audrey

Articles by Audrey Ng

Audrey Ng is a bargain hunter who tries to sniff out the best deals possible whether it's food, shopping or travel. She will out auntie the auntiest of aunties.

UOB-Cashback-Shopping
Credit Cards
Finally, a Credit Card for Singaporeans Who Love McDonald’s, Cold Storage, Shopee, GrabRides, and more
Let’s be real, nobody has the time to play the cashback game—like categorising expenses and getting a different credit card for each activity. But, we still want to maximise the...
4 “Poor WiFi” Disaster Stories—From Zoom Interview Nightmares to Broken TVs
Entertainment
4 “Poor WiFi” Disaster Stories—From Zoom Interview Nightmares to Broken TVs
Even in 2024, we seem to still tolerate poor WiFi. Think about it—how many times have you gotten stuck at “loading” while streaming Netflix or watching YouTube? How many times...
cpf-guide-singapore
Budgeting
CPF Guide Singapore: CPF Contribution Rates, Ceilings, Retirement Sum and More (2024)
Higher CPF retirement sum ceiling, Special Account to close for those aged 55 and above, Retirement Savings Bonus, MediSave top up, etc. These are some of the changes announced in...
27 February 2024
Invest-Trading
Invest
Which Investing Strategy Is Suitable for You? Find Out With These 5 Simple Questions
As the saying goes, there is more than one way to skin a cat. In that same vein, there are different ways to potentially profit from the markets. The strategy...
Cheap Parking in Orchard 2024—Where to Park for Free, Tips to Save More
Transportation
Cheap Parking in Orchard 2024—Where to Park for Free, Tips to Save More
Ah, Singapore, a place where we willingly drop six figures on our sleek rides but can’t help but cringe at the thought of shelling out double digits just to park...
15 February 2024
CHAS Card Review 2024—Latest Updates to Annual Home Value Criteria
Healthcare
CHAS Card Review 2024—Latest Updates to Annual Home Value Criteria
You may know of the CHAS card as a card that lets the elderly and folks with disabilities get subsidised rates for their medical bills. It was introduced in 2000...
2 February 2024
chinese-new-year-2024-snacks-pineapple-tarts-kueh-lapis-love-letters
Dining
Chinese New Year Goodies & Snacks 2024 Price Guide: Pineapple Tarts, Kueh Lapis, Love Letters & More
Chinese New Year (CNY) is when we tell ourselves that it’s ok to eat more and indulge because those extra calories from all the massive meals are totally worth it...
24 January 2024
erp-rates-gantries-singapore-2024
Transportation
“Every Road Pay”? Here Are The 5 Most Expensive ERP Timings To Avoid in Singapore (2024)
Drivers, I’m sure you’d agree that it’s super heart pain every time you drive under the Electronic Road Pricing (ERP) gantry and hear the beep in the card reader, especially...
17 January 2024
financial-markets
Invest
Should You Diversify Your Investments or Go All-In? Here’s What a Nobel-Winning Economist Thinks
We all know the phrase “don’t put all your eggs in one basket”, which applies to many situations, including investments. But have you heard of “diversification is the only free...
best-japanese-buffets-in-singapore-2024
Dining
Best Japanese Buffets in Singapore in 2024 From $18.99++
Singaporeans have an insatiable appetite for Japanese cuisine, and amidst the abundance of Japanese eateries, the real bang for your buck comes from Japanese buffets.  Although dining at mid- to...
15 January 2024
Person delivering goods
Personal Loans
How to Apply For a Personal Loan as a Self-Employed Person, Freelancer, or Gig Worker
What would we do without the hardworking food delivery riders or couriers delivering our much-needed sustenance and packages?  The last couple of years saw an unprecedented increase in the number...
8 Best Home Appliances for People Who Travel Often (You Can Even Fit Some in Your Suitcase)
Travel
8 Best Home Appliances for People Who Travel Often (You Can Even Fit Some in Your Suitcase)
‘Tis the season of travel! Beyond the annual holidays, we all likely have that jet-setting friend who is constantly hopping on a plane, whether it’s for work or leisure. Maybe...
14 December 2023
Public Holidays in Singapore 2024: How to Get 56 Days of Holiday Using 18 Days of Annual Leave
Career
Public Holidays in Singapore 2024: How to Get 56 Days of Holiday Using 18 Days of Annual Leave
With flight prices shooting sky-high post-pandemic, we have to start booking our overseas trips earlier. And that means some strategic planning around public holidays and long weekends to maximise our...
28 November 2023
best-spas-singapore
Fitness & Beauty
Chill Out at the Best Spas in Singapore—Affordable, Mid-Range, Luxury
What was the last thing that made you stressed?  For me, it’s the ordeal of trying to squeeze onto the crowded train during the morning rush hour before having fully...
20 November 2023
Give One-Off Special Lump Sum Payment and Increase Wages, Says National Wages Council
Career
Give One-Off Special Lump Sum Payment and Increase Wages, Says National Wages Council
As the usual cai fan fare approaches the $10 mark, coupled with rising costs of electricity, water, and transportation, here’s another kicker: GST is set to climb to 9% in...
9 November 2023
executive-condo-ec-singapore-breakup-costs
Property
Breaking Up After Getting An EC—How Much Money Do You Lose?
It’s always a terrible experience when you go through a breakup but it’s worse when you both already bought a property together. This time your emotional and psychological wellbeing is...
25 October 2023
Banks are Increasing Paternity Leave; Who Else is Doing It and Why?
Family
Banks are Increasing Paternity Leave; Who Else is Doing It and Why?
It was a long-time coming but 2 banks in Singapore led the way in announcing changes to their parental leave policies in end Aug 2023.   Standard Chartered Bank is now...
19 October 2023
A Guide to Shopping on TikTok Live
Shopping
A Guide to Shopping on TikTok Live
First, there was Facebook Live, Shopee Live, YouTube Live, Instagram Live, and now, TikTok has finally joined the live stream foray with the launch of TikTok Live.  There’s just something...
3 October 2023
Best Credit Cards for Lazy People (2023): Low Maintenance, Hassle-Free Payments
Credit Cards
Best Credit Cards for Lazy People (2023): Low Maintenance, Hassle-Free Payments
Sipping a cocktail while you type away on your laptop under the shade of your beach umbrella then shutting off at 4 pm when the work has been done?  That’s...
2 October 2023
ichange-money-changer-app-review
Travel
Does This Money Changer App Really Offer The Highest Forex Rate Conversion in Singapore?
As much as we like travelling and shopping overseas, a factor that could put a dent into our finances is high foreign currency exchange rates.  I always used to head...
27 September 2023
The Loyalist vs The Deals Chaser—Is Disloyalty the Key to Maximising Loyalty Programmes?
Opinion
The Loyalist vs The Deals Chaser—Is Disloyalty the Key to Maximising Loyalty Programmes?
I’m always secretly thrilled if I get some reward when I shop. Sure I’m still spending money but at least I am buying something I need or like, AND getting...
22 August 2023
It Takes Nearly 3 Decades And Half A Million Bucks For An Average Singaporean To Feel Financially Free; 2023 Singlife Study Finds
Budgeting
It Takes Nearly 3 Decades And Half A Million Bucks For An Average Singaporean To Feel Financially Free; 2023 Singlife Study Finds
With concepts like FIRE (Financial Independence, Retire Early), and its offshoot concepts such as Lean FIRE, and Coast FIRE, it’s clear that people just want to be financially independent to...
17 August 2023
Baby Benefits New Parents Can Expect From 2023: Enhanced Baby Bonus, Child Development Account, Tax Reliefs, and More
Family
Baby Benefits New Parents Can Expect From 2023: Enhanced Baby Bonus, Child Development Account, Tax Reliefs, and More
Congratulations, you’re expecting! Or perhaps you’re a newly minted parent, a newlywed couple who is contemplating having a little one, or still in the midst of dating but having little...
16 August 2023
Rewards Programmes are Evolving, and We’re Not Complaining
Opinion
Rewards Programmes are Evolving, and We’re Not Complaining
Now, this was a marriage we didn’t see coming. On 12 July 2023, NTUC FairPrice and ComfortDelGro (CDG) signed a Memorandum of Understanding (MOU) to collaborate on their respective rewards...
18 July 2023
HSBC TravelOne Credit Card
Credit Cards
The New HSBC TravelOne Credit Card: Unlock Instant Rewards Redemption+, up to 2.4mpd & Other Travel Privileges
During sakura season in Japan, my social media feed literally turned pink with the flurry of posts from friends who were “revenge travelling” and finally embarking on the long-awaited holidays...