Personal Loans

Baby Budget — Cost Considerations That Come with Having A Baby in Singapore & How Standard Chartered CashOne personal loan can help
Baby Budget — Cost Considerations That Come with Having A Baby in Singapore
Let’s face it, parenthood is expensive.  No matter how well you plan, it’s impossible to really predict ...
The Standard Chartered (SCB) CashOne Personal Loan could be an option for those looking to renovate their home.
Home Renovations in Singapore — How You Can Budget For It
Renovating a home is a big project to undertake, and the process can be complicated — even if you’ve done ...
Standard Chartered Bank SCB CashOne Personal Loan: Personal Loans in Singapore — What Does It Mean To Borrow Responsibly?
Personal Loans in Singapore — What Does It Mean To Borrow Responsibly?
You need some spare cash and have decided to take up a personal loan. As always, it’s important to be prudent ...
Personal Loans During Tough Times — 5 Purposes You Should Never Use Them For
Personal Loans During Tough Times — 5 Purposes You Should Never Use Them For
A personal loan may seem like a possible solution to our immediate financial concerns during this trying ...
3 June 2020
best personal loan singapore
The Best Personal Loans in Singapore with Lowest Interest Rates (2020)
If you’re in urgent need of money, and you’re too paiseh to borrow from your family and friends – what ...
3 June 2020
debt consolidation plan
Debt Consolidation Plans in Singapore – What Are They & How Do They Work?
In Singapore, we’re really helpful. When an accident happens on the road, we always slow down our vehicles ...
7 April 2020
personal loan advertising
Personal Loans Should Be for Emergencies, Not Frivolous Shopping
Over the past 2 weeks, I’ve received 3 phone calls from several banks in Singapore, all asking if I’m interested ...
26 July 2019
What Can Debt Collectors in Singapore Legally Do? How To Deal With Them?
What Can Debt Collectors in Singapore Legally Do? How To Deal With Them?
The classic images of a pig’s head and O$P$ splattered in red on corridor walls sum up Singaporeans’ feelings ...
8 April 2019
Is It Always a Bad Thing To Take a Loan? Here’s the Difference That Good Financial Management Makes
Is It Always a Bad Thing To Take a Loan? Here’s the Difference That Good Financial Management Makes
This article is sponsored by Standard Chartered Bank (Singapore) Limited (“SCBSL”). While we are financially ...
money lenders personal loans
Taking Personal Loans From Licensed Moneylenders vs Borrowing From Banks: What’s the Difference?
Adulting is hard. It’s not nearly enough to get a job, manage your bills, and remain debt-free. You also ...
15 January 2019
diamond engagement rings singapore
Shopping For A Diamond Engagement Ring? Here Are 5 Financial Tips You Must Know
Sure, we live in an era where it’s cool and trendy to rebel against diamond engagement rings, but remember ...
27 December 2018
pawn shops singapore
7 Things Singaporeans Should Know About Pawn Shops
Back in the ’80s, middle-class Singaporeans associated pawn shops with poverty. If you were seen walking ...
4 December 2018
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How to Get Your Credit Score and Credit Report from CBS
A credit report is essentially a bill of health for your finances. On it, you can find your credit score ...
14 November 2018
effective interest rate eir singapore
Effective Interest Rate (EIR) – What Does It Mean & How Do You Calculate It?
Everybody knows what an interest rate is – it’s effectively a percentage of an amount over a year. If your ...
5 September 2018
credit card debt consolidation personal loan
Is Credit Card Debt Eating You Alive? Here’s What You Should Know About Debt Consolidation
Being smart about your personal finances isn’t just about being cheap. Unless it’s for health purposes ...
5 September 2016
Singaporeans Thinking of Taking Out a Payday Loan Should Read This First
Singaporeans Thinking of Taking Out a Payday Loan Should Read This First
On the surface, Singaporeans look like a serious, hardworking, prudent bunch who don’t take any risks and ...
7 June 2016
#iamMoneySmart Personal Loans Contest 2015
#iamMoneySmart Personal Loans Contest 2015
Statistically speaking, the biggest reason why people tend to take out a personal loan is actually to pay ...
5 November 2015
3 Reasons Why Taking a Cash Advance on Your Credit Card is Financial Suicide
3 Reasons Why Taking a Cash Advance on Your Credit Card is Financial Suicide
When you’re in desperate need of money that you don’t have, one option is to withdraw money using your ...
21 October 2015
The Best Personal Loan in Singapore 2015
The Best Personal Loan in Singapore 2015
Truthfully, I don’t need to tell you where to get the best personal loans in Singapore. The answer is always ...
16 June 2015
personal loan singapore
5 Common Reasons Why Singaporeans Take Personal Loans
Taking a personal loan from a bank in Singapore is a relatively common practice and has been for some time ...
30 April 2015
loan application rejected
Loan Application Rejected? Here’s 6 Ways To Get Your Act Together
Nobody cares about things like credit ratings or the dangers of alcohol poisoning when they’re young, hot ...
14 April 2015
personal loans singapore
Want to Get a Personal Loan? Here’s What You Need To Know About Qualifying For One
We’ve been receiving lots of questions from distraught readers about whether they can qualify for a personal ...
1 April 2015
personal loans singapore
3 Situations Where a Personal Loan Could Save Your Ass
Unless you need money to urgently purchase a bazooka, before your home gets overrun by a gang of marauding ...
15 January 2015
personal loans singapore
The 7 Most Important Things You Need to Know About Personal Loans
Take a moment to find out what personal loans are, and learn what to do if and when you need them. A personal ...
13 January 2015
5 ways to get debt free
How To Become Debt Free in 5 Simple Ways
Last month, the government announced something we thought was really fantastic. Yes, we’re actually enthused ...
20 November 2014