards? Think again. As long as you meet the basic eligibility criteria, there are plenty of excellent credit card options in Singapore, even if...
4 July 2025

Trends
Issue #29: What’s Happening This Week? SG60 Vouchers Drop, HSBC Revolution Buff, UOB One Nerf
This week in money moves: SG60 vouchers have dropped—and so are electricity and gas prices for some utility bill relief. Over in banking, DBS is reviving its PayLah cashback programme—just...
2 July 2025

Credit Cards
Guide to Credit Cards for Retirees in Singapore: Eligibility, Existing Cards, and More
The other day, my mum thumbed through her wallet and mused out loud: “I’ll keep this CIMB credit card—it has no annual fee, and I won’t be able to apply...
2 July 2025

Property
The Queer Property Wealth Gap: Why LGBTQ+ Singaporeans Fall Behind Straight Couples
When realtor William Tan first began putting out property content for LGBTQ+ Singaporeans, it was all about the basics: what are the options available? As Singapore doesn’t recognise same-sex marriage,...
1 July 2025

Budgeting
SG60 Vouchers: What They Are, How to Claim, Where to Use Them
It’s the first day of July, and there’s good news to kick off the month: every Singapore citizen aged 21 and above can look forward to receiving up to $800...
1 July 2025

Credit Cards
Is the Citi SMRT Card Singapore’s Most Underrated Cashback Card? (MoneySmart Review 2025)
Let’s be honest—the Citi SMRT Card doesn’t exactly have the coolest name. You might even mistake it for just another transport card. But if you ask me, this card is...
1 July 2025

Trends
Issue #28: What’s Happening This Week? Only 6% of Singaporeans Want to Live Longer, KrisFlyer Miles Get Buffed, And More
This week, we’re seeing retirement taking on new meaning, with locals putting quality of life above just adding years. KrisFlyer miles are getting a makeover—soon you’ll get more value from...
27 June 2025

Opinion
Why Traditional Money Advice Doesn’t Work for Queer People
I’ve been writing finance guides at MoneySmart for over 2 years now. The best part about my job? Knowing that the content I create helps people. But the hardest part...
25 June 2025

Savings Accounts
Comparing Singapore’s 5 Digital Banks—and Figuring Out Which is Best for You
Digital banks are changing how Singaporeans manage their money. Unlike traditional banks, these app-based banks operate fully online, with no branches, shorter queues (read: none), and often, fewer fees. Since...
23 June 2025

Budgeting
Guide to Budget-Friendly Curly Hair Products in Singapore (All Under $30!)—For Naturally Curly, Permed Hair
“Were you struck by lightning?” This is the best theory anyone’s ever suggested to me to explain why my hair is curly. As a Singaporean Chinese, my thick, curly ‘fro...
23 June 2025

Trends
Issue #27: What’s Happening This Week? Civil Servants’ Bonus, New AI Collectible, Sale of Geylang’s Last Kampong, and More
What’s buzzing in Singapore this week? From a surprise mid-year bonus for civil servants to the emotional farewell (and revival) of Geylang’s last kampong house, there’s plenty to catch up...
18 June 2025

Property
Step-by-Step Guide to Buying an Executive Condo (EC) Unit in Singapore (2025)
Despite prices almost doubling over the past decade—from around $800 to $1,500 psf—executive condominiums (ECs) remain one of Singapore’s most sought-after property types. A recent study by NUS’s Institute of...
18 June 2025

Credit Cards
10 Best Credit Cards for Buying Furniture and Electronics
I recently met up with a friend deep in the throes of buying his first home with his wife. Aside from the renovation loan he was taking and contractor quotes...
16 June 2025

Trends
Issue #26: What’s Happening This Week? Jetstar Asia Closure, DBS Woman’s World Card Nerf, and More
It’s one of those weeks: card perks are shrinking, airfares might spike, but hey—there’s cashback, cheap flights, and even Les Misérables The Arena Spectacular to look forward to. DBS is trimming...
12 June 2025

Announcements
What Are SmartPoints, and What Can You Use Them For?
SmartRewards has been around for a while now, and if you’re not on it yet—well, you’re missing out. This is MoneySmart’s very own rewards programme designed to give you the...
12 June 2025

Entertainment
20 Father’s Day 2025 Deals and Promotions: Dad Dines Free, Porsche Test Drive Experience, and More
There are grill dads, gym dads, gadget dads, and the good ol’ “nap on the couch by 8pm” dads. However yours shows up, if you’ve landed here, chances are you’re...
9 June 2025