joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

3 Ways to Learn a New Language For Free in Singapore
Education
3 Ways to Learn a New Language For Free in Singapore
Everyone has one of those friends who never wants to try or learn anything new because he doesn’t want to spend money. What is fundamentally wrong with these people is...
9 October 2015
3 Good Habits to Cultivate at Work No Matter What Your Company Culture is Like
Career
3 Good Habits to Cultivate at Work No Matter What Your Company Culture is Like
I once worked in a company where incompetent employees who came to work on time were preferred to those who were better at their work but came in 5 minutes...
9 October 2015
3 Things That Are Completely Unacceptable at the Office No Matter What the Company You Work For
Career
3 Things That Are Completely Unacceptable at the Office No Matter What the Company You Work For
Nobody shows up at work dressed like the characters on Mad Men anymore. While some companies maintain a strict dress code of boring and uncomfortable G2000-style officewear, others encourage their...
8 October 2015
What is Causing Parents To Spend So Much More on Their Kids Than They Used To?
Family
What is Causing Parents To Spend So Much More on Their Kids Than They Used To?
Having kids in Singapore can feel like playing the Sims. You have to invest in them by making sure the house is nice and offers enough light (and bathrooms) at...
7 October 2015
Here’s What The Typical Money Regret of a Singaporean Looks Like
Budgeting
Here’s What The Typical Money Regret of a Singaporean Looks Like
Of all the regrets you’ve accumulated in your life, we’re willing to bet buying that many of them involve money. Whether it was betting all your money on Black at the...
6 October 2015
3 Ways Singaporeans Tend to Overspend Out of Carelessness
Budgeting
3 Ways Singaporeans Tend to Overspend Out of Carelessness
When you stick your ATM card into the machine at the end of the month, only to be greeted with an onscreen message disdainfully informing you that you do not...
6 October 2015
3 Paper Qualifications That Mean Nothing If You Don’t Have the Skills to Back Them Up
Career
3 Paper Qualifications That Mean Nothing If You Don’t Have the Skills to Back Them Up
In many fields, having a nice, prestigious paper qualification is enough to help you get your foot in the door. Sure, you’ll have to prove your worth on the job,...
5 October 2015
4 Things Singaporean Parents Can Do to Help Their Kids Succeed
Family
4 Things Singaporean Parents Can Do to Help Their Kids Succeed
While it’s only natural that parents want the best for their kids, one look at exhausted Singaporean kids wearing bottle-thick glasses, trudging home from late night tuition sessions, their smartphones...
1 October 2015
3 Reasons the High Motorcycle COEs in Singapore are Unreasonable
Opinion
3 Reasons the High Motorcycle COEs in Singapore are Unreasonable
Car COE prices have been creeping downwards, and wannabe car owners all over Singapore are waiting with bated breath for them to fall even lower. Every so often, the newspapers...
30 September 2015
How to Know If You’re Dating Someone Who’ll Make You Poorer
Opinion
How to Know If You’re Dating Someone Who’ll Make You Poorer
Some guys firmly believe that the way into a woman’s heart is through their big wallets, and spare no expense in trying to impress the ladies with flashy cars and...
29 September 2015
What is Compound Interest and Why Should You Love It?
Invest
What is Compound Interest and Why Should You Love It?
If you’re a regular reader of the MoneySmart blog, you’ve probably come across the term “compound interest” more than once. We’re a huge fan of compound interest and often talk...
29 September 2015
Think You Need to Spend Tons of Money For These Awesome Experiences? Think Again
Entertainment
Think You Need to Spend Tons of Money For These Awesome Experiences? Think Again
“Wow, this place is magical,” said my friend. “It looks like we’re not in Singapore.” When Singaporeans think of life-changing, profound, surreal experiences, it goes without saying that these magical...
28 September 2015
3 Luxury Items That Singaporean Ladies Can Now Afford To Have
Shopping
3 Luxury Items That Singaporean Ladies Can Now Afford To Have
Most Singaporeans prefer buying to renting, no matter how expensive it is. This is a mindset that’s been cultivated by the high home ownership rates here. No matter how expensive...
27 September 2015
3 Common Bad Habits That Make Singaporeans Poorer
Opinion
3 Common Bad Habits That Make Singaporeans Poorer
If you’re poor because life dealt you a lousy hand of cards, you deserve all the help in the world. But many Singaporeans land themselves in financial trouble simply because...
24 September 2015
4 Important Purchases You Will Definitely Regret Not Spending More Money On
Budgeting
4 Important Purchases You Will Definitely Regret Not Spending More Money On
The last time someone told me they paid $700 for a new smartphone, I smirked inwardly at the fact that they paid $700 more than I did for my barely-smart...
23 September 2015
3 Ways Singapore Companies Can Stop Employees From Quitting
Career
3 Ways Singapore Companies Can Stop Employees From Quitting
Singaporean employees are as loyal to their bosses as those uncles on Sammy Boy are to their wives—they’re dissatisfied with what they have, and most wouldn’t hesitate to leave for...
23 September 2015
3 Benefits of Internships That Have Nothing to Do With Getting a Job There
Career
3 Benefits of Internships That Have Nothing to Do With Getting a Job There
I’ve met university students with resumes that were five pages long. These guys tried to cram in at least two or three internships during their long holidays each year, and...
22 September 2015
3 Ways Singaporean Parents Can Juggle Work and Kids Better
Family
3 Ways Singaporean Parents Can Juggle Work and Kids Better
Despite the government recently increasing the amount of cash incentives open to Singaporean parents, the number one complaint of new parents on my Facebook feed has been not lack of...
22 September 2015
3 Typical Singaporean Travellers and How They Can Save Money
Travel
3 Typical Singaporean Travellers and How They Can Save Money
I have yet to meet a Singaporean who hates travelling—mainly because for us, going to a foreign country can mean making a mere 30 minute drive across the Causeway.
21 September 2015
online grocery shopping singapore
Shopping
Is Online Grocery Shopping in Singapore Cheaper Than Going To a Supermarket?
We Singaporeans are addicted to convenience. I’ve almost forgotten what it feels like to have to step into the abyss of a shopping mall because I now buy most of...
21 September 2015
3 Reasons Singapore SMEs Should Welcome, Not Discourage, Parental Leave
Career
3 Reasons Singapore SMEs Should Welcome, Not Discourage, Parental Leave
It looks like the government’s going all out this year to convince Singaporeans to have kids. The national paternity leave allowance just got raised to two weeks, although it’s not...
18 September 2015
5 Travel Destinations Singaporeans Think Are Expensive But Can Be Surprisingly Cheap
Travel
5 Travel Destinations Singaporeans Think Are Expensive But Can Be Surprisingly Cheap
Most Singaporeans think of Bangkok, KL, Phuket or Penang when they want an inexpensive vacation. Everything else, by default, is expensive—people balk at the cost of hotels in Tokyo and...
18 September 2015
3 Ways Young, Unmarried Singaporeans Can Benefit From Moving Out of the Family Home
Opinion
3 Ways Young, Unmarried Singaporeans Can Benefit From Moving Out of the Family Home
Pragmatic Singaporeans usually live with their parents until they get married, and some even continue doing so after tying the knot. While the reasons for this used to be largely...
17 September 2015
How to Make Sure You’re Getting Your Money’s Worth When Hiring a Tutor For Your Child
Family
How to Make Sure You’re Getting Your Money’s Worth When Hiring a Tutor For Your Child
If you’re a Singaporean parent, there’s a 70% chance you’ll be enrolling your kid in tuition at some point in their lives. However, despite such high tuition enrolment rates, only...
17 September 2015
3 Things You Should NOT Do When You Get a Windfall
Opinion
3 Things You Should NOT Do When You Get a Windfall
Judging by the number of people praying for Toto and 4D numbers at temples all over Singapore, a lot of people here are hoping for some windfall luck, as the...
15 September 2015