
Travel
Comparing Digital Multi-Currency Accounts: Wise, YouTrip, Revolut, and More
Preparing for an overseas holiday usually involves a trip to the money changer at Mustafa or Change Alley in hopes of getting the best exchange rates, and then fearfully rushing...
11 July 2024

Credit Cards
8 Essential Tips for Comparing Credit Cards I Wish I Knew Earlier
Since I started working at MoneySmart, I’ve learnt a lot about credit cards. Specifically, what credit cards are hiding from you. Behind every shiny new card promising up to 10%...
10 July 2024

Career
I Don’t Want to Advance in My Career—is That Bad?
“Most people work just hard enough not to get fired and get paid just enough money not to quit.” – George Carlin In today’s modern world, a job is complicated...
8 July 2024

Career
Should I Switch to a Lower-Paying Job for Better Prospects?
Would you take on a new job for a lower salary? It might sound crazy at first, but taking on a lower-paying job a serious consideration for some people because...
5 July 2024

Career
Should I Leave a Comfortable Job for a Job With Growth?
When it comes to your career, how comfortable are you with being comfortable? You might be wondering why I’m even asking that question. I mean, isn’t it easy to remain...
5 July 2024

Transportation
Best Times to Travel to Johor Bahru From Singapore
From eating to shopping and getting a massage, Singaporeans visit JB for all sorts of fun things. But the one thing that we can all agree on that is not...
5 July 2024

Budgeting
Top 5 Books to Read if You Want to Build Wealth and Stay Wealthy (With Insights and Quotes)
Did you know Warren Buffet spends 80% of his work time reading and thinking? Reading isn’t just for him, we can still build that habit. It’s like a workout for...
4 July 2024

Transportation
How to Take the Bus From Singapore to Johor Bahru
Craving some cheap and good makan on the weekends? It’s time to hop over the Causeway to Johor Bahru (JB). And the most convenient and cheapest way to do it...
28 June 2024

Career
Fresh Graduate Jobs in Singapore: How to Write Your Resume & Other Tips
Nobody teaches you how to “adult”, least of all your teachers at school. Whether you scored As or Ds, you’ll be just as lost as everyone else when you wade...
28 June 2024

Wedding
5 Tips to Buy An Engagement Ring Under $1,000 in Singapore
Women are split in two camps: First, there are those who won’t settle for anything less than a flawless, 1-carat diamond engagement ring. These chichi ladies usually like designer wedding...
28 June 2024

Announcements
MoneySmart x HSBC Credit Card Lucky Draw Winners 2023
Thank you for participating in our lucky draw. Congratulations to our winners! 11 December 2023 – 12 January 2024 Prize Winners Rolex Submariner Steel ref:124060 Kian Lin Ong Apple 15-inch...
28 June 2024

Announcements
MoneySmart Credit Card Lucky Draw Winners 2023
Thank you for participating in our 2023 lucky draws. Congratulations to our winners! 17 – 30 April – MoneySmart x UOB Lucky Draw 2023 Prize Winners Apple Macbook Pro 13-inch,...
28 June 2024

Budgeting
How to Write a Cheque & Deposit One in Singapore: Step-By-Step Guide (2024)
Despite the convenience of PayNow, GrabPay, FavePay, and the countless payment apps that make our lives easier, there are still people and organisations that don’t accept online or credit card...
28 June 2024

Personal Loans
7 Things Singaporeans Should Know About Pawn Shops
Back in the ’80s, middle-class Singaporeans associated pawn shops with poverty. If you were seen walking into one, your acquaintances would never let you live it down; they immediately assumed...
28 June 2024

Fitness & Beauty
Personal Fitness Trainer Singapore: 5 Tips On How to Save When Engaging One
Half of 2024 has just zoomed by, hasn’t it? If at this point you’ve abandoned all of your fitness-related New Year resolutions, maybe you’re thinking of upping the ante by...
27 June 2024

Property
2 Essential Things to Consider When Buying an Old HDB Resale Flat
Home isn’t just where the heart is. In Singapore, home is also where the money is. Many people pour all their money into their properties, signing up for massive loans...
27 June 2024

Budgeting
Singaporean Households to Receive Additional $300 CDC Vouchers in Jun 2024: How to Claim, Where to Spend Them, Etc.
Good news, folks—in addition to the $500 in CDC (Community Development Council) vouchers we received in Jan 2024, we’re getting another $300 in CDC vouchers this Jun 2024. That’s a...
26 June 2024

Credit Cards
The HSBC Revolution Card’s Latest Nerf—Bye Bye 10X Points on Contactless Payments and Travel Spend (MoneySmart Review 2024)
Uh oh. We have another nerf. The HSBC Revolution Card has been a favourite among Singapore credit card users for letting you earn HSBC rewards points for online and contactless...
26 June 2024

PA Insurance
7 Best Personal Accident Insurance Plans That Cost Under $175/Year in Singapore (2024)—Less Than $0.50 a Day!
Everyone experiences bad luck now and then. Like when you don’t strike Toto, the MRT breaks down, or your HDB block didn’t get selected for en bloc. But what about...
25 June 2024

Credit Cards
HSBC Live+ Credit Card: With 8% Cashback on Dining, Shopping, and Entertainment, is this the Ultimate Lifestyle Credit Card?
Some credit cards reward you for dining, some are geared towards shopping rebates, and others are all about your entertainment spending. But what if you want all 3? Enter the...
24 June 2024

Property
What Is The Additional Buyer’s Stamp Duty (ABSD) “99-1 Loophole” in Singapore and Is It Illegal? (2024)
The mark of a true blue Singaporean isn’t how well he/she can follow the law, it’s about getting around it without breaking it. But all that becomes tricky when we’re...
24 June 2024

Budgeting
CPF Basic, Full & Enhanced Retirement Sum: Updates & Policy Changes That You Should Know About in 2024
With inflation still on the rise at 3.6% this year, it’s good to err on the safe side and save for rainy days., Financial security continues to be one thing...
21 June 2024

Credit Cards
3 Best Credit Card Pairings for Maximising Cashback, Miles, and Rewards
We’ve all heard the clichés—you’re the cheese to my macaroni, the flip to my flop, the stars to my night. Well today, I’ve got a new one for you: you’re...
20 June 2024

Budgeting
The 6 Best Subscriptions Worth Spending On Today
The other day, I wanted to show my mum a video on YouTube. I searched for the video, tapped on the right one, and an advertisement for some makeup wipes...
19 June 2024

Property
HDB BTO Jun 2024 Review: Locations, Prices, Site Plans, Expected Application Rates, and More
PSA: Apply for your Jun 2024 BTO flat by 26 Jun 2024 via the HDB Flat Portal. You know what’s special about the Jun 2024 HDB Build-To-Order (BTO) launch? Firstly,...
19 June 2024