MoneySmart Credit Card Lucky Draw Winners 2023
Announcements
MoneySmart Credit Card Lucky Draw Winners 2023
Thank you for participating in our 2023 lucky draws. Congratulations to our winners! 17 – 30 April – MoneySmart x UOB Lucky Draw 2023 Prize Winners Apple Macbook Pro 13-inch,...
28 June 2024
writing-cheque-guide-singapore
Budgeting
How to Write a Cheque & Deposit One in Singapore: Step-By-Step Guide (2024)
Despite the convenience of PayNow, GrabPay, FavePay, and the countless payment apps that make our lives easier, there are still people and organisations that don’t accept online or credit card...
28 June 2024
pawn-shop-singapore
Personal Loans
7 Things Singaporeans Should Know About Pawn Shops
Back in the ’80s, middle-class Singaporeans associated pawn shops with poverty. If you were seen walking into one, your acquaintances would never let you live it down; they immediately assumed...
28 June 2024
personal-trainer-cost-savings-singapore
Fitness & Beauty
Personal Fitness Trainer Singapore: 5 Tips On How to Save When Engaging One
Half of 2024 has just zoomed by, hasn’t it? If at this point you’ve abandoned all of your fitness-related New Year resolutions, maybe you’re thinking of upping the ante by...
27 June 2024
things-to-consider-buying-old-hdb-resale-flat
Property
2 Essential Things to Consider When Buying an Old HDB Resale Flat
Home isn’t just where the heart is. In Singapore, home is also where the money is. Many people pour all their money into their properties, signing up for massive loans...
27 June 2024
personal-accident-insurance-singapore
PA Insurance
7 Best Personal Accident Insurance Plans That Cost Under $175/Year in Singapore (2024)—Less Than $0.50 a Day!
Everyone experiences bad luck now and then. Like when you don’t strike Toto, the MRT breaks down, or your HDB block didn’t get selected for en bloc. But what about...
25 June 2024
99-1-loophole-absd-explainer-moneysmart
Property
What Is The Additional Buyer’s Stamp Duty (ABSD) “99-1 Loophole” in Singapore and Is It Illegal? (2024)
The mark of a true blue Singaporean isn’t how well he/she can follow the law, it’s about getting around it without breaking it. But all that becomes tricky when we’re...
24 June 2024
best-subscriptions-worth-spending-on
Budgeting
The 6 Best Subscriptions Worth Spending On Today
The other day, I wanted to show my mum a video on YouTube. I searched for the video, tapped on the right one, and an advertisement for some makeup wipes...
19 June 2024
hdb-bto-june-2024-review-prie- location-application-rates
Property
HDB BTO Jun 2024 Review: Locations, Prices, Site Plans, Expected Application Rates, and More
PSA: Apply for your Jun 2024 BTO flat by 26 Jun 2024 via the HDB Flat Portal. You know what’s special about the Jun 2024 HDB Build-To-Order (BTO) launch? Firstly,...
19 June 2024
Mobile-Data-Plans
Budgeting
How To Choose the Best Mobile Plan for Your Kids, Ageing Parents, and Helper
Choosing a data plan for yourself is easy. Personally, I just go for the plan that offers the most data for the lowest price. The tricky part is picking a...
SRS-Retirement-Account
Budgeting
Here’s Everything You Should Know About the Supplementary Retirement Scheme (SRS) Account
In Singapore, retirement is always something we crave. While not all of us will be FIRE fanatics, we do want to plan for having more of that cash money when...
14 June 2024
Best Places to Watch Euro 2024 and Live Sports Screenings in Singapore
Entertainment
Best Places to Watch Euro 2024 and Live Sports Screenings in Singapore
Discover the best sports bars in Singapore to watch Euro 2024 and live sports screenings. Enjoy the game with great ambience, cheap drinks, and delicious food at these popular hangouts....
14 June 2024
5 Hair Salons for Curly Hair—How Much Does it Cost to Get a Curly Haircut in Singapore?
Budgeting
5 Hair Salons for Curly Hair—How Much Does it Cost to Get a Curly Haircut in Singapore?
As someone with naturally curly hair, my number one red flag for hairdressers in Singapore is being told that I should rebond my hair to “fix” it. To be fair,...
11 June 2024
UOB Lady’s Solitaire Card Gives You 4 Miles Per Dollar on Specific Spending Categories
Budgeting
UOB Lady’s Solitaire Card Gives You 4 Miles Per Dollar on Specific Spending Categories
We all like to rack up those credit card rewards and points, don’t we? So, whether you like to order in those convenient deliveries a lot from Foodpanda/Deliveroo, take mad...
7 June 2024
citi-cash-back-plus-mastercard-moneysmart-review
Credit Cards
Citibank Cash Back+ Credit Card: MoneySmart Review 2024
I have a soft spot for cash back credit cards. There’s none of that beating around the bush, trying to predict when your rewards points expire or getting slapped with...
6 June 2024
New Flexible Work Arrangements Guidelines Coming in Dec 2024—What Does it Mean for Us?
Career
New Flexible Work Arrangements Guidelines Coming in Dec 2024—What Does it Mean for Us?
Singaporeans are placing higher values on fulfilling both their professional and personal responsibilities. Ever since the introduction of remote working during the pandemic, nearly 93% now prefer workplace flexibility. 38%...
31 May 2024
How To Sensibly Invest in GameStop, AMC, Crypto, and Other High-Risk Markets
Crypto
How To Sensibly Invest in GameStop, AMC, Crypto, and Other High-Risk Markets
Investing can get boring. For years, I did everything by the book: Dollar-cost average into low-cost ETFs (exchange-traded funds) and set-and-forget Buy safe blue-chip stocks that offer decent dividends and,...
31 May 2024
motherhood-bias-hiring-discrimination-against-women
Career
“If You Can Get Pregnant, We Can’t Hire You”: A True Story About Hiring Discrimination
Should women have opportunities to work? That seems like an unnecessary question. It’s 2024, for Pete’s sake. Women have been in the workforce since the 19th century, with the 20th...
31 May 2024
Everything You Need To Know About HDB’s New Resale Flat Listing Service (RFL)
Property
Everything You Need To Know About HDB’s New Resale Flat Listing Service (RFL)
If you’ve ever tried selling your HDB flat, you know it can be a complex process. Often, you’re facing a mountain of paperwork while hunting down for a reliable property...
30 May 2024
Featured-image-Upgrading-From-an-HDB-to-a-Condo
Opinion
Is Upgrading From an HDB to a Condo a “Must” to Build Wealth? We Rate Advice From Reddit
The acronym “HDB” can deliver a range of emotions for any Singaporean looking to get their hands on the local housing ladder. That’s because the process to get one is...
30 May 2024
ASMeiR-2024-Tickets
Credit Cards
Didn’t Manage To Get Tickets To A-Mei’s Singapore Shows? MoneySmart is Giving Away 60 Cat 1 Tickets to ASMeiR MAX 2024 World Tour
If you’re reading this, chances are you missed out on securing tickets to A-Mei’s highly anticipated ASMeiR MAX 2024 World Tour in Singapore. The first show on 27 July 2024...
27 May 2024
housing-terms-definitions-to-know-m
Property
Buying a House? Here are 8 Terms You Need to Know Before You Meet Your Realtor
For many of us, buying a home might be the biggest purchase of our lives. Ideally, we want to get it right. I’m not just talking about choosing the right...
27 May 2024
freelance-work-finances
Career
Going Freelance? Here’s How You Should Plan Your CPF & Finances For 2024
Back when I started freelancing full-time in 2014, the only friends who were free to meet up with me at midnight were home tutors. Now, it seems like half of...
24 May 2024
destination-dupes-youths-save-money
Travel
7 Underrated Destination Dupes for Youths—Save Money and Avoid Crowds
Travel addicts and wanderlusting young ‘uns, listen up. If you’ve ever dreamed of visiting a world-renowned travel spot but baulked at the price tag, you’re not alone. We’ve all been...
24 May 2024
Bidding-COE-Singapore
Car Loans
How to Bid for Your Own Certificate of Entitlement (COE)
The Certificate of Entitlement (COE) is a very expensive piece of paper that you must have to own a car in Singapore. It regulates vehicle ownership in our land-scarce country....
21 May 2024