tay-jin-heok

Articles by Tay Jin Heok

Tay Jin Heok aspires to join the ranks of financial titans like Scrooge McDuck and Mr. Krabs, though he’s still perfecting their knack for turning pennies into fortunes. A self-proclaimed personal finance enthusiast, he has generously decided to share his insights into the money world with his readers. When he’s not demystifying finance, you’ll find him sweating it out in online multiplayer games or scrolling aimlessly through social media.

Civil Service Bonus 2026: Here’s What Singapore’s Civil Servants Are Getting This Year
Career
Civil Service Bonus 2026: Here’s What Singapore’s Civil Servants Are Getting This Year
Whether you’re a civil servant yourself or just curious how your bonus stacks up, here’s the latest on what civil servants are getting in 2026.
13 August 2026
Singapore's S$9 Billion Credit Card Problem Isn't About People Who Missed Payments
Credit Cards
Singapore's S$9 Billion Credit Card Problem Isn't About People Who Missed Payments
Singapore's credit card rollover debt just hit a 10-year high of S$9.07B. Here's why it's not about overspending—and how the minimum payment trap actually works.
5 August 2026
Credit Card Buffet Promotions in Singapore (August 2026)
Dining
Credit Card Buffet Promotions in Singapore (August 2026)
Get 1-for-1 deals on hotel buffets (lunch/dinner) in Singapore with your credit card. We compile credit card promotions and buffet prices in August 2026.
30 July 2026
The 30s Checklist: Are You Actually Covered?
The Early Repayment Trap in Personal Loans
Personal Loans
The Early Repayment Trap in Personal Loans
You get your year-end bonus. It lands in your account and, almost before the notification disappears, your mind goes to the loan. Pay it off. Get it done. One less thing. The instinct is clean, sati
25 June 2026
YouTrip Family Review (2026): Is This Kids' Travel Card Worth It for Existing YouTrip Users?
Credit Cards
YouTrip Family Review (2026): Is This Kids' Travel Card Worth It for Existing YouTrip Users?
If you're already a YouTrip user, you've probably noticed the new "Child accounts" option sitting in your app. YouTrip Family—the brand's new travel card for kids—launched in May 2026, and it's square
4 June 2026
Oil Prices Are Rising: What Singaporeans Can Realistically Do to Cope
Budgeting
Oil Prices Are Rising: What Singaporeans Can Realistically Do to Cope
If you've filled up your tank recently, you don't need a chart to tell you that something has changed. Petrol prices in Singapore have surged to record highs in 2026, driven by the ongoing Middle East
2 June 2026
Travel Insurance Singapore: Is It Necessary To Buy Travel Insurance?
Travel Insurance
Travel Insurance Singapore: Is It Necessary To Buy Travel Insurance?
Travel insurance is one of those things many of us buy almost automatically—right before checkout, just in case. At the same time, it’s also one of th...
21 April 2026
Car Servicing Costs and Loan Tips in Singapore (2026)
Personal Loans
Car Servicing Costs and Loan Tips in Singapore (2026)
Car ownership in Singapore is expensive—there’s no way around it. But once you’ve committed to it, the smarter move isn’t cutting corners on maintenan...
14 April 2026
Best Credit Cards for Gym Memberships (2026): How to Earn Rewards on Your Monthly Fitness Spend
Credit Cards
Best Credit Cards for Gym Memberships (2026): How to Earn Rewards on Your Monthly Fitness Spend
Signing up for a gym membership usually starts with good intentions. Maybe you are finally committing to strength training, trying to fix your desk-jo...
20 March 2026