How Do You Determine What the “Best” Credit Card Is?
Credit Cards
How Do You Determine What the “Best” Credit Card Is?
Think back to your first credit card and how you chose it. Did you pick it because you liked the colour, or because a salesman from the bank approached you...
30 July 2015
5 Household Expenses That Singaporeans Can Definitely Do Without
Budgeting
5 Household Expenses That Singaporeans Can Definitely Do Without
One of the most expensive things about living in Singapore is keeping a roof over your head. Apart from a hefty mortgage, many Singaporeans seriously underestimate how much it costs...
30 July 2015
Always Busting Your Budget Before the End of the Month? 3 Emergency Measures You Should Take Immediately
Budgeting
Always Busting Your Budget Before the End of the Month? 3 Emergency Measures You Should Take Immediately
You might have devised an elaborate budget at the beginning of the year, complete with colour coding, spreadsheets and motivation graphics. But if you’re unable to stick to it, you...
29 July 2015
5 Mistakes Singaporeans Make When Calculating How Much They Need for Retirement
Opinion
5 Mistakes Singaporeans Make When Calculating How Much They Need for Retirement
Singaporeans all over the island freaked out when the Straits Times published this article last year declaring that they were going to need $1 million in order to retire. Many...
29 July 2015
4 Ways Singaporeans Can Go on a Sabbatical Without Worrying About Money
Career
4 Ways Singaporeans Can Go on a Sabbatical Without Worrying About Money
Gone are the days when people were afraid to undo the chains from their ankles and take a break from work. The young Singaporean worker of today is more likely...
28 July 2015
3 Ways Singaporeans Can Benefit From the New Hiring Regulations for Foreigners
Career
3 Ways Singaporeans Can Benefit From the New Hiring Regulations for Foreigners
Singaporeans have complained, and the government has acted. It is now going to be even more difficult for foreign hires to bring their families to Singapore as they will need...
28 July 2015
7 Secret Skills Singaporean Aunties Can Teach You on How To Save Money
Budgeting
7 Secret Skills Singaporean Aunties Can Teach You on How To Save Money
They may not be the ones tearing up the boardrooms at Raffles Place or making millions in the world of commerce. But the ubiquitous Singaporean auntie is a force to...
27 July 2015
5 Huge Reasons Singapore Employees Quit Their Jobs
Career
5 Huge Reasons Singapore Employees Quit Their Jobs
Singaporean companies have trouble retaining their employees. Sounds harsh, but it’s true. Job hopping is accepted practice here, and famously unhappy employees are quick to jump ship the moment something...
27 July 2015
How to Know Whether You Should Go Ahead and Spend Money on That Travel Experience
Budgeting
How to Know Whether You Should Go Ahead and Spend Money on That Travel Experience
Self-styled “happiness gurus” have long been preaching the fact that spending money on experiences yields more satisfaction than spending money on stuff. Presumably, this means that spending that $200 on...
27 July 2015
singapore savings bonds fixed deposits
This Versus That
Singapore Savings Bonds vs Fixed Deposits: Which One Will Make You The Most Money?
The one thing I really hated about playing fighting games in the arcades? That sickening announcement of “Here comes a new challenger!” Now, I’m no slouch when it comes to...
24 July 2015
4 Easy Beauty Treatments You Can Do Yourself Instead of Going to an Expensive Spa
Fitness & Beauty
4 Easy Beauty Treatments You Can Do Yourself Instead of Going to an Expensive Spa
The beauty industry can be such a scam at times. Products that cost hundreds of dollars can end up not working or losing their effectiveness after a few days. It’s...
24 July 2015
cpf contribution
Budgeting
Should Self-Employed Singaporeans Make Contributions to their CPF Account?
As an employee, seeing 20% of your salary disappear into the bowels of the CPF can make your take-home pay look pretty pathetic. Now that I’m self-employed, even though I...
24 July 2015
How Much Insurance is Too Much Insurance in Singapore?
Life Insurance
How Much Insurance is Too Much Insurance in Singapore?
When you think of Singaporeans, you think of kiasu – the fear of losing out. Take the Gifted Education Programme – it’s meant to be for children who have developed...
22 July 2015
Is Location Really Everything When It Comes to Buying a House in Singapore?
Property
Is Location Really Everything When It Comes to Buying a House in Singapore?
With the housing market slowly but surely taking a dip in prices and sales (as was intended), buyers are just biding their time waiting to pounce on a good deal....
22 July 2015
4 Ways Overworked Singaporeans Can Create Work-Life Balance For Themselves
Career
4 Ways Overworked Singaporeans Can Create Work-Life Balance For Themselves
Singaporean workplaces are generally not known for the fantastic work-life balance they offer. In fact, a recent news report revealed that more and more Singaporeans are feeling unahppy about poor...
22 July 2015
margin call home loan singapore
Home Loans
Will Banks Force You to Top Up Your Home Loan if the Property Market Crashes?
You know how you never actually get around to reading the Terms and Conditions before you click “I Accept” or sign on the dotted line? And as a result, you...
21 July 2015
singapore savings bond
Invest
Singapore Savings Bonds: What Fixed Deposits Need To Do To Up Their Game
Worried you don’t have enough money to invest? Or don’t know where to start because there are just so many products out there? The Singapore government, in all its wisdom, knows...
21 July 2015
4 Estate Planning Mistakes Singaporeans Must Avoid
Family
4 Estate Planning Mistakes Singaporeans Must Avoid
Singaporeans spend a huge chunk of their lives working to amass assets like property, stocks and cash. Singapore has one of the highest home ownership rates in the world, even...
21 July 2015
life insurance myths
Life Insurance
3 Big Myths Some Singaporeans Still Believe About Insurance
As Singaporeans, we’ve heard of the myths and legends surrounding our little country. Like how the legendary Sang Nila Utama was supposed to have seen a lion when he stepped...
18 July 2015
Working as a Temp or Contract Staff in Singapore – Is it a Good Idea?
Career
Working as a Temp or Contract Staff in Singapore – Is it a Good Idea?
Being a temp or contract worker can seem like a nice, non-threatening, low-commitment way to dip your toes into the career pool. After all, if your boss turns out to...
16 July 2015
singapore dream
Opinion
3 Reasons Why the Singapore Dream Doesn’t Come Cheap
What would you consider your Singapore Dream? Living in a condo, at least, or some multi-storey landed property. A powerful “continental” car with all the prestige that comes with it....
15 July 2015
6 Affordable Ways to Pamper Yourself and De-Stress in Singapore
Entertainment
6 Affordable Ways to Pamper Yourself and De-Stress in Singapore
It can seem like only rich people in Singapore get to lead stress-free lives. After all, they’re not the ones standing cheek to jowl with a zillion other people on...
14 July 2015
salary account singapore
Savings Accounts
The 5 Best Bank Accounts for Singaporeans to Credit Their Salary Into
It’s hard enough trying to find a way to invest your money that won’t tank without having to worry about the cash that’s languishing in your bank account, slowly falling...
14 July 2015
4 Good Habits That Are Critical to Form When You’re in Your First Job
Career
4 Good Habits That Are Critical to Form When You’re in Your First Job
Few people can say their first job is their dream job. When you’re paid peanuts and your duties could be performed by a trained monkey, it’s easy to act like...
14 July 2015
4 Lies About Money You Should Recognise by the Time You’re 30
Opinion
4 Lies About Money You Should Recognise by the Time You’re 30
Mistakes, I’ve made a few. And so have many others in Singapore, I’ll bet, if the number of people in credit card debt from gambling and overspending or the legions...
13 July 2015