Where did 2024 go? It feels like just yesterday we were making resolutions and planning holidays, and now here we are, gearing up for another new year.
One of the best ways to start 2025 on the right foot? Plan ahead—especially when it comes to your leave days. Trust us, when you’re drowning in work in the months to come, having a long weekend or overseas getaway to look forward to can make all the difference.
The 2025 Singapore public holiday calendar is blessing us with 4 long weekends. On top of that, with some clever planning, you can turn 15 days of annual leave into 48 glorious days off. Yes, you read that right—48 days to travel, recharge, or simply enjoy the little luxuries of a long weekend. Here’s a guide on how to stretch your leave days like a pro.
There are 11 official public holidays in 2025.
| New Year’s Day | 1 Jan 2025 | Wednesday |
| Chinese New Year | 29 Jan 2025 | Wednesday |
| 30 Jan 2025 | Thursday | |
| Hari Raya Puasa | 31 Mar 2025* | Monday |
| Good Friday | 18 Apr 2025 | Friday |
| Labour Day | 1 May 2025 | Thursday |
| Vesak Day | 12 May 2025 | Monday |
| Hari Raya Haji | 7 Jun 2025* | Saturday |
| National Day | 9 Aug 2025 | Saturday |
| Deepavali | 20 Oct 2025 | Monday |
| Christmas Day | 25 Dec 2025 | Thursday |
* Subject to confirmation.
Source: MOM
The day of the week that the holiday falls on is vital here. Why? Should they be Monday or Friday, you already get a long weekend.
Out of the 11 holidays above, 4 will yield you a long (3-day) weekend:
| Hari Raya Puasa | 31 Mar 2025* | Monday |
| Good Friday | 18 Apr 2025 | Friday |
| Vesak Day | 12 May 2025 | Monday |
| Deepavali | 20 Oct 2025 | Monday |
* Subject to confirmation.
That’s 3 x 4 = 12 days of holiday already! Here’s how to take leave strategically to get more vacation days from the mid-week public holidays.
How to maximise your public holidays in 2025
Now let’s address the awkward mid-week public holidays:
| New Year’s Day | 1 Jan 2025 | Wednesday |
| Chinese New Year | 29 Jan 2025 | Wednesday |
| 30 Jan 2025 | Thursday | |
| Labour Day | 1 May 2025 | Thursday |
| Christmas Day | 25 Dec 2025 | Thursday |
In 2025, our mid-week public holidays fall on either Wednesday (New Year’s Day, Chinese New Year day 1) or Thursday (Chinese New Year day 2, Labour Day, Christmas Day). Here’s how to turn those 5 public holidays into 36 days of leave.
| Public holiday | Date | Day | Days to take leave | No. of leave days | No. of vacation days |
| New Year’s Day | 1 Jan 2025 | Wed | Mon, Tue, Thu, Fri | 4 | 9 (S,S, M-F, S, S) |
| Chinese New Year | 29 Jan 2025 | Wed | Mon, Tue, Fri | 3 | 9 (S,S, M-F, S, S) |
| 30 Jan 2025 | Thu | ||||
| Labour Day | 1 May 2025 | Thu | Mon, Tue, Wed, Fri | 4 | 9 (S,S, M-F, S, S) |
| Christmas Day | 25 Dec 2025 | Thu | Mon, Tue, Wed, Fri | 4 | 9 (S,S, M-F, S, S) |
|
TOTAL |
15 | 36 | |||
In the table above, we’re suggesting you take the rest of the week off to create a long 9-day break for yourself, including the weekends. But you do have some flexibility here.
For example, 2025’s Labour Day falls on a Thursday. You could take Monday, Tuesday, Wednesday and Friday off for a 9-day break:
- Saturday, 26 Apr 2025
- Sunday, 27 Apr 2025
- Monday, 28 Apr 2025 (annual leave)
- Tuesday, 29 Apr 2025 (annual leave)
- Wednesday, 30 Apr 2025 (annual leave)
- Thursday, 1 May 2025 (Labour Day, public holiday)
- Friday, 2 May 2025 (annual leave)
- Saturday, 3 May 2025
- Sunday, 4 May 2025
Alternatively, you could just take leave on 2 May, Friday, for a 4-day long weekend from 1 to 4 May 2025. The choice is yours—perhaps you might opt for the latter if you intend to travel elsewhere in the year and need to save your leave.
If you do turn each of these mid-week public holidays into 9-week breaks, you’ll get 36 days of holiday. Coupled with the 12 days you’ll get from long weekends, you’re looking at 48 days off in total using just 15 days of annual leave.
Tips to ensure your travel plans go smoothly
Singaporeans love to travel, so I’m betting that several of your leave periods are going to culminate in a holiday overseas. If you’re nodding your head enthusiastically, keep reading, because these are some essential tips for making sure your overseas vacations go without a hitch.
Avoid the school holidays
If you hate crowds and/or screaming kids, the school holidays are the absolute worst time to travel. Cue throngs of children and their families flooding the airport and giving you a pounding headache on the plane.
In 2025, there are 4 main school holiday periods to avoid—assuming you aren’t a parent and actually need to use those holidays if you want to travel with your child(ren). Here’s a summary:
| MOE Kindergarten, Primary and Secondary | JC Year 1, MI Year 1 & MI Year 2 | JC Year 2 & MI Year 3 | |
| Between Terms I & II | Sat 15 Mar to Sun 23 Mar 2025 | ||
| Between Semesters I & II | Sat 31 May to Sun 29 Jun 2025 | ||
| Between Terms III & IV | Sat 6 Sep to Sun 14 Sep 2025 | ||
| At End of School Year | Sat 22 Nov to Wed 31 Dec 2025 | Sat 29 Nov to Wed 31 Dec 2025 | End of GCE A-Level examinations to 31 Dec 2025 |
Source: MOE
Use a digital multi-currency wallet
One of the biggest killers for your travel budget is foreign exchange fees. These are usually around 3.25% on a credit card which can really add up quickly.
The good news is that there are plenty of options to avoid foreign currency fees thanks to digital multi-currency cards like YouTrip and Instarem’s Amaze Card. You can read the article linked above for a full breakdown, but my top picks are:
- YouTrip for its simple, fuss-free, fee-free mechanics
- the Amaze card for its rewards (which most other digital multi-currency cards don’t have)
Overseas ATM withdrawal fee
S$5
Overseas ATM withdrawal fees
2%
- Number of Supported Currencies
- 10+
- Foreign Transaction Fees
- 0%
- Min. Balance
- S$0
- Overseas ATM withdrawal fees
- 2%
You can also look into digital multi-currency accounts with banks like DBS, HSBC, UOB and more. These allow you to store money in different currencies and then use their corresponding card to pay or withdraw cash overseas.
Use a miles card
Turn your expenses into future travel opportunities by using a miles card. From flight tickets and hotels to everyday purchases, miles cards reward you for spending.
You can redeem your accumulated miles for flight upgrades, free tickets, or even exclusive experiences. Many miles cards also offer travel perks like complimentary travel insurance or lounge access, adding a touch of luxury to your journey.
How do you choose a miles card? It really depends on your lifestyle—some offer better rates for dining or travel-related spending. For example, the Citi PremierMiles Card offers up to 10 miles per dollar (mpd) on selected hotel and flight bookings.
- Local Spend
- S$1 = 1.2 miles
- All Foreign Currency Spend including Retail and Online
- S$1 = Up to 2.2 miles
- Selected Online Hotel Bookings
- S$1 = Up to 10 miles
Get UPSIZED S$370 Cash or 5,040 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints. That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
Don’t write off rewards cards too. The unassuming DBS yuu Card can earn you up to 10 miles per dollar at yuu merchants like Cold Storage, foodpanda, Gojek and more.
- at yuu merchants, with no min. spend and no cap
- S$1 = 10X yuu Points
- when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
- Additional bonus 26X yuu Points
- on all other spend
- S$1 = 1X yuu Point
Get good rates to exchange money
Save money on currency exchange by planning ahead—not all money changes are made equal. The worst thing you can do is to delay changing your money until you’re at the airport—these money changers are money suckers and typically offer poor rates.
Check out our guide to money changers in Singapore well before you fly. Alternatively, if you only need a small amount of cash and can pay digitally the rest of the time, a lot of digital multi-currency cards offer free overseas ATM withdrawals up to a certain cap each month. You should also prioritise using a multi-currency wallet if you’re travelling to multiple countries—avoid multiple exchanges where you can. We want 2025 to be simple and fuss-free!
Get travel insurance
The least fun item on this list of travel tips, getting travel insurance is one of the most important. Don’t let unexpected surprises ruin your trip! Travel insurance gives you peace of mind, knowing you’re protected from travel mishaps and disruptions.
A comprehensive travel insurance plan covers medical emergencies, trip cancellations, lost baggage, and more. Look for a plan tailored to your destination and activities, especially if you’re planning adventurous sports and activities like scuba diving or hot air balloon rides.
Compare travel insurance policies online to find the best coverage for your needs. If you need some suggestions, start with our travel insurance guide. Don’t forget to check if your credit card offers complimentary travel insurance—it’s a bonus worth considering.
Total Premium
S$27.64
- Med. Coverage (Overseas)
- S$200,000
- Trip Cancellation
- S$7,500
- Loss/Damage of Baggage
- S$3,000
- Total PremiumTotal Premium
S$36.8525% Off - S$27.64
[Prizes worth over S$13,500 | MoneySmart Exclusive]
Get over S$35 worth of rewards including:
• S$30 Revolut cash reward
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased. T&Cs apply.
Ready to Travel ANYWHERE for FREE?
• Score a Holiday (worth up to S$5,000)
• Apple AirTag (worth S$45). T&Cs apply.
• S$100 Revolut cash reward. T&Cs apply.
Total Premium
S$24.80
- Med. Coverage (Overseas)
- S$250,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total PremiumTotal Premium
S$6260% Off - S$24.80
[GIVEAWAY | MoneySmart Exclusive]
Get over S$75 worth of rewards including:
• Up to S$40 via PayNow OR 1 x Apple AirTag (worth S$45.40) with eligible premiums spent. T&Cs apply.
• S$30 Revolut cash reward
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased.
Score exciting gifts on top of existing rewards:
• Apple iPad 10.9-inch 64GB (10th Gen). T&Cs apply.
• S$100 Revolut cash reward. T&Cs apply.
Have you started planning your leave in 2025? Share this with someone you’re hoping to travel with!
About the author
Vanessa Nah pens articles on the ins and outs of buying your first home, the T&Cs of credit cards, and the ups and downs of alternative investments. A researcher at heart, she gets a kick out of breaking down complex finance concepts for the everyday Singaporean. When Vanessa’s not debunking finance myths, you’ll find her attending dance classes, fingerpicking a guitar, or (most impawtently) fulfilling her life mission to make her one-eyed cat the most spoiled and loved kitty in the world.
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