joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

friday finance personal loan
Personal Loans
Friday Finance Personal Loan: Should You Borrow from a Moneylender?
The word “moneylender” conjures up idyllic images of pigs’ heads stuck on doors and O$P$ spray painted in red in HDB corridors. But licensed moneylenders (i.e. legal ones, unlike your...
6 April 2022
dbs personal loans singapore
Personal Loans
DBS & POSB Personal Loan Review: Interest Rates, Approval Times & Loan Amounts
Resorting to personal loans can be a wise financial move if you’re already in debt, have no way to repay all of it right now and wish to consolidate your...
6 April 2022
moomoo vs robo advisors
Invest
moomoo Online Broker vs Robo Advisors: A Review of Fees + Comparison
This post was written in collaboration with FUTU Singapore (FUTU SG). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
withdrawing cash overseas
Travel
Withdrawing Cash Overseas When You Travel – What To Look Out For & Withdrawal Fees
I know, who even uses cash anymore? But when you’re overseas, and say you’re at a street market, you’ll still most likely need to pay in cash. Here’s what you...
4 April 2022
passport lost overseas
Travel
What Should You Do When Your Passport is Lost or Stolen Overseas?
We’ve all read those news articles about how the Singapore passport is the world’s most powerful in terms of the number of countries it lets us get into visa-free. But...
1 April 2022
Singtel Red Membership
Budgeting
Srsly?! 5 Ways The New Singtel Red Membership Programme Practically Pays for Itself & More
This post was written in collaboration with Singtel. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Syfe - understand your risk appetite
Invest
Do You Truly Know Your Risk Appetite? You Might Be More Conservative Than You Think
This post was written in collaboration with Syfe. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
American Express True Cashback Card
Credit Cards
American Express True Cashback Card – MoneySmart Review 2022
The Amex True Cashback Card is a super low-effort gives you 1.5% cashback on virtually anything you spend on, and there is no limit to how much cashback you can...
24 March 2022
unlimited cashback credit card
Credit Cards
5 Best Unlimited Cashback Credit Cards in Singapore (2022)
Many cashback credit cards are like those fast food ads featuring massive burgers oozing with juice. You buy one, only to discover that the real product looked more like a deflated...
24 March 2022
balanced investing - PineBridge Acorns of Asia Balanced Fund
Invest
Why Adopting an Asia Balanced Investment Strategy Could Help During These Volatile Times
This post was written in collaboration with PineBridge Investments. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Top 10 Kids Activities in Singapore to Learn Coding, Art and Other Skills
Education
Top 10 Kids Activities in Singapore to Learn Coding, Art and Other Skills
The March school holidays are in full swing! Sign your kids up for some activities and camps where they can pick up new skills, have fun, and more importantly, stay...
Etiqa Insurance Singapore - protection solutions for millennials, the sandwiched generation
Life Insurance
Protecting What Lies Ahead: The Importance of Insurance & How to Give Yourself the Longest Runway Possible
This post was written in collaboration with Etiqa Insurance. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Helpers in Singapore
Family
4 Reasons Singaporeans are So Reliant on Their Maids
The many maids silently living in their employers’ homes are what really keep this country going. If all the maids suddenly went back to their countries, who would feed us,...
16 March 2022
australian universities tuition fees costs rent
Education
Australian Universities – How Much Does it Cost to Send Your Child There? (2022)
Walk down the streets of Melbourne, Sydney or Perth and you might be surprised to bump into some familiar faces—a classmate from primary school, perhaps, or a distant uncle.
16 March 2022
old with no children senior citizens
Opinion
No Kids? Singaporeans Without Children Can Do These 5 Things to Plan for Old Age
Singaporeans are becoming extinct thanks to our spectacularly low birth rate. Many have chosen to live without kids, which means that they may need to plan in advance for old age....
16 March 2022
Inflation Singapore 2022: Higher cost of living and 8 things that will get more expensive this year
Budgeting
High Cost of Living: 8 Things that will get more expensive in 2022
Just when you thought life couldn’t get any worse, the government drops some very ominous hints that they’re going to raise the GST to 8% in 2023, and 9% in...
16 March 2022
Saving Tips Future University Tuition Fees
Budgeting
5 Tips for Saving For Your Child’s Future University Tuition Fees
At the end of the education rat race, all Singaporean parents hope that their child eventually does well enough to get into a good university and enrol in a course...
15 March 2022
child care subsidies singapore saving money
Family
Child Care Subsidies in Singapore 2022 – What Do You Qualify For?
With the rising cost of living in Singapore, raising a child here isn’t cheap, and it’s only going to get more expensive. Fortunately, the government’s Baby Bonus and raft of childcare subsidies are...
15 March 2022
part-time maid and part-time cleaner
Family
Part Time Maids Singapore 2022 – Where to Find A Part Time Helper & How Much They Cost
Singapore would never have achieved so much without the support of an army of maids from the Philippines, Indonesia and Myanmar, silently cleaning homes and looking after kids while their...
14 March 2022
children march holidays
Family
March Holidays: 5 Meaningful and Free Activities for Children in Singapore
Singaporean children are some of the world’s most over-scheduled. Even during the March school holidays, they’re probably not spared. Bottle-thick glasses on their faces, they are shuttled from school to...
14 March 2022
Maintenance of Parents Act: Can Parents Really Sue Their Children?
Family
Maintenance of Parents Act: Can Parents Really Sue Their Children?
Confucius would be so smug if he knew that filial piety, his favourite virtue, was enshrined in Singapore law. The Singapore government expects children to fund the retirement of their...
14 March 2022
june holidays
Family
5 Free Ways to Entertain Your Kids During the School Holidays, None of Them Involving Screens (Mar 2022)
The March holidays are upon us, which means that every parent is going to have the daunting task of keeping their kids entertained 24/7.
14 March 2022
petrol credit cards singapore 2018
Credit Cards
3 Best Credit Cards for Petrol Discounts at Esso, Shell, SPC & Caltex (2022)
Using a credit card for petrol in Singapore is practically compulsory for any seasoned driver or motorcyclist. Petrol credit cards get you such a huge discount that it doesn’t make...
13 March 2022
best-online-shopping-credit-cards
Credit Cards
7 Best Credit Cards for Online Shopping in Singapore (2022)
Remember the good old days before online shopping became the default way to buy stuff? Me neither. Memories of those hazy days have been filed away together with those of...
11 March 2022
credit card overseas spending fees
Credit Cards
5 Ways to Minimise Your Credit Card Overseas Spending Fees
Using your credit card when you’re on holiday sure beats hiding wads of cash in your socks and underwear to deter thieves. It also saves you from having to make...
11 March 2022