tay-jin-heok

Articles by Tay Jin Heok

Tay Jin Heok aspires to join the ranks of financial titans like Scrooge McDuck and Mr. Krabs, though he’s still perfecting their knack for turning pennies into fortunes. A self-proclaimed personal finance enthusiast, he has generously decided to share his insights into the money world with his readers. When he’s not demystifying finance, you’ll find him sweating it out in online multiplayer games or scrolling aimlessly through social media.

YouTrip Family Review (2026): Is This Kids' Travel Card Worth It for Existing YouTrip Users?
Credit Cards
YouTrip Family Review (2026): Is This Kids' Travel Card Worth It for Existing YouTrip Users?
If you're already a YouTrip user, you've probably noticed the new "Child accounts" option sitting in your app. YouTrip Family—the brand's new travel card for kids—launched in May 2026, and it's square
4 June 2026
Oil Prices Are Rising: What Singaporeans Can Realistically Do to Cope
Budgeting
Oil Prices Are Rising: What Singaporeans Can Realistically Do to Cope
If you've filled up your tank recently, you don't need a chart to tell you that something has changed. Petrol prices in Singapore have surged to record highs in 2026, driven by the ongoing Middle East
2 June 2026
Travel Insurance Singapore: Is It Necessary To Buy Travel Insurance?
Travel Insurance
Travel Insurance Singapore: Is It Necessary To Buy Travel Insurance?
Travel insurance is one of those things many of us buy almost automatically—right before checkout, just in case. At the same time, it’s also one of th...
21 April 2026
Car Servicing Costs and Loan Tips in Singapore (2026)
Personal Loans
Car Servicing Costs and Loan Tips in Singapore (2026)
Car ownership in Singapore is expensive—there’s no way around it. But once you’ve committed to it, the smarter move isn’t cutting corners on maintenan...
14 April 2026
Best Credit Cards for Gym Memberships (2026): How to Earn Rewards on Your Monthly Fitness Spend
Credit Cards
Best Credit Cards for Gym Memberships (2026): How to Earn Rewards on Your Monthly Fitness Spend
Signing up for a gym membership usually starts with good intentions. Maybe you are finally committing to strength training, trying to fix your desk-jo...
20 March 2026
DirectAsia Travel Insurance—MoneySmart Review (2026)
Travel Insurance
DirectAsia Travel Insurance—MoneySmart Review (2026)
Travel insurance is one of those things you hope you’ll never need—but you’ll definitely want it if something goes wrong overseas. The good news is th...
12 March 2026
Standard Chartered Bonus$aver Account Review (2026): High Interest—But How Much Can You Really Earn?
Savings Accounts
Standard Chartered Bonus$aver Account Review (2026): High Interest—But How Much Can You Really Earn?
The Standard Chartered Bonus$aver Account promises one of the higher headline interest rates among savings accounts in Singapore. But like most “bonu...
24 February 2026
Familiar With L&I ETFs? Here’s Why SGX DLCs Could Be the Next Step
Invest
Familiar With L&I ETFs? Here’s Why SGX DLCs Could Be the Next Step
Whether you’re a tactical trader eyeing short bursts of volatility or prefer something steadier, Daily Leverage Certificates (DLCs) let you pick your pace.
22 January 2026
2025 Wrapped: 7 Key Updates for 2025 Including CPF Changes and Record-Low Personal Loan Rates
Trends
2025 Wrapped: 7 Key Updates for 2025 Including CPF Changes and Record-Low Personal Loan Rates
If 2025 felt like a blur, you’re not alone—between policy shifts, credit card changes and those (still) relentless scams, Singaporeans had to stay sha...
24 December 2025
“Where’s My Reward?” MoneySmart’s CEO Delivers Christmas Surprises—Literally
Entertainment
“Where’s My Reward?” MoneySmart’s CEO Delivers Christmas Surprises—Literally
This Christmas, MoneySmart is answering one of the most common questions customers ask—“Where’s my reward?”—in a way few would expect.  Instead of re...
23 December 2025