vanessah.nah

Articles by Vanessa Nah

Vanessa likes her personal finance articles the way she likes her sitcoms—funny, entertaining, and leaving people knowing a little more about life. In another life, Vanessa was the biggest nerd in class and was *this* close to doing a PhD. That researcher is still in her as she now digs out the ins and outs of personal loans, T&Cs of credit cards, and ups and downs of alternative investments. When Vanessa’s not debunking finance myths, you’ll find her attending dance classes, fingerpicking a guitar, or fulfilling her life mission to make her one-eyed cat the most spoiled kitty in the world.

rolex singapore waitlist
Invest
How Long is the Waitlist for a Rolex? Is There a Waitlist at All? We Found Out for Ourselves
Fancy yourself a brand new Rolex? When it comes to getting your dream luxury watch, time is of the essence. Getting your hands on a luxury watch isn’t just a...
29 August 2024
Travelling with Kids: 10 Possible Disasters and How to Avoid Them
Family
Travelling with Kids: 10 Possible Disasters and How to Avoid Them
There’s a lot that can go wrong when you’re travelling—and there’s even more that can go wrong when you’re travelling with kids. From your child screaming non-stop on a 12-hour...
26 August 2024
uob evol card vs uob one card moneysmart review.jpg
Credit Cards
Comparing Credit Cards: UOB EVOL vs UOB One (2024)
One gives you 10% cashback on online, mobile contactless and overseas in-store spending. The other gives you (up to) 10% cashback on dining, online shopping, groceries, health and beauty, convenience...
26 August 2024
MSIG TravelEasy Travel Insurance—MoneySmart Review (2024)
Travel Insurance
MSIG TravelEasy Travel Insurance—MoneySmart Review (2024)
Which popular Japan-based travel insurance provider in Singapore has its roots in marine and fire insurance? Yup, if you opened this article, you’ll know it’s MSIG—Mitsui Sumitomo Insurance Group Holdings,...
23 August 2024
youtrip vs revolut vs amaze vs wise vs bigpay
Travel
Digital Multi-Currency Accounts & Cards For Travel Spending: YouTrip, Revolut, Amaze and More
Singaporeans are always looking for ways to save cash—especially when travelling. This is where digital multi-currency accounts come in. The world of digital multi-currency accounts is constantly changing—for better or for...
22 August 2024
national-day-promotions-food-deals-discounts
Dining
National Day Promotions 2024: NDP eCoupons, $0.59 Deals, 1-for-1 Offers, and More
Singaporeans love a good deal. It’s part of our national identity. So for a nation of money-savvy, food-loving folk, there’s no better way to celebrate National Day the Singaporean way...
5 August 2024
financial red flags and issues for couples in singapore
Opinion
“I Tried to Buy a Flat While $100,000 in Debt” and 12 Other Financial Red Flags
Looking for a man in finance? As far as money is concerned, there are far worse partners you could choose than someone without a trust fund. Financial red flags are...
31 July 2024
best-food-discount-reward-apps-singapore
Dining
Best Food Discount and Rewards Apps in Singapore (2024)—Chope, Burpple, Entertainer & More
“Are you a member?” the restaurant staff asks. “Is it free?” comes my reply. Usually, it is. And that’s how, over the years, the penny-pincher in me has amassed a...
18 July 2024
best travel tips to save money
Travel
I Tried 6 Travel Tips to Save Money—2 of Them Shaved $1,000 Off My Upcoming Trip
How old were you when you went on your first fully-funded trip? You know—the first trip for which you had to save up, plan an itinerary, and try your darndest...
17 July 2024
mari credit card moneysmart review 2024
Credit Cards
Is Shopee’s Mari Credit Card Singapore’s Best Unlimited Cashback Card?—MoneySmart Review (2024)
Who knew that Singapore’s highest-earning unlimited cashback card would come from…Shopee?  The Mari Credit Card is named after MariBank, Shopee’s digital bank. With this card, you can earn 5% unlimited...
17 July 2024
essential tips for comparing credit cards you should know
Credit Cards
8 Essential Tips for Comparing Credit Cards I Wish I Knew Earlier
Since I started working at MoneySmart, I’ve learnt a lot about credit cards. Specifically, what credit cards are hiding from you. Behind every shiny new card promising up to 10%...
10 July 2024
i dont want to advance my career is that bad
Career
I Don’t Want to Advance in My Career—is That Bad?
“Most people work just hard enough not to get fired and get paid just enough money not to quit.” – George Carlin In today’s modern world, a job is complicated...
8 July 2024
should i take a lower paying job
Career
Should I Switch to a Lower-Paying Job for Better Prospects?
Would you take on a new job for a lower salary? It might sound crazy at first, but taking on a lower-paying job a serious consideration for some people because...
5 July 2024
should i leave a comfortable job for a job with growth
Career
Should I Leave a Comfortable Job for a Job With Growth?
When it comes to your career, how comfortable are you with being comfortable? You might be wondering why I’m even asking that question. I mean, isn’t it easy to remain...
5 July 2024
hsbc-live-plus-credit-card-moneysmart-review
Credit Cards
HSBC Live+ Credit Card: With 8% Cashback on Dining, Shopping, and Entertainment, is this the Ultimate Lifestyle Credit Card?
Some credit cards reward you for dining, some are geared towards shopping rebates, and others are all about your entertainment spending. But what if you want all 3? Enter the...
24 June 2024
hdb-flat-eligibility-guide-application
Property
Guide to the HDB Flat Eligibility (HFE) Letter (2024): When You Need It, How to Apply, and More
Whether you’re buying a Built-To-Order (BTO) flat or a resale flat from HDB, there’s one slightly leh chey thing you’re gonna need to prepare. It’s not a four letter word...
24 June 2024
best-credit-card-pairing-miles-cashback-rewards
Credit Cards
3 Best Credit Card Pairings for Maximising Cashback, Miles, and Rewards
We’ve all heard the clichés—you’re the cheese to my macaroni, the flip to my flop, the stars to my night. Well today, I’ve got a new one for you: you’re...
20 June 2024
best-subscriptions-worth-spending-on
Budgeting
The 6 Best Subscriptions Worth Spending On Today
The other day, I wanted to show my mum a video on YouTube. I searched for the video, tapped on the right one, and an advertisement for some makeup wipes...
19 June 2024
hdb-bto-june-2024-review-prie- location-application-rates
Property
HDB BTO Jun 2024 Review: Locations, Prices, Site Plans, Expected Application Rates, and More
PSA: Apply for your Jun 2024 BTO flat by 26 Jun 2024 via the HDB Flat Portal. You know what’s special about the Jun 2024 HDB Build-To-Order (BTO) launch? Firstly,...
19 June 2024
best-cashback-credit-cards-singapore
Credit Cards
12 Best Cashback Credit Cards in Singapore (Jun 2024)
Collecting air miles for your jet setting lifestyle admittedly sounds sexier than trying to scrounge for cash rebates. But if you’re still one of those people who believe that cash...
14 June 2024
5 Hair Salons for Curly Hair—How Much Does it Cost to Get a Curly Haircut in Singapore?
Budgeting
5 Hair Salons for Curly Hair—How Much Does it Cost to Get a Curly Haircut in Singapore?
As someone with naturally curly hair, my number one red flag for hairdressers in Singapore is being told that I should rebond my hair to “fix” it. To be fair,...
11 June 2024
best-fathers-day-deals-promotions-singapore
Entertainment
21 Father’s Day 2024 Deals and Promotions: Dads Dine Free, 1-for-1 Cooking Classes, Up to $100 Off Gifts, and More
There are cool dads, and there are corny dads. There are sporty dads, and there are, well, “dad bod” dads. However you’d describe your own dad, if you clicked into...
10 June 2024
motherhood-bias-hiring-discrimination-against-women
Career
“If You Can Get Pregnant, We Can’t Hire You”: A True Story About Hiring Discrimination
Should women have opportunities to work? That seems like an unnecessary question. It’s 2024, for Pete’s sake. Women have been in the workforce since the 19th century, with the 20th...
31 May 2024
family-travel-insurance-singapore
Travel Insurance
Guide to the Best Family Travel Insurance in Singapore: Cost, Coverage, Age Limits and More
Feeding one extra mouth at home is one thing, but travelling with another little human is a whole different ball game. From missed flights to lost belongings, a lot can...
29 May 2024
housing-terms-definitions-to-know-m
Property
Buying a House? Here are 8 Terms You Need to Know Before You Meet Your Realtor
For many of us, buying a home might be the biggest purchase of our lives. Ideally, we want to get it right. I’m not just talking about choosing the right...
27 May 2024