joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

SNACK by Income - SNACK Investment - invest in bite-sized amounts
Invest
How Investing in Bite-Sized Amounts Can Help You Reach Your Financial Goals
This post was written in collaboration with SNACK by Income. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
ETF FUTU moomoo
Invest
ETF Trading in Singapore: How to Begin?
This post was written in collaboration with FUTU Singapore (FUTU SG). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...
DBS Black Card Review
Credit Cards
DBS Black Visa Card – MoneySmart Review 2022
Your parents might think it’s bad luck to wear black. But that sure hasn’t hurt DBS Black Visa Card’s popularity. The card itself looks pretty sleek and is marketed as...
22 November 2021
HSBC Advance Credit Card
Credit Cards
HSBC Advance Credit Card – MoneySmart Review 2022
The HSBC Advance Credit Card doles out up to 3.5% cashback on everything, which is a real godsend for people who simply can’t keep track of 7 different credit cards...
22 November 2021
DBS Remit promo code - send money overseas to loved ones this festive season
Family
Guide to Sending Money Overseas via DBS Remit for First-Time Remitters — Just in Time for the Holidays!
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
RHB High Yield Savings Account Plus
Savings Accounts
How to Overcome These Common Hurdles When Growing Our Savings
This post was written in collaboration with RHB Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
OCBC RoboInvest - changes November 2021 - robo advisor investment
Invest
OCBC RoboInvest: How This Robo-Advisor is Now Even Easier for New Investors to Get Started With
This post was written in collaboration with OCBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
SPDR Gold ETF Singapore - buy gold Singapore
Invest
Gold ETFs: What This Gold Investment Route Offers & How to Get Started
This post was written in collaboration with State Street Global Advisors. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...
Great Eastern integrated shield plan IP plan insurance
Health Insurance
Comprehensive Health Planning for your Newborn and/or Children? Why You’re Not Being Kiasu
This post was written in collaboration with Great Eastern. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
StarHub sim-only plan EasyGo device plan iPhone 13 Samsung Galaxy S21
Budgeting
Why Getting a Phone from Your Telco With a SIM-Only Plan May Make More Sense
This post was written in collaboration with StarHub. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
free antivirus software singapore - ESET
Budgeting
5 Ways Free Antivirus Software Secures Financial Transactions
This post was written in collaboration with ESET. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
AIA critical illness insurance singapore
Health Insurance
Your Critical Illness Plan Should Give You More — Here’s What We Like & Why
This post was written in collaboration with AIA. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Guide to Singa Bonds: Is This New Type of SGS Bond a Good Investment?
Invest
Guide to Singa Bonds: Is This New Type of SGS Bond a Good Investment?
Looking for a way to invest in Singa the Courtesy Lion? Unfortunately, you can’t raise society’s graciousness levels by buying “Singa Bonds”, also known as SGS Infrastructure bonds or simply...
28 October 2021
ESG (Environmental, Social & Governance) Investing in Singapore: How Retail Investors Can Start Investing Sustainably
Invest
ESG (Environmental, Social & Governance) Investing in Singapore: How Retail Investors Can Start Investing Sustainably
Seemingly overnight, Singaporeans have started to care about the environment. This could be because we’ll be one of the first places in the world to become unliveable when temperatures soar....
27 October 2021
gemini crypto exchange singapore
Invest
Exploring Other Crypto Exchange Platforms? Gemini at a Glance
This post was written in collaboration with Gemini. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
best balance transfer singapore rates singapore
Credit Cards
Balance Transfers in Singapore: How They Work & the Best Rates in 2022
We do not wish ill fortune on any of our readers, but should you ever find someday that you’re having difficulty repaying your credit card bills and that your accumulated...
25 October 2021
What is SGFindex, and Should You Bother Setting It Up?
Budgeting
What is SGFindex, and Should You Bother Setting It Up?
The glory days of high interest savings accounts are over, and we’re left weeping over the ravages of our rapidly-depreciating cash savings. The good news is that the DBS Multiplier...
22 October 2021
Could Singapore Investors Be Affected By China Evergrande’s Debt Crisis?
Invest
Could Singapore Investors Be Affected By China Evergrande’s Debt Crisis?
Made in China jokes aside, people who trade Chinese stocks know that you have to stay on your toes at all times. Sure, they can offer explosive growth potential, but...
22 October 2021
OCBC Frank Card review
Credit Cards
OCBC Frank Credit Card – MoneySmart Review 2022
The OCBC Frank credit card’s website copy says it will help you “navigate adulthood”. That alone tells you who this card is targeted at. Move aside aunties and uncles! (Just...
20 October 2021
DBS Multiplier Account - new changes October 2021 - achieve financial goals quicker
Savings Accounts
4 Ways Multiplier Account Rewards You As You Work Towards Your Financial Goals
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
crypto card Singapore - crypto com card - best crypto card
Invest
Crypto Owners, Here’s How to Make Your Coins Work Harder for You
This post was written in collaboration with Crypto.com. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective lens....
Tiger Brokers Singapore - Tiger Trade App - Futures trading
Invest
So You Want to Start Trading Futures: What is it & What Do You Need to Know?
This post was written in collaboration with Tiger Brokers Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Standard Chartered Rewards+ Card – MoneySmart Review 2022
Credit Cards
Standard Chartered Rewards+ Card – MoneySmart Review 2022
The Standard Chartered Rewards+ Card’s main draw is that it offers up to 10X rewards points… for overseas retail, overseas dining and travel spending. Gee, thanks! What an unwelcome reminder of...
7 October 2021
singapore gst hike
Budgeting
Budget 2021: GST Hikes & Extensions Singaporeans Should Prepare For
Last year’s Budget was all about supporting Singaporeans through the challenges of the pandemic, the recession and an economy that was already tepid before the virus outbreak. But all that...
5 October 2021
What is the HDB Income Ceiling for BTO, EC & Resale Flats?
Property
What is the HDB Income Ceiling for BTO, EC & Resale Flats?
When it comes to buying an HDB flat, Singaporeans are stuck between the devil and the deep blue sea. A delicate balance has to be struck between 2 extremes: Work...
29 September 2021