timing-travel-jb
Transportation
Best Times to Travel to Johor Bahru From Singapore
From eating to shopping and getting a massage, Singaporeans visit JB for all sorts of fun things. But the one thing that we can all agree on that is not...
5 July 2024
Featured-image-top-5-books-if-you-want-to-build-wealth-and-stay-wealthy
Budgeting
Top 5 Books to Read if You Want to Build Wealth and Stay Wealthy (With Insights and Quotes)
Did you know Warren Buffet spends 80% of his work time reading and thinking? Reading isn’t just for him, we can still build that habit. It’s like a workout for...
4 July 2024
sg-bus-to-jb
Transportation
How to Take the Bus From Singapore to Johor Bahru
Craving some cheap and good makan on the weekends? It’s time to hop over the Causeway to Johor Bahru (JB). And the most convenient and cheapest way to do it...
28 June 2024
fresh-graduate-job-tips
Career
Fresh Graduate Jobs in Singapore: How to Write Your Resume & Other Tips
Nobody teaches you how to “adult”, least of all your teachers at school. Whether you scored As or Ds, you’ll be just as lost as everyone else when you wade...
28 June 2024
diamond-ring-tips-singapore
Wedding
5 Tips to Buy An Engagement Ring Under $1,000 in Singapore
Women are split in two camps: First, there are those who won’t settle for anything less than a flawless, 1-carat diamond engagement ring. These chichi ladies usually like designer wedding...
28 June 2024
hsbc lucky draw winner 2023
Announcements
MoneySmart x HSBC Credit Card Lucky Draw Winners 2023
Thank you for participating in our lucky draw. Congratulations to our winners! 11 December 2023 – 12 January 2024 Prize Winners Rolex Submariner Steel ref:124060 Kian Lin Ong Apple 15-inch...
28 June 2024
MoneySmart Credit Card Lucky Draw Winners 2023
Announcements
MoneySmart Credit Card Lucky Draw Winners 2023
Thank you for participating in our 2023 lucky draws. Congratulations to our winners! 17 – 30 April – MoneySmart x UOB Lucky Draw 2023 Prize Winners Apple Macbook Pro 13-inch,...
28 June 2024
writing-cheque-guide-singapore
Budgeting
How to Write a Cheque & Deposit One in Singapore: Step-By-Step Guide (2024)
Despite the convenience of PayNow, GrabPay, FavePay, and the countless payment apps that make our lives easier, there are still people and organisations that don’t accept online or credit card...
28 June 2024
pawn-shop-singapore
Personal Loans
7 Things Singaporeans Should Know About Pawn Shops
Back in the ’80s, middle-class Singaporeans associated pawn shops with poverty. If you were seen walking into one, your acquaintances would never let you live it down; they immediately assumed...
28 June 2024
personal-trainer-cost-savings-singapore
Fitness & Beauty
Personal Fitness Trainer Singapore: 5 Tips On How to Save When Engaging One
Half of 2024 has just zoomed by, hasn’t it? If at this point you’ve abandoned all of your fitness-related New Year resolutions, maybe you’re thinking of upping the ante by...
27 June 2024
things-to-consider-buying-old-hdb-resale-flat
Property
2 Essential Things to Consider When Buying an Old HDB Resale Flat
Home isn’t just where the heart is. In Singapore, home is also where the money is. Many people pour all their money into their properties, signing up for massive loans...
27 June 2024
Singaporean Households to Receive Additional $300 CDC Vouchers in Jun 2024: How to Claim, Where to Spend Them, Etc.
Budgeting
Singaporean Households to Receive Additional $300 CDC Vouchers in Jun 2024: How to Claim, Where to Spend Them, Etc.
Good news, folks—in addition to the $500 in CDC (Community Development Council) vouchers we received in Jan 2024, we’re getting another $300 in CDC vouchers this Jun 2024. That’s a...
26 June 2024
hsbc-revolution-card-masthead
Credit Cards
The HSBC Revolution Card’s Latest Nerf—Bye Bye 10X Points on Contactless Payments and Travel Spend (MoneySmart Review 2024)
Uh oh. We have another nerf. The HSBC Revolution Card has been a favourite among Singapore credit card users for letting you earn HSBC rewards points for online and contactless...
26 June 2024
personal-accident-insurance-singapore
PA Insurance
7 Best Personal Accident Insurance Plans That Cost Under $175/Year in Singapore (2024)—Less Than $0.50 a Day!
Everyone experiences bad luck now and then. Like when you don’t strike Toto, the MRT breaks down, or your HDB block didn’t get selected for en bloc. But what about...
25 June 2024
99-1-loophole-absd-explainer-moneysmart
Property
What Is The Additional Buyer’s Stamp Duty (ABSD) “99-1 Loophole” in Singapore and Is It Illegal? (2024)
The mark of a true blue Singaporean isn’t how well he/she can follow the law, it’s about getting around it without breaking it. But all that becomes tricky when we’re...
24 June 2024
CPF Basic, Full & Enhanced Retirement Sum: Updates & Policy Changes That You Should Know About in 2024
Budgeting
CPF Basic, Full & Enhanced Retirement Sum: Updates & Policy Changes That You Should Know About in 2024
With inflation still on the rise at 3.6% this year, it’s good to err on the safe side and save for rainy days., Financial security continues to be one thing...
21 June 2024
best-credit-card-pairing-miles-cashback-rewards
Credit Cards
3 Best Credit Card Pairings for Maximising Cashback, Miles, and Rewards
We’ve all heard the clichés—you’re the cheese to my macaroni, the flip to my flop, the stars to my night. Well today, I’ve got a new one for you: you’re...
20 June 2024
best-subscriptions-worth-spending-on
Budgeting
The 6 Best Subscriptions Worth Spending On Today
The other day, I wanted to show my mum a video on YouTube. I searched for the video, tapped on the right one, and an advertisement for some makeup wipes...
19 June 2024
hdb-bto-june-2024-review-prie- location-application-rates
Property
HDB BTO Jun 2024 Review: Locations, Prices, Site Plans, Expected Application Rates, and More
PSA: Apply for your Jun 2024 BTO flat by 26 Jun 2024 via the HDB Flat Portal. You know what’s special about the Jun 2024 HDB Build-To-Order (BTO) launch? Firstly,...
19 June 2024
Mobile-Data-Plans
Budgeting
How To Choose the Best Mobile Plan for Your Kids, Ageing Parents, and Helper
Choosing a data plan for yourself is easy. Personally, I just go for the plan that offers the most data for the lowest price. The tricky part is picking a...
credit-card-fee-waiver
Credit Cards
How to Get Credit Card Annual Fee Waivers and Still Enjoy Rewards and Perks
When it comes to credit cards, it’s all about getting the upper hand—getting more money out of the bank than they’ll ever get from you.  The secret? Pay all your...
14 June 2024
best-cashback-credit-cards-singapore
Credit Cards
12 Best Cashback Credit Cards in Singapore (Jun 2024)
Collecting air miles for your jet setting lifestyle admittedly sounds sexier than trying to scrounge for cash rebates. But if you’re still one of those people who believe that cash...
14 June 2024
SRS-Retirement-Account
Budgeting
Here’s Everything You Should Know About the Supplementary Retirement Scheme (SRS) Account
In Singapore, retirement is always something we crave. While not all of us will be FIRE fanatics, we do want to plan for having more of that cash money when...
14 June 2024
Best Places to Watch Euro 2024 and Live Sports Screenings in Singapore
Entertainment
Best Places to Watch Euro 2024 and Live Sports Screenings in Singapore
Discover the best sports bars in Singapore to watch Euro 2024 and live sports screenings. Enjoy the game with great ambience, cheap drinks, and delicious food at these popular hangouts....
14 June 2024
5 Hair Salons for Curly Hair—How Much Does it Cost to Get a Curly Haircut in Singapore?
Budgeting
5 Hair Salons for Curly Hair—How Much Does it Cost to Get a Curly Haircut in Singapore?
As someone with naturally curly hair, my number one red flag for hairdressers in Singapore is being told that I should rebond my hair to “fix” it. To be fair,...
11 June 2024