vanessah.nah

Articles by Vanessa Nah

Vanessa likes her personal finance articles the way she likes her sitcoms—funny, entertaining, and leaving people knowing a little more about life. In another life, Vanessa was the biggest nerd in class and was *this* close to doing a PhD. That researcher is still in her as she now digs out the ins and outs of personal loans, T&Cs of credit cards, and ups and downs of alternative investments. When Vanessa’s not debunking finance myths, you’ll find her attending dance classes, fingerpicking a guitar, or fulfilling her life mission to make her one-eyed cat the most spoiled kitty in the world.

top finance news and updates in singapore issue 4
Trends
Issue #4: What’s Happening This Week?—Trust Bank Launches Savings Pots, Private Home Sales Surge, and More
What do a digital otter savings buddy, private home sales and new cars have in common? They’re all part of What’s Happening This Week?, our weekly round-up of the latest...
4 days ago
best christmas log cakes singapore 2024
Dining
10 Best Christmas Log Cake Promotions in Singapore (2024)—Starting From $25, Up to 30% Off
Spoiler alert: Christmas log cakes aren’t cheap, especially if you buy the really nice, glossy ones from hotels. If you go for a hefty cake (>1kg) with premium ingredients, it’s...
4 days ago
passport free travel to jb
Trends
Issue #3: What’s Happening This Week?—Passport-Free Travel to JB, Falling CPF Rates, and More
This week, our finance news stories impact your savings, travel, and even health care options. From tweaks to CPF interest rates to passport-free travel initiatives, the latest headlines are filled...
13 December 2024
best-savings-account-in-singapore-highest-interest-rates
Savings Accounts
10 Best Savings Accounts in Singapore with the Highest Interest Rates (Dec 2024)
Savings accounts have a simple premise, but often come with complex mechanisms for you to earn bonus interest. When you open a savings account with a bank, you deposit money...
11 December 2024
best bank promotions singapore travel lifestyle deals discount
Credit Cards
Best Bank Offers in Singapore (Dec 2024): Win a Porsche Taycan, 6-Day UK Sightseeing Tour, up to 50% Off Flights, and More
Everybody loves credit card sign-up promotions, but not many of us realise the promotions don’t end with a welcome gift. Banks actually shower us with tons of lifestyle deals and...
10 December 2024
best-travel-insurance-singapore-cheapest
Travel Insurance
6 Best Travel Insurance Plans in Singapore (Dec 2024)
On my very first overseas trip without my parents, the airline lost my luggage for almost 24 hours. I was headed to Madrid, Spain, and had a layover in Zurich, Switzerland....
9 December 2024
new silversky protect pet insurance
Trends
Issue #2: What’s Happening This Week?—New Digital Pet Insurance, 80% Discounts for Off-Peak Commute
New curry sauce rules that aren’t currying any favours, 80% discounts to fight morning train/bus congestion (anyone missing the Covid-19 days now?), a fresh new digital pet insurance, and more....
6 December 2024
credit cards new and the nerfed
Credit Cards
The New and the Nerfed—Key Credit Card Updates You Need to Know
Singapore’s credit card scene is always evolving. Sometimes, new contenders join the playing field, like the HSBC Live+ Card and the Trust Cashback Credit Card released earlier this year. Other...
6 December 2024
standard chartered smart credit card moneysmart review
Credit Cards
Standard Chartered Smart Credit Card Now Has Minimum Spends and Cashback Tiers—MoneySmart Review (2024)
Yesterday, the Standard Chartered Smart Credit Card offered 6% cashback at merchants like Netflix, Spotify, and fast food joints, plus the same cashback on your daily train or bus commute....
5 December 2024
Best Fixed Deposit Rates in Singapore (Dec 2024)—Rates Up To 3.20%, Minimum Deposits From $500
Fixed Deposits
Best Fixed Deposit Rates in Singapore (Dec 2024)—Rates Up To 3.20%, Minimum Deposits From $500
If you think that fixed deposits are only for conservative cash-rich aunties and uncles, think again. A fixed deposit (also known as a time deposit) account is a type of...
5 December 2024
Best Credit Card Promotions in Singapore (Dec 2024): Citibank, DBS, HSBC, UOB, and More
Credit Cards
Best Credit Card Promotions in Singapore (Dec 2024): Citibank, DBS, HSBC, UOB, and More
This December, it’s giveaways galore. Sign up for a credit card and you could walk away with an all-new Porsche Taycan, 1,000,000 Ascott Star Rewards Points, and up to 50,000 SmartPoints. Plus, enjoy...
3 December 2024
free things to do singapore dec 2024 m
Entertainment
Top 51 Free Things To Do in Singapore (Dec 2024): Christmas Markets, Festive Pet Fairs, Free Sake Tasting, and More
Bored as well as broke? We’ve got good news for you. This December, there’s a plethora of markets, events, and activities to keep you entertained at zero cost. This month,...
2 December 2024
Best Instant Loans in Singapore (Dec 2024)
Personal Loans
Best Instant Loans in Singapore (Dec 2024)
There are 2 things we all wish we had more of: money and time. When life throws unexpected bills your way, the last thing you want is to wait days—or...
27 November 2024
investment grade proposal ring gemstones
Invest
How to Choose a Proposal Ring with an Investment Grade Gemstone
You’ve probably heard the term “a diamond is forever”. But did you know this romanticised saying was originally a tagline for an advertisement? It comes from the diamond company De...
27 November 2024
weekly summary of top finance news singapore
Trends
Issue #1: What’s Happening This Week?—Civil Servants’ Bonus, COE drops, SCB Launches New Luxury Card
Short on time to catch up on the news, but want to stay informed about what’s happening in Singapore? We’ve got you covered. Our team has sifted through the overwhelming...
26 November 2024
best-10-10-deals-discounts-promo-codes-singapore-shopee-lazada
Shopping
Best Black Friday Deals and Promo Codes (2024): ShopBack, Dyson, Zalora, Royal Caribbean, and More
Food, beauty, electronics, home living, toys, fashion—everything goes on sale for one special day each month. And in November, after the 11.11 sales, we get a second chance at snagging...
26 November 2024
top finfluencers in singapore honeymoney weeblings jiaxthepiggybanker
Budgeting
5 Finfluencers You Should Follow: Top Finance Influencers in Singapore
These days, you can learn anything online. In today’s digital age, we can plan entire trip itineraries without ever leaving TikTok and learn how to change a car tyre simply...
22 November 2024
gxs flexicard moneysmart review
Credit Cards
GXS FlexiCard—MoneySmart Review (2024)
The GXS FlexiCard is a very unusual credit card. While other credit cards impose interest charges of around 27.9% if you make a late payment, this card comes with zero...
11 November 2024
hotels with a view
Travel
Rooms With a View—6 Picturesque Hotels You Won’t Want to Leave, Starting From Just $56/Night
Sights to see, activities to do, food to eat—these are the factors that we usually turn our focus to when we travel. From iconic landmarks to hidden gems, we all...
5 November 2024
best-halal-buffets-singapore-hotel-high-tea
Dining
11 Best Halal Buffets in Singapore (Oct 2024)—Starting From $29.50++
Whether you’re a Muslim or are dining with Muslim friends, you’ll be pleased to know that many of the best buffets in Singapore are halal-certified. We’re not just talking about...
30 October 2024
What Affects Personal Loan Interest Rates?
Personal Loans
What Affects Personal Loan Interest Rates?
Back when we were kids, borrowing money was a simple affair. You’d ask your friend if you could borrow $5, they would hand you cash from their Hello Kitty wallet,...
29 October 2024
personal-loan-costs-of-living
Personal Loans
Should You Take A Personal Loan To Help With The Rising Costs Of Living?
“Things are cheaper than before!” said no one ever. When it comes to living costs, there’s a lot that Singaporeans are up against. Singapore was ranked as the world’s most...
28 October 2024
optimise air miles spend credit card
Credit Cards
3 Best Ways to Optimise Your Credit Card Air Miles Spend in Singapore
In Singapore, the credit card scene (and the air miles involved with them) can be kind of overwhelming. Do I use this card for that? How many miles am I...
25 October 2024
what are moneysmart smartpoints and how to use them
Announcements
What Are SmartPoints, and What Can You Use Them For?
Last year, MoneySmart announced the launch of SmartRewards, our very own rewards programme that gives you the ultimate flexibility to choose the gifts you want. At the heart of the...
24 October 2024
Trust Cashback Credit Card—MoneySmart Review (2024)
Credit Cards
Trust Cashback Credit Card—MoneySmart Review (2024)
At first glance, the Trust Cashback Credit Card seems to bring you the best of both cashback worlds: Unlimited cashback credit cards let you earn limitless cashback on pretty much...
23 October 2024