tay-jin-heok

Articles by Tay Jin Heok

Tay Jin Heok aspires to join the ranks of financial titans like Scrooge McDuck and Mr. Krabs, though he’s still perfecting their knack for turning pennies into fortunes. A self-proclaimed personal finance enthusiast, he has generously decided to share his insights into the money world with his readers. When he’s not demystifying finance, you’ll find him sweating it out in online multiplayer games or scrolling aimlessly through social media.

2025 Wrapped: 7 Key Updates for 2025 Including CPF Changes and Record-Low Personal Loan Rates
Trends
2025 Wrapped: 7 Key Updates for 2025 Including CPF Changes and Record-Low Personal Loan Rates
If 2025 felt like a blur, you’re not alone—between policy shifts, credit card changes and those (still) relentless scams, Singaporeans had to stay sha...
24 December 2025
“Where’s My Reward?” MoneySmart’s CEO Delivers Christmas Surprises—Literally
Entertainment
“Where’s My Reward?” MoneySmart’s CEO Delivers Christmas Surprises—Literally
This Christmas, MoneySmart is answering one of the most common questions customers ask—“Where’s my reward?”—in a way few would expect.  Instead of re...
23 December 2025
Wi-Fi vs Alternative eSIMs vs Roaming for Travelling: What’s The Safest Way To Stay Connected Abroad?
Travel
Wi-Fi vs Alternative eSIMs vs Roaming for Travelling: What’s The Safest Way To Stay Connected Abroad?
Discover why roaming is the safest way to stay connected abroad, with Singtel roaming as the top choice over Wi-Fi and eSIMs.
15 December 2025
Is Your Travel Wallet Really Better Than Your Bank Card? Or Are You Missing Out?
Travel
Is Your Travel Wallet Really Better Than Your Bank Card? Or Are You Missing Out?
Tired of hidden FX fees when spending overseas? Learn why a 0% FX bank card like UOB FX+ could beat travel wallets—without the hassle or markups.
14 November 2025
Top 4 Activities Draining Your Home Wi-Fi Bandwidth
Entertainment
Top 4 Activities Draining Your Home Wi-Fi Bandwidth
Is your Wi-Fi lagging? Find out which everyday habits drain your Wi-Fi bandwidth and how to keep your home connection running fast.
11 November 2025
The Ultimate Guide to Singapore’s Child Development Account (CDA): How to Maximise Every Dollar
Budgeting
The Ultimate Guide to Singapore’s Child Development Account (CDA): How to Maximise Every Dollar
With the right strategy, your CDA can grow into a mini financial safety net that funds years of healthcare and preschool fees.
30 October 2025
SORA Home Loans 2025: What Homeowners Need to Know Now
Home Loans
SORA Home Loans 2025: What Homeowners Need to Know Now
Remember when your home loan was pegged to mysterious acronyms like SIBOR or SOR? Those days are officially over. As of 2025, Singapore’s mortgage mar...
21 October 2025
Civil Service Bonus 2025: Here’s What Singapore’s Civil Servants Are Getting This Year
Career
Civil Service Bonus 2025: Here’s What Singapore’s Civil Servants Are Getting This Year
Whether you’re a civil servant yourself or just curious how your bonus stacks up, here’s the latest on what civil servants are getting in 2025.
14 October 2025
Executive Condos vs Private Condos: What’s Right for You?
Property
Executive Condos vs Private Condos: What’s Right for You?
So you’ve crunched the numbers and realised your household income has nudged past the cap for a BTO flat. Congrats—that’s a good problem to have… but...
28 August 2025
Birthday Treats Singapore 2025 – 32 Best Deals, Freebies & Gifts
Budgeting
Birthday Treats Singapore 2025 – 32 Best Deals, Freebies & Gifts
From free mains to birthday drinks, brands across Singapore are rolling out the red carpet for your birthday month. All you have to do is show up.
28 August 2025